DSP Ultra Short to Short Term Fund

Regular Plan · Weekly IDCW · Ultra Short Duration · Scheme code 133927

NAV₹10.1232as on 25 Sep 2026

Fund houseDSP Mutual Fund

CategoryUltra Short Duration

Plan & optionRegular · Weekly IDCW

History11.5 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.09	-0.28	-0.15	-0.14	-0.02	-0.01	0.06	0.07	0.09
Ultra Short Duration category median	—	—	—	5.54	6.51	5.53	—	—	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.4%	-4.83	-6.10	—	—	-2.7%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
510	-1.3%	0.0%	2.1%	32%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Ultra Short to Short Term Fund

Regular Plan · Weekly IDCW

Allocation

By asset

Debt	96.41%
Cash & Equivalents	3.21%
AIF Units	0.38%

By market cap

Concentration

Number of stocks	100
Top 5 stocks	15.26%
Top 10 stocks	26.55%
Top 20 stocks	42.84%
Lines in the filing	102

Largest holding	3.82%
Largest sector	CRISIL AAA 45.79%
Effective stocks	69.5
Sectors held	8
Cash	3.21%

Effective stocks is what the concentration works out to: a fund holding 100 names but most of its money in a few behaves like a fund of 70. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA	45.79%
CRISIL A1+	22.86%
Sovereign	11.73%
ICRA AAA	6.69%
IND A1+	5.18%
Cash & Equivalents	3.21%
ICRA A1+	3.06%
IND AAA(SO)	1.10%
Unclassified	0.38%

DSP Ultra Short to Short Term Fund

Regular Plan · Weekly IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Bharti Telecom Ltd	CRISIL AAA	17,000	179	3.82%
2	Bank of Baroda	IND A1+	3,000	146	3.11%
3	TREPS / Reverse Repo Investments	Unclassified	—	144	3.08%
4	REC Ltd	ICRA AAA	12,500	134	2.86%
5	National Bank For Agriculture & Rural Development	CRISIL AAA	12,500	129	2.76%
6	Small Industries Development Bank Of India	CRISIL AAA	12,500	127	2.71%
7	REC Ltd	CRISIL AAA	12,500	126	2.69%
8	National Bank For Agriculture & Rural Development	CRISIL AAA	10,000	107	2.28%
9	Bajaj Housing Finance Ltd	CRISIL AAA	10,000	101	2.16%
10	6.85% Uttar Pradesh SDL 23112026	Sovereign	9,714,000	99	2.11%
11	HDFC Bank Ltd	CRISIL A1+	2,000	96	2.05%
12	Indian Bank	CRISIL A1+	2,000	94	2.01%
13	Tata Capital Housing Finance Ltd	CRISIL AAA	750	80	1.70%
14	LIC Housing Finance Ltd	CRISIL AAA	750	79	1.69%
15	Small Industries Development Bank Of India	CRISIL AAA	7,500	79	1.68%
16	Mahindra Rural Housing Finance Ltd	CRISIL AAA	7,500	77	1.64%
17	7.39% Tamil Nadu SDL 09112026	Sovereign	7,500,000	77	1.64%
18	Export-Import Bank Of India	CRISIL A1+	1,500	72	1.54%
19	HDFC Bank Ltd	CRISIL A1+	1,500	72	1.54%
20	Bajaj Finance Ltd	CRISIL AAA	7,000	70	1.50%
21	364 DAYS T-BILL 04022027	Sovereign	6,500,000	63	1.35%
22	Bajaj Finance Ltd	CRISIL AAA	5,000	53	1.12%
23	LIC Housing Finance Ltd	CRISIL AAA	5,000	52	1.11%
24	National Bank For Agriculture & Rural Development	ICRA AAA	5,000	51	1.10%
25	India Universal Trust	IND AAA(SO)	89	51	1.10%
26	REC Ltd	ICRA AAA	5,000	51	1.09%
27	Power Finance Corporation Ltd	CRISIL AAA	500	51	1.08%
28	Bajaj Housing Finance Ltd	CRISIL AAA	4,907	51	1.08%
29	Bajaj Housing Finance Ltd	CRISIL AAA	5,000	50	1.07%
30	ICICI Home Finance Co Ltd	CRISIL AAA	5,000	50	1.07%

DSP Ultra Short to Short Term Fund

Regular Plan · Weekly IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹150 cr	₹34 cr	17	17	+0.01%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
REC Ltd	12,500	entered	—	126
Indian Bank	2,000	entered	—	94.1
LIC Housing Finance Ltd	5,000	entered	—	51.9
Small Industries Development Bank Of India	5,000	entered	—	49.3
Canara Bank	1,000	entered	—	48.1
Union Bank of India	1,000	entered	—	48.0
Bajaj Finance Ltd	1,000	entered	—	47.0
Canara Bank	1,000	entered	—	47.0
Added to
HDFC Bank Ltd	1,000	+100.0%	+0.5%	48.0
Tata Capital Housing Finance Ltd	250	+50.0%	+0.6%	26.6
National Bank For Agriculture & Rural Development	2,500	+25.0%	+0.3%	25.8
Power Finance Corporation Ltd	250	+100.0%	+0.5%	25.3
Export-Import Bank Of India	500	+50.0%	+0.5%	24.0
Trimmed
Canara Bank	500	-50.0%	+0.5%	23.9
Bharti Telecom Ltd	500	-2.9%	+0.5%	5.3
7.16% Maharashtra SDL 28092026	500,000	-60.5%	+0.5%	5.1
Sold out of
Tata Capital Limited	5,000	exited	—	51.5
REC Limited	5,000	exited	—	51.4
Canara Bank	1,000	exited	—	48.1
National Bank for Agriculture and Rural Development	1,000	exited	—	48.0
Small Industries Development Bank of India	1,000	exited	—	46.8
Reliance Industries Limited	250	exited	—	27.5
HDB Financial Services Limited	250	exited	—	26.5
Small Industries Development Bank of India	2,500	exited	—	26.1

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹599,406	₹-594	-0.04%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.