Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
20.6%
-0.04
-0.05
1.10
-5.90%
-46.3%
80.36
Nifty 500 benchmark
17.2%
0.35
0.47
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
83 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
516
-34.8%
9.6%
69.0%
28%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
96%
115%
0.90
10.0%
-0.50
3.15
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 83 months this scheme and
Nifty 500 share.
LIC MF Banking and Financial Services Fund
Regular Plan · Growth
Allocation
By asset
Equity
98.12%
Cash & Equivalents
1.88%
By market cap
Concentration
Number of stocks
24
Top 5 stocks
36.62%
Top 10 stocks
59.74%
Top 20 stocks
89.67%
Lines in the filing
26
Largest holding
13.98%
Largest sector
Banks 49.28%
Effective stocks
18.4
Sectors held
5
Cash
1.88%
Effective stocks is what the concentration works out to: a fund holding
24 names but most of its money in a few
behaves like a fund of 18. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
49.28%
Finance
21.79%
Capital Markets
14.54%
Financial Technology (Fintech)
9.93%
Insurance
2.58%
Cash & Equivalents
1.88%
LIC MF Banking and Financial Services Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
263,994
38
13.98%
2
AU Small Finance Bank Ltd.
Banks
185,904
20
7.36%
3
Axis Bank Ltd.
Banks
111,239
14
5.27%
4
One 97 Communications Ltd.
Financial Technology (Fintech)
80,052
14
5.01%
5
Bajaj Finance Ltd.
Finance
129,764
14
5.00%
6
PB Fintech Ltd.
Financial Technology (Fintech)
72,070
14
4.92%
7
IndusInd Bank Ltd.
Banks
131,500
13
4.87%
8
HDFC Bank Ltd.
Banks
183,886
13
4.75%
9
City Union Bank Ltd.
Banks
521,666
12
4.36%
10
Shriram Finance Ltd.
Finance
104,464
12
4.22%
11
Karur Vysya Bank Ltd.
Banks
268,681
9
3.40%
12
Nippon Life India Asset Management Ltd.
Capital Markets
78,642
9
3.36%
13
BSE Ltd.
Capital Markets
27,250
9
3.26%
14
Motilal Oswal Financial Services Ltd.
Capital Markets
82,991
9
3.15%
15
Aditya Birla Capital Ltd.
Finance
203,346
8
3.03%
16
DCB Bank Ltd.
Banks
380,883
8
3.03%
17
Cholamandalam Investment & Fin Co Ltd.
Finance
44,000
8
2.98%
18
Creditaccess Grameen Ltd.
Finance
54,394
7
2.70%
19
Max Financial Services Ltd.
Insurance
45,090
7
2.58%
20
360 One Wam Ltd.
Capital Markets
57,052
7
2.44%
21
Aditya Birla Sun Life AMC Ltd.
Capital Markets
60,794
6
2.33%
22
Ujjivan Small Finance Bank Ltd.
Banks
899,542
6
2.26%
23
Treps
Unclassified
—
6
2.03%
24
Aadhar Housing Finance Ltd.
Finance
118,436
6
2.02%
25
Aavas Financiers Ltd.
Finance
40,000
5
1.84%
LIC MF Banking and Financial Services Fund
Regular Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹22 cr
₹19 cr
1
2
+3.93%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Cholamandalam Investment & Fin Co Ltd.
44,000
entered
—
8.2
Added to
AU Small Finance Bank Ltd.
37,500
+25.3%
+3.7%
4.1
City Union Bank Ltd.
130,000
+33.2%
+11.0%
3.0
One 97 Communications Ltd.
17,000
+27.0%
+27.9%
2.9
Shriram Finance Ltd.
25,000
+31.5%
+6.0%
2.8
DCB Bank Ltd.
115,000
+43.3%
+17.3%
2.5
Max Financial Services Ltd.
13,000
+40.5%
+4.9%
2.1
PB Fintech Ltd.
10,000
+16.1%
+17.1%
1.9
360 One Wam Ltd.
15,750
+38.1%
+3.5%
1.9
Trimmed
Axis Bank Ltd.
84,000
-43.0%
+5.7%
10.9
HDFC Bank Ltd.
112,500
-38.0%
-5.2%
8.0
Sold out of
Power Finance Corporation Ltd.
164,515
exited
—
7.0
SBI Life Insurance Company Ltd.
28,567
exited
—
5.4
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹733,506
₹133,506
7.97%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
