Direct Plan · Direct Growth · Gilt Funds · Scheme code 138472
NAV₹33.3961as on 25 Sep 2026
Fund housePGIM India Mutual Fund
CategoryGilt Funds
Plan & optionDirect · Direct Growth
History10.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-1.02
0.55
1.92
2.53
6.12
5.50
6.01
6.56
7.11
Gilt Funds category median
—
—
—
3.06
6.47
5.72
—
6.82
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
2.8%
-0.14
-0.21
—
—
-3.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
461
-1.6%
6.8%
15.5%
2%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
PGIM India Gilt Fund
Direct Plan · Direct Growth
Allocation
By asset
Debt
84.10%
Cash & Equivalents
15.90%
By market cap
Concentration
Number of stocks
17
Top 5 stocks
66.88%
Top 10 stocks
80.44%
Top 20 stocks
84.10%
Lines in the filing
19
Largest holding
24.86%
Largest sector
SOVEREIGN 84.10%
Effective stocks
8.4
Sectors held
1
Cash
15.90%
Effective stocks is what the concentration works out to: a fund holding
17 names but most of its money in a few
behaves like a fund of 8. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
84.10%
Cash & Equivalents
15.90%
PGIM India Gilt Fund
Direct Plan · Direct Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.48% Government of India
SOVEREIGN
2,233,842
22
24.86%
2
6.94% Government of India
SOVEREIGN
1,500,000
15
17.18%
3
Clearing Corporation of India Ltd.
Unclassified
—
11
12.97%
4
7.24% Government of India
SOVEREIGN
1,137,500
11
12.55%
5
6.9% Government of India
SOVEREIGN
650,000
6
6.76%
6
6.68% Government of India
SOVEREIGN
500,000
5
5.53%
7
6.79% Government of India
SOVEREIGN
320,833
3
3.66%
8
Net Receivables / (Payables)
Unclassified
—
3
2.93%
9
364 DAYS TBILL RED 24-09-2026
SOVEREIGN
250,000
2
2.86%
10
91 DAYS TBILL RED 19-11-2026
SOVEREIGN
250,000
2
2.83%
11
7.34% Government of India
SOVEREIGN
216,850
2
2.39%
12
8.28% Government of India
SOVEREIGN
155,000
2
1.82%
13
6.64% Government of India
SOVEREIGN
100,000
1
1.16%
14
7.26% Government of India
SOVEREIGN
75,000
1
0.88%
15
7.41% Government of India
SOVEREIGN
53,334
1
0.63%
16
7.09% Government of India
SOVEREIGN
40,100
0
0.43%
17
6.99% Government of India
SOVEREIGN
32,000
0
0.34%
18
7.57% Government of India
SOVEREIGN
16,700
0
0.20%
19
7.26% Government of India
SOVEREIGN
2,063
0
0.02%
PGIM India Gilt Fund
Direct Plan · Direct Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹690,581
₹90,581
5.57%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
