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MF Analyser

PGIM India Liquid Fund

Direct Plan · Direct Growth · Liquid Funds · Scheme code 138299

NAV₹374.5681as on 12 Nov 2026
Fund housePGIM India Mutual Fund
CategoryLiquid Funds
Plan & optionDirect · Direct Growth
History10.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.521.543.29 6.586.956.48 5.776.166.27
Liquid Funds
category median		 ——— 6.526.906.42 —6.11—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.3% 1.66 2.78 — — -0.1% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

9312816319920182020202220242026MF Analyser

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
3,447 3.3% 6.7% 7.7% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

PGIM India Liquid Fund

Direct Plan · Direct Growth

Allocation

By asset

Debt96.83%
Cash & Equivalents3.04%
Mutual Fund Units0.13%

By market cap

Unclassified96.96%

Concentration

Number of stocks39
Top 5 stocks26.48%
Top 10 stocks45.32%
Top 20 stocks73.27%
Lines in the filing42
Largest holding5.64%
Largest sectorCRISIL A1+ 62.95%
Effective stocks30.2
Sectors held8
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 39 names but most of its money in a few behaves like a fund of 30. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+ — 63.0%CRISIL AAA — 9.6%CARE A1+ — 7.0%FITCH A1+ — 5.6%SOVEREIGN — 4.6%ICRA A1+ — 4.2%Cash & Equivalents — 3.0%Other — 2.9%CRISIL A1+63.0%CRISIL AAA9.6%CARE A1+7.0%FITCH A1+5.6%SOVEREIGN4.6%ICRA A1+4.2%Cash & Equivalents3.0%Other2.9%
CRISIL A1+62.95%
CRISIL AAA9.59%
CARE A1+7.04%
FITCH A1+5.61%
SOVEREIGN4.61%
ICRA A1+4.22%
Cash & Equivalents3.04%
ICRA AA+2.81%
Unclassified0.13%
MF Analyser

PGIM India Liquid Fund

Direct Plan · Direct Growth · holdings as on 31 Oct 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Godrej Consumer Products Ltd. CRISIL A1+ 10,000,000 100 5.64%
2 HDFC Bank Ltd. CARE A1+ 10,000,000 100 5.63%
3 Grasim Industries Ltd. CRISIL A1+ 10,000,000 100 5.62%
4 7.52% REC Ltd. CRISIL AAA 9,500,000 95 5.36%
5 Reliance Retail Ventures Ltd. CRISIL A1+ 7,500,000 75 4.23%
6 8.95% Bharti Telecom Ltd. CRISIL AAA 7,500,000 75 4.23%
7 ICICI Home Finance Company Ltd. ICRA A1+ 7,500,000 75 4.22%
8 Canara Bank CRISIL A1+ 7,500,000 75 4.21%
9 Motilal Oswal Financial Services Ltd. CRISIL A1+ 6,000,000 60 3.36%
10 National Bank for Agriculture & Rural Development CRISIL A1+ 5,000,000 50 2.82%
11 National Bank for Agriculture & Rural Development CRISIL A1+ 5,000,000 50 2.82%
12 Bajaj Finance Ltd. CRISIL A1+ 5,000,000 50 2.82%
13 6.9% The Ramco Cements Ltd. ICRA AA+ 5,000,000 50 2.81%
14 The Federal Bank Ltd. FITCH A1+ 5,000,000 50 2.81%
15 Bank of Baroda FITCH A1+ 5,000,000 50 2.80%
16 Small Industries Development Bank of India CRISIL A1+ 5,000,000 50 2.79%
17 HDFC Bank Ltd. CRISIL A1+ 5,000,000 49 2.78%
18 Axis Bank Ltd. CRISIL A1+ 5,000,000 49 2.78%
19 Small Industries Development Bank of India CRISIL A1+ 5,000,000 49 2.77%
20 Small Industries Development Bank of India CRISIL A1+ 5,000,000 49 2.77%
21 HSBC InvestDirect Financial Ser Ind Ltd. CRISIL A1+ 4,800,000 48 2.70%
22 JM Financial Services Ltd. CRISIL A1+ 4,500,000 44 2.49%
23 91 DAYS TBILL RED 19-11-2026 SOVEREIGN 3,500,000 35 1.97%
24 7.4% State Government of Madhya Pradesh SOVEREIGN 2,500,000 25 1.41%
25 HDFC Bank Ltd. CARE A1+ 2,500,000 25 1.41%
26 JM Financial Services Ltd. CRISIL A1+ 2,500,000 25 1.41%
27 Cholamandalam Investment & Finance Company Ltd. CRISIL A1+ 2,500,000 25 1.40%
28 Canara Bank CRISIL A1+ 2,500,000 25 1.40%
29 Axis Bank Ltd. CRISIL A1+ 2,500,000 25 1.40%
30 Axis Bank Ltd. CRISIL A1+ 2,500,000 25 1.40%
MF Analyser

PGIM India Liquid Fund

Direct Plan · Direct Growth · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹712,394 ₹112,394 6.80%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.