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MF Analyser

DSP Equity Savings Fund

Direct Plan · IDCW · Equity Savings · Scheme code 136568

NAV₹13.6240as on 25 Sep 2026
Fund houseDSP Mutual Fund
CategoryEquity Savings
Plan & optionDirect · IDCW
History10.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.90-0.350.76 -4.081.59-1.28 2.862.152.92
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Equity Savings
category median		 ——— 4.049.137.93 —8.78—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 7.8% -0.63 -0.73 0.43 -6.73% -19.6% 56.84
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 82 months this scheme and its benchmark share.

Growth of ₹100 since launch

9511313114820182020202220242026MF Analyser

Drawdown from peak (%)

0%-7%-14%-21%20182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
467 -13.8% 1.6% 32.0% 41%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
30% 38% 0.75 12.0% -0.85 -9.73

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 82 months this scheme and Nifty 100 share.

MF Analyser

DSP Equity Savings Fund

Direct Plan · IDCW

Allocation

By asset

Equity70.51%
Debt26.04%

By market cap

Large Cap58.93%
Mid Cap6.21%
Small Cap5.37%
Unclassified26.04%

Concentration

Number of stocks104
Top 5 stocks16.36%
Top 10 stocks26.97%
Top 20 stocks44.92%
Lines in the filing153
Largest holding4.69%
Largest sectorCARE A1+ —
Effective stocks62.1
Sectors held32
Cash-33.49%

Effective stocks is what the concentration works out to: a fund holding 104 names but most of its money in a few behaves like a fund of 62. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 20.7%CRISIL AAA — 10.2%Sovereign — 9.8%Automobiles — 6.7%Pharmaceuticals & Biotechnology — 6.2%Telecom - Services — 6.1%Insurance — 4.5%CRISIL A1+ — 4.4%Petroleum Products — 3.8%Other — 27.6%Banks20.7%CRISIL AAA10.2%Sovereign9.8%Automobiles6.7%Pharmaceuticals & Biotech…6.2%Telecom - Services6.1%Insurance4.5%CRISIL A1+4.4%Petroleum Products3.8%Other27.6%
Banks20.73%
CRISIL AAA10.23%
Sovereign9.84%
Automobiles6.67%
Pharmaceuticals & Biotechnology6.19%
Telecom - Services6.09%
Insurance4.47%
CRISIL A1+4.40%
Petroleum Products3.82%
Cash & Equivalents3.41%
Consumer Durables3.20%
Diversified FMCG2.95%
Power2.91%
Finance2.38%
Non - Ferrous Metals1.87%
Construction1.79%
Aerospace & Defense1.17%
IT - Software1.10%
Gas1.02%
Healthcare Services1.02%
MF Analyser

DSP Equity Savings Fund

Direct Plan · IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 HDFC Bank Limited Banks 2,186,312 155 4.69%
2 Axis Bank Limited Banks 861,875 112 3.39%
3 Reliance Industries Limited Petroleum Products 805,500 103 3.11%
4 6.75% GOI FRB 22092033 Sovereign 8,500,000 91 2.76%
5 ICICI Bank Limited Banks 547,515 80 2.41%
6 Vodafone Idea Limited Telecom - Services 54,321,000 78 2.35%
7 Bajaj Finance Limited Finance 665,250 70 2.13%
8 HDFC Bank Limited Banks 973,050 69 2.09%
9 ITC Limited Diversified FMCG 2,609,718 67 2.02%
10 7.38% GOI 20062027 Sovereign 6,500,000 67 2.02%
11 Mahindra & Mahindra Limited Automobiles 201,439 66 2.00%
12 Bharti Airtel Limited Telecom - Services 358,625 65 1.97%
13 Cipla Limited Pharmaceuticals & Biotechnology 441,641 62 1.88%
14 Hindalco Industries Limited Non - Ferrous Metals 609,000 62 1.87%
15 Larsen & Toubro Limited Construction 146,300 59 1.79%
16 Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology 297,850 59 1.79%
17 Kotak Mahindra Bank Limited Banks 1,402,585 59 1.78%
18 TREPS / Reverse Repo Investments Unclassified — 57 1.73%
19 Kotak Mahindra Bank Limited Banks 1,322,000 55 1.68%
20 Titan Co Limited Consumer Durables 104,650 53 1.62%
21 Bharti Telecom Limited CRISIL AAA 5,000 52 1.57%
22 Power Finance Corporation Limited CRISIL AAA 5,000 52 1.56%
23 6.90% GOI 15042065 Sovereign 5,500,000 51 1.55%
24 Bajaj Finance Limited CRISIL AAA 5,000 50 1.51%
25 REC Limited CRISIL AAA 5,000 50 1.50%
26 HDFC Bank Limited CRISIL A1+ 1,000 48 1.46%
27 HDFC Bank Limited CRISIL A1+ 1,000 48 1.46%
28 Indigo Paints Limited Consumer Durables 394,165 45 1.37%
29 HDFC Life Insurance Co Limited Insurance 810,747 44 1.33%
30 Cash Margin Unclassified — 43 1.31%
MF Analyser

DSP Equity Savings Fund

Direct Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 31 Jul 2026 and 31 Aug 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹81 cr ₹15 cr 1 5 +0.27%
StockShares tradedShares PriceValue
₹ cr
New position
Life Insurance Corporation Of India 350,984 entered — 14.7
Added to
HDFC Life Insurance Co Limited 667,747 +467.0% -0.9% 36.3
Petronet LNG Limited 1,011,958 +902.7% +7.1% 30.4
Alkem Laboratories Limited 26,273 +58.1% -7.3% 14.0
Trimmed
Cohance Lifesciences Limited 130,678 -22.5% +7.3% 6.0
Hindustan Aeronautics Limited 9,900 -18.1% +3.3% 4.8
IPCA Laboratories Limited 17,480 -48.2% +13.0% 3.5
Power Finance Corporation Limited 31,746 -44.3% -20.8% 1.1
Sold out of
Jubilant Ingrevia Ltd 217,512 exited — 16.0
Brookfield India Real Estate Trust 280,530 exited — 9.6
DLF Ltd 130,150 exited — 8.6
Adani Ports and Special Economic Zone Ltd 31,825 exited — 5.4
Zydus Lifesciences Ltd 12,600 exited — 1.4
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹915 cr ₹861 cr −₹54 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹600,851 ₹851 0.06%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.