Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.1%
-129.30
-177.81
—
—
-0.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
613
-0.1%
0.0%
0.2%
1%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
PGIM India Liquid Fund
Regular Plan · Regular IDCW
Allocation
By asset
Debt
93.66%
Cash & Equivalents
6.11%
Mutual Fund Units
0.23%
By market cap
Concentration
Number of stocks
33
Top 5 stocks
26.49%
Top 10 stocks
48.74%
Top 20 stocks
76.73%
Lines in the filing
35
Largest holding
6.28%
Largest sector
CRISIL A1+ 41.84%
Effective stocks
28.3
Sectors held
6
Cash
6.11%
Effective stocks is what the concentration works out to: a fund holding
33 names but most of its money in a few
behaves like a fund of 28. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
41.84%
SOVEREIGN
23.13%
ICRA A1+
11.31%
CARE A1+
9.61%
CRISIL AAA
7.77%
Cash & Equivalents
6.11%
Unclassified
0.23%
PGIM India Liquid Fund
Regular Plan · Regular IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
91 DAYS TBILL RED 01-10-2026
SOVEREIGN
6,500,000
65
6.28%
2
Net Receivables / (Payables)
Unclassified
—
61
5.92%
3
7.98% Bajaj Housing Finance Ltd.
CRISIL AAA
5,500,000
55
5.34%
4
91 DAYS TBILL RED 29-10-2026
SOVEREIGN
5,500,000
55
5.29%
5
Bank of Baroda
ICRA A1+
5,000,000
49
4.79%
6
Bajaj Finance Ltd.
CRISIL A1+
5,000,000
49
4.79%
7
National Bank for Agriculture & Rural Development
CRISIL A1+
5,000,000
49
4.79%
8
HDFC Bank Ltd.
CARE A1+
5,000,000
49
4.79%
9
HSBC InvestDirect Financial Ser Ind Ltd.
CRISIL A1+
4,800,000
47
4.58%
10
Bank of India
CRISIL A1+
4,350,000
43
4.22%
11
Aditya Birla Money Ltd.
CRISIL A1+
4,000,000
40
3.87%
12
91 DAYS TBILL RED 22-10-2026
SOVEREIGN
4,000,000
40
3.85%
13
ICICI Securities Ltd.
CRISIL A1+
3,500,000
35
3.39%
14
91 DAYS TBILL RED 05-11-2026
SOVEREIGN
3,500,000
35
3.36%
15
Small Industries Development Bank of India
CRISIL A1+
3,000,000
30
2.91%
16
7.44% Small Industries Development Bank of India
CRISIL AAA
2,500,000
25
2.43%
17
HDFC Bank Ltd.
CARE A1+
2,500,000
25
2.42%
18
Export Import Bank of India
CRISIL A1+
2,500,000
25
2.42%
19
Godrej Industries Ltd.
CRISIL A1+
2,500,000
25
2.41%
20
Axis Securities Ltd.
ICRA A1+
2,500,000
25
2.40%
21
HDFC Bank Ltd.
CARE A1+
2,500,000
25
2.40%
22
JM Financial Services Ltd.
CRISIL A1+
2,500,000
25
2.39%
23
ICICI Home Finance Company Ltd.
ICRA A1+
2,500,000
25
2.39%
24
Kotak Securities Ltd.
CRISIL A1+
2,500,000
25
2.39%
25
Hindustan Petroleum Corporation Ltd.
CRISIL A1+
2,000,000
20
1.93%
26
HDFC Securities Ltd.
CRISIL A1+
1,800,000
18
1.75%
27
Union Bank of India
ICRA A1+
1,800,000
18
1.73%
28
364 DAYS TBILL RED 12-11-2026
SOVEREIGN
1,500,000
15
1.44%
29
364 DAYS TBILL RED 02-10-2026
SOVEREIGN
1,000,000
10
0.97%
30
364 DAYS TBILL RED 23-10-2026
SOVEREIGN
600,000
6
0.58%
PGIM India Liquid Fund
Regular Plan · Regular IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹600,000
₹0
0.00%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
