UTI Ultra Short to Short Term Fund

Direct Plan · Annual IDCW · Ultra Short Duration · Scheme code 141958

NAV₹1,439.8414as on 25 Sep 2026

Fund houseUTI Mutual Fund

CategoryUltra Short Duration

Plan & optionDirect · Annual IDCW

History8.9 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.43	1.66	3.29	6.30	7.26	6.92	6.00	—	4.19
Ultra Short Duration category median	—	—	—	6.36	7.26	6.58	—	6.74	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.2%	0.18	0.19	—	—	-15.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
380	-9.6%	6.3%	9.8%	16%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

UTI Ultra Short to Short Term Fund

Direct Plan · Annual IDCW

Allocation

By asset

Debt	82.03%
REITs / InvITs	10.87%
Cash & Equivalents	7.08%

By market cap

Concentration

Number of stocks	42
Top 5 stocks	27.66%
Top 10 stocks	44.88%
Top 20 stocks	65.81%
Lines in the filing	44

Largest holding	8.22%
Largest sector	CRISIL-AAA 40.64%
Effective stocks	32.5
Sectors held	11
Cash	7.08%

Effective stocks is what the concentration works out to: a fund holding 42 names but most of its money in a few behaves like a fund of 33. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL-AAA	40.64%
CRISIL-A1+	14.25%
ICRA-AAA	11.53%
SOV	8.22%
Cash & Equivalents	7.08%
CRISIL-AA	5.45%
CRISIL-AA+	3.57%
ICRA-AA	2.56%
CRISIL-AAA(SO)	2.24%
CARE-A1+	2.02%
ICRA-A1+	2.01%
-	0.41%

UTI Ultra Short to Short Term Fund

Direct Plan · Annual IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	364 DAYS T-BILL - 10/12/2026	SOV	2,000,000,000	—	8.22%
2	NET CURRENT ASSETS	Unclassified	—	—	7.03%
3	NCD REC LTD	CRISIL-AAA	14,000	—	5.88%
4	NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	ICRA-AAA	12,500	—	5.25%
5	NCD MAHINDRA RURAL HOUSING FINANCE LTD	CRISIL-AAA	10,000	—	4.20%
6	CD - HDFC Bank Ltd - 19/11/2026	CRISIL-A1+	1,000,000,000	—	4.11%
7	CP EXPORT IMPORT BANK OF INDIA	CRISIL-A1+	1,000,000,000	—	4.09%
8	NCD EMBASSY OFFICE PARKS REIT	CRISIL-AAA	950	—	3.98%
9	NCD EMBASSY OFFICE PARKS REIT	CRISIL-AAA	900	—	3.77%
10	NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL-AAA	7,500	—	3.14%
11	07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028	CRISIL-AAA(SO)	55	—	2.24%
12	NCD HINDUJA LEYLAND FINANCE LTD.	CRISIL-AA+	5,000	—	2.10%
13	NCD REC LTD	ICRA-AAA	5,000	—	2.10%
14	NCD ADITYA BIRLA RENEWABLES LTD	CRISIL-AA	5,000	—	2.10%
15	NCD 360 ONE PRIME LTD	CRISIL-AA	500,000	—	2.10%
16	NCD CANFIN HOMES LTD.	ICRA-AAA	5,000	—	2.10%
17	NCD POONAWALLA FINCORP LTD.	CRISIL-AAA	5,000	—	2.09%
18	NCD SUMMIT DIGITEL INFRASTRUCTURE LTD	CRISIL-AAA	500	—	2.09%
19	NCD 360 ONE PRIME LTD	ICRA-AA	5,000	—	2.09%
20	NCD MINDSPACE BUSINESS PARKS REIT	ICRA-AAA	5,000	—	2.08%
21	NCD POONAWALLA FINCORP LTD.	CRISIL-AAA	5,000	—	2.08%
22	CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027	CARE-A1+	500,000,000	—	2.02%
23	CP NUVAMA WEALTH FINANCE LTD	CRISIL-A1+	500,000,000	—	2.01%
24	CD - ICICI BANK LTD. - 08/03/2027	ICRA-A1+	500,000,000	—	2.01%
25	CP MUTHOOT FINCORP LIMITED	CRISIL-A1+	500,000,000	—	2.01%
26	NCD MUTHOOT FINANCE LTD	CRISIL-AA+	3,500	—	1.47%
27	NCD POONAWALLA FINCORP LTD.	CRISIL-AAA	3,500	—	1.47%
28	NCD SIKKA PORTS AND TERMINALS LIMITED	CRISIL-AAA	350	—	1.47%
29	NCD GODREJ SEEDS AND GENETICS LIMITED	CRISIL-AA	3,000	—	1.25%
30	NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL-AAA	2,500	—	1.05%

UTI Ultra Short to Short Term Fund

Direct Plan · Annual IDCW · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹714,308	₹114,308	6.91%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.