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MF Analyser

PGIM India Equity Savings Fund

Direct Plan · Direct IDCW · Equity Savings · Scheme code 138375

NAV₹15.6458as on 25 Sep 2026
Fund housePGIM India Mutual Fund
CategoryEquity Savings
Plan & optionDirect · Direct IDCW
History10.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -1.051.01-3.94 -3.36-0.56-0.51 0.88-0.210.52
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Equity Savings
category median		 ——— 3.789.117.92 —8.74—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 8.0% -0.88 -0.96 0.37 -8.28% -23.6% 45.07
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 82 months this scheme and its benchmark share.

Growth of ₹100 since launch

839410411520182020202220242026MF Analyser

Drawdown from peak (%)

0%-9%-17%-26%20182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
440 -15.3% -0.2% 18.7% 53%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
18% 27% 0.67 13.2% -0.91 -16.46

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 82 months this scheme and Nifty 100 share.

MF Analyser

PGIM India Equity Savings Fund

Direct Plan · Direct IDCW

Allocation

By asset

Equity79.35%
Debt15.57%
Cash & Equivalents5.08%

By market cap

Concentration

Number of stocks60
Top 5 stocks35.98%
Top 10 stocks61.70%
Top 20 stocks85.09%
Lines in the filing73
Largest holding8.58%
Largest sectorBanks 15.67%
Effective stocks21.5
Sectors held30
Cash5.08%

Effective stocks is what the concentration works out to: a fund holding 60 names but most of its money in a few behaves like a fund of 22. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 15.7%SOVEREIGN — 12.0%Transport Infrastructure — 8.9%Ferrous Metals — 7.7%Petroleum Products — 6.4%Consumer Durables — 6.4%Finance — 6.2%Power — 5.3%Cash & Equivalents — 5.1%Other — 26.3%Banks15.7%SOVEREIGN12.0%Transport Infrastructure8.9%Ferrous Metals7.7%Petroleum Products6.4%Consumer Durables6.4%Finance6.2%Power5.3%Cash & Equivalents5.1%Other26.3%
Banks15.67%
SOVEREIGN12.04%
Transport Infrastructure8.91%
Ferrous Metals7.73%
Petroleum Products6.41%
Consumer Durables6.40%
Finance6.23%
Power5.26%
Cash & Equivalents5.08%
Realty4.96%
Minerals & Mining4.84%
CRISIL AAA3.52%
Cement & Cement Products2.95%
IT - Software1.71%
Automobiles1.41%
Pharmaceuticals & Biotechnology1.18%
Telecom - Services1.04%
Construction0.85%
Diversified FMCG0.81%
Retailing0.43%
MF Analyser

PGIM India Equity Savings Fund

Direct Plan · Direct IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Net Receivables / (Payables) Unclassified — 29 48.99%
2 7.1% Government of India SOVEREIGN 500,000 5 8.58%
3 Tata Steel Ltd. Ferrous Metals 240,029 4 7.49%
4 HDFC Bank Ltd. Banks 61,376 4 7.37%
5 Reliance Industries Ltd. Petroleum Products 29,650 4 6.41%
6 Titan Company Ltd. Consumer Durables 7,097 4 6.13%
7 Bajaj Finance Ltd. Finance 32,411 3 5.80%
8 Adani Ports & Special Economic Zone Ltd. Transport Infrastructure 19,950 3 5.38%
9 Brookfield India Real Estate Trust Realty 85,702 3 4.96%
10 NMDC Ltd. Minerals & Mining 324,000 3 4.84%
11 IndiGrid Infrastructure Trust Power 159,495 3 4.74%
12 Indus Infra Trust Transport Infrastructure 156,309 2 3.53%
13 8.87% Export Import Bank of India CRISIL AAA 200,000 2 3.52%
14 7.18% Government of India SOVEREIGN 200,000 2 3.46%
15 Kotak Mahindra Bank Ltd. Banks 42,738 2 3.03%
16 Ambuja Cements Ltd. Cement & Cement Products 39,600 2 2.69%
17 Clearing Corporation of India Ltd. Unclassified — 2 2.54%
18 Axis Bank Ltd. Banks 11,207 1 2.47%
19 ICICI Bank Ltd. Banks 7,685 1 1.89%
20 Bharti Airtel Ltd. Telecom - Services 3,404 1 1.04%
21 State Bank of India Banks 5,062 1 0.91%
22 Larsen & Toubro Ltd. Construction 1,248 1 0.85%
23 Infosys Ltd. IT - Software 3,890 0 0.75%
24 Hindustan Unilever Ltd. Diversified FMCG 1,800 0 0.60%
25 Mahindra & Mahindra Ltd. Automobiles 950 0 0.53%
26 Tata Consultancy Services Ltd. IT - Software 1,281 0 0.52%
27 Eternal Ltd. Retailing 7,710 0 0.43%
28 Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology 500 0 0.43%
29 Max Healthcare Institute Ltd. Healthcare Services 2,258 0 0.40%
30 Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology 1,136 0 0.38%
MF Analyser

PGIM India Equity Savings Fund

Direct Plan · Direct IDCW · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹586,304 ₹-13,696 -0.91%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.