Nippon India Banking and PSU Debt Fund

Direct Plan · WEEKLY IDCW Option · Banking & PSU · Scheme code 134554

NAV₹10.2501as on 25 Sep 2026

Fund houseNippon India Mutual Fund

CategoryBanking & PSU

Plan & optionDirect · WEEKLY IDCW Option

History11.3 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.30	-0.19	-0.15	-0.86	-0.10	-0.21	-0.02	0.07	0.21
Banking & PSU category median	—	—	—	4.93	7.01	6.21	—	7.13	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	2.0%	-3.38	-4.79	—	—	-4.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
500	-2.7%	0.1%	3.4%	40%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Nippon India Banking and PSU Debt Fund

Direct Plan · WEEKLY IDCW Option

Allocation

By asset

Debt	95.72%
Cash & Equivalents	3.95%
AIF Units	0.33%

By market cap

Concentration

Number of stocks	112
Top 5 stocks	16.75%
Top 10 stocks	27.73%
Top 20 stocks	44.02%
Lines in the filing	119

Largest holding	4.13%
Largest sector	CRISIL AAA 65.38%
Effective stocks	65.4
Sectors held	9
Cash	3.95%

Effective stocks is what the concentration works out to: a fund holding 112 names but most of its money in a few behaves like a fund of 65. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA	65.38%
SOVEREIGN	12.86%
ICRA AAA	9.19%
Cash & Equivalents	3.95%
CARE A1+	2.75%
CRISIL AAA(SO)	1.87%
CRISIL A1+	1.84%
CARE AAA	1.36%
CRISIL AAA(CE)	0.47%
Unclassified	0.33%

Nippon India Banking and PSU Debt Fund

Direct Plan · WEEKLY IDCW Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.94% Government of India	SOVEREIGN	21,500,000	217	4.13%
2	7.48% National Bank For Agriculture and Rural Development	CRISIL AAA	18,000	180	3.43%
3	Small Industries Dev Bank of India	CRISIL AAA	17,500	176	3.35%
4	7.68% National Bank For Agriculture and Rural Development	CRISIL AAA	17,500	176	3.35%
5	7.59% National Housing Bank	CRISIL AAA	13,000	130	2.49%
6	7.77% REC Limited	CRISIL AAA	12,500	126	2.40%
7	7.34% Small Industries Dev Bank of India	CRISIL AAA	12,500	125	2.38%
8	7.57% Indian Railway Finance Corporation Limited	CRISIL AAA	12,000	121	2.31%
9	Net Current Assets	Unclassified	—	114	2.16%
10	7.8% Union Bank of India	ICRA AAA	103	104	1.97%
11	7.77% Power Finance Corporation Limited	CRISIL AAA	10,000	101	1.92%
12	7.7% Nuclear Power Corporation Of India Limited	ICRA AAA	10,000	101	1.92%
13	7.02% Power Grid Corporation of India Limited	CRISIL AAA	10,000	99	1.88%
14	Bank of Baroda	CARE A1+	2,000	97	1.84%
15	Triparty Repo	Unclassified	—	91	1.74%
16	7.56% Power Grid Corporation of India Limited	CRISIL AAA	12,500	89	1.69%
17	8.54% REC Limited	CRISIL AAA	850	87	1.67%
18	Power Finance Corporation Limited	CRISIL AAA	810,000	81	1.54%
19	8% HDFC Bank Limited	CRISIL AAA	750	76	1.45%
20	7.45% Export Import Bank of India	CRISIL AAA	7,500	75	1.44%
21	Mahindra & Mahindra Financial Services Limited	CRISIL AAA	7,500	75	1.43%
22	Tata Capital Limited	CRISIL AAA	7,500	75	1.43%
23	7.17% REC Limited	CRISIL AAA	7,500	75	1.42%
24	7.85% Bharti Telecom Limited	CRISIL AAA	7,500	74	1.42%
25	6.45% ICICI Bank Limited	ICRA AAA	750	74	1.41%
26	7.55% Indian Railway Finance Corporation Limited	CRISIL AAA	700	71	1.35%
27	6.67% National Bank For Financing Infrastructure And Development	CRISIL AAA	7,000	68	1.30%
28	7.4% Power Grid Corporation of India Limited	CRISIL AAA	9,500	65	1.23%
29	8.45% Indian Railway Finance Corporation Limited	CRISIL AAA	625	64	1.22%
30	7.86% HDFC Bank Limited	CRISIL AAA	60	61	1.15%

Nippon India Banking and PSU Debt Fund

Direct Plan · WEEKLY IDCW Option · where the money sits

What the manager did last month

Between the filings of 15 Jul 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹91 cr	₹18 cr	3	1	+0.02%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
6.91% State Government Securities	3,100,000	entered	—	30.4
Interest Rate Swaps Pay Floating Receive Fix (31/05/2029) (FV 7500 Lacs)	—	entered	—	0.3
Interest Rate Swaps Pay Floating Receive Fix (23/07/2031) (FV 5000 Lacs)	—	entered	—	0.2
Added to
8% HDFC Bank Limited	500	+200.0%	-0.5%	50.9
6.94% Government of India	4,000,000	+22.9%	-0.4%	40.3
Trimmed
Indian Railway Finance Corporation Limited	2,500	-30.9%	-0.1%	13.5
7.44% National Bank For Agriculture and Rural Development	500	-50.0%	+0.1%	5.0
Sold out of
6.68% Government of India	500,000	exited	—	5.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹597,426	₹-2,574	-0.17%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.