Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
14.9%
0.00
-0.01
0.94
-0.64%
-36.9%
94.43
Nifty 500 benchmark
17.2%
0.35
0.47
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
83 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
482
-28.6%
10.1%
83.1%
17%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
92%
92%
0.97
4.3%
-0.26
7.82
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 83 months this scheme and
Nifty 500 share.
PGIM India ELSS Tax Saver Fund
Regular Plan · Regular Growth
Allocation
By asset
Equity
97.50%
Cash & Equivalents
2.36%
Debt
0.14%
By market cap
Large Cap
55.82%
Mid Cap
19.81%
Small Cap
21.21%
Unclassified
0.80%
Concentration
Number of stocks
91
Top 5 stocks
24.08%
Top 10 stocks
37.05%
Top 20 stocks
51.30%
Lines in the filing
93
Largest holding
7.24%
Largest sector
Banks 20.69%
Effective stocks
45.5
Sectors held
36
Cash
2.36%
Effective stocks is what the concentration works out to: a fund holding
91 names but most of its money in a few
behaves like a fund of 46. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
20.69%
Finance
5.44%
Pharmaceuticals & Biotechnology
5.14%
IT - Software
4.88%
Chemicals & Petrochemicals
3.97%
Automobiles
3.85%
Petroleum Products
3.78%
Telecom - Services
3.73%
Auto Components
3.72%
Retailing
3.15%
Consumer Durables
3.11%
Healthcare Services
3.07%
Industrial Products
2.72%
Capital Markets
2.44%
Construction
2.42%
Cash & Equivalents
2.36%
Electrical Equipment
2.32%
IT - Services
2.02%
Ferrous Metals
2.00%
Power
1.83%
PGIM India ELSS Tax Saver Fund
Regular Plan · Regular Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
359,354
52
7.24%
2
HDFC Bank Ltd.
Banks
672,678
48
6.61%
3
Bharti Airtel Ltd.
Telecom - Services
148,605
27
3.73%
4
Reliance Industries Ltd.
Petroleum Products
188,731
24
3.34%
5
Infosys Ltd.
IT - Software
201,121
23
3.16%
6
Bajaj Finance Ltd.
Finance
209,120
22
3.06%
7
State Bank of India
Banks
180,600
19
2.65%
8
Clearing Corporation of India Ltd.
Unclassified
—
18
2.47%
9
Kotak Mahindra Bank Ltd.
Banks
420,000
18
2.44%
10
Larsen & Toubro Ltd.
Construction
43,227
17
2.42%
11
Eternal Ltd.
Retailing
528,949
17
2.40%
12
JSW Steel Ltd.
Ferrous Metals
110,500
14
2.00%
13
Max Healthcare Institute Ltd.
Healthcare Services
117,187
12
1.69%
14
Mankind Pharma Ltd.
Pharmaceuticals & Biotechnology
47,224
11
1.58%
15
Mahindra & Mahindra Ltd.
Automobiles
31,000
10
1.41%
16
Dixon Technologies (India) Ltd.
Consumer Durables
6,350
9
1.31%
17
Navin Fluorine International Ltd.
Chemicals & Petrochemicals
10,802
9
1.30%
18
UNO Minda Ltd.
Auto Components
73,775
9
1.30%
19
TVS Motor Company Ltd.
Automobiles
21,000
9
1.26%
20
Clean Max Enviro Energy Solutions Ltd.
Power
71,218
9
1.23%
21
Eicher Motors Ltd.
Automobiles
10,620
8
1.17%
22
ICICI Lombard General Insurance Co. Ltd.
Insurance
50,640
8
1.10%
23
Sai Life Sciences Ltd
Pharmaceuticals & Biotechnology
54,264
8
1.10%
24
CG Power and Industrial Solutions Ltd.
Electrical Equipment
84,300
8
1.07%
25
Data Patterns (India) Ltd.
Aerospace & Defense
15,840
7
0.99%
26
K.P.R. Mill Ltd.
Textiles & Apparels
60,000
7
0.98%
27
Solar Industries India Ltd.
Chemicals & Petrochemicals
3,500
7
0.97%
28
Ultratech Cement Ltd.
Cement & Cement Products
5,955
7
0.94%
29
City Union Bank Ltd.
Banks
292,060
7
0.93%
30
Multi Commodity Exchange Of India Ltd.
Capital Markets
19,490
7
0.92%
PGIM India ELSS Tax Saver Fund
Regular Plan · Regular Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹711,887
₹111,887
6.78%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
