Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
9.6%
-0.22
-0.29
0.59
-4.98%
-23.8%
91.42
NIFTY 100 TRI benchmark
14.8%
0.07
0.09
—
—
-37.9%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,933
-17.5%
7.2%
61.2%
13%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
55%
69%
0.96
6.6%
-0.86
-6.33
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
NIFTY 100 TRI share.
Union Balanced Advantage Fund
Regular Plan · IDCW Option
Allocation
By asset
Equity
75.17%
Debt
17.50%
Cash & Equivalents
6.43%
By market cap
Large Cap
42.94%
Mid Cap
11.55%
Small Cap
17.51%
Unclassified
20.67%
Concentration
Number of stocks
93
Top 5 stocks
17.30%
Top 10 stocks
27.68%
Top 20 stocks
43.14%
Lines in the filing
97
Largest holding
4.77%
Largest sector
Banks 16.53%
Effective stocks
67.1
Sectors held
37
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
93 names but most of its money in a few
behaves like a fund of 67. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
16.11%
CRISIL AAA
11.73%
Cash & Equivalents
7.33%
Pharmaceuticals & Biotechnology
5.28%
Finance
4.57%
Auto Components
4.23%
CRISIL A1+
4.04%
Construction
3.60%
Capital Markets
3.59%
Telecom - Services
3.32%
IT - Software
3.01%
Petroleum Products
2.85%
Electrical Equipment
2.63%
Power
2.16%
Transport Services
2.07%
Chemicals & Petrochemicals
1.94%
Retailing
1.93%
Automobiles
1.81%
Healthcare Services
1.76%
IT - Services
1.59%
Union Balanced Advantage Fund
Regular Plan · IDCW Option · holdings as on 31 Oct 2026
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
TREPS
Unclassified
—
73
6.42%
2
HDFC Bank Ltd.
Banks
780,384
54
4.77%
3
ICICI Bank Ltd.
Banks
342,000
48
4.21%
4
Bharti Airtel Ltd.
Telecom - Services
190,631
38
3.32%
5
Reliance Industries Ltd.
Petroleum Products
277,580
32
2.85%
6
Punjab National Bank
CRISIL A1+
250,000,000
24
2.15%
7
Small Industries Development Bank of India
CRISIL AAA
250,000,000
24
2.14%
8
Power Grid Corporation of India Ltd.
CRISIL AAA
250,000,000
24
2.08%
9
State Bank of India
Banks
243,806
23
2.07%
10
Eternal Ltd.
Retailing
675,250
23
2.05%
11
Axis Bank Ltd.
Banks
189,927
23
2.04%
12
Gabriel India Ltd.
Auto Components
154,917
22
1.95%
13
Bajaj Finance Ltd.
Finance
206,830
19
1.71%
14
Indian Railway Finance Corporation Ltd.
CRISIL AAA
200,000,000
19
1.71%
15
Infosys Ltd.
IT - Software
151,914
18
1.59%
16
Dhoot Transmission Ltd.
Auto Components
110,329
17
1.50%
17
Canara Bank
CRISIL A1+
170,000,000
17
1.46%
18
Kotak Mahindra Bank Ltd.
Banks
356,000
16
1.45%
19
Cemindia Projects Ltd.
Construction
126,151
16
1.41%
20
Bank of Baroda
IND A1+
160,000,000
16
1.37%
21
National Bank for Agriculture and Rural Development
CRISIL AAA
150,000,000
15
1.31%
22
National Bank for Agriculture and Rural Development
CRISIL AAA
150,000,000
15
1.29%
23
Power Grid Corporation of India Ltd.
CRISIL AAA
150,000,000
14
1.27%
24
Shriram Finance Ltd.
Finance
167,718
14
1.22%
25
Clean Max Enviro Energy Solutions Ltd.
Power
103,249
13
1.13%
26
RBL Bank Ltd.
Banks
359,025
13
1.11%
27
Engineers India Ltd.
Construction
500,000
13
1.11%
28
Dr. Lal Path labs Ltd.
Healthcare Services
65,002
12
1.09%
29
Larsen & Toubro Ltd.
Construction
31,700
12
1.08%
30
Tata Consumer Products Ltd.
Agricultural Food & other Products
118,400
12
1.07%
Union Balanced Advantage Fund
Regular Plan · IDCW Option · where the money sits
What the manager did last month
Between the filings of 30 Sep 2026 and 31 Oct 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹7 cr
₹5 cr
1
1
-0.16%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Honasa Consumer Ltd.
160,000
entered
—
7.1
Added to
Cemindia Projects Ltd.
54,151
+75.2%
+6.1%
6.9
Trimmed
Sai Life Sciences Ltd.
25,000
-32.4%
+2.2%
3.9
Clean Max Enviro Energy Solutions Ltd.
10,331
-9.1%
-6.4%
1.3
Sold out of
Patanjali Foods Ltd.
203,175
exited
—
7.4
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹256 cr
₹199 cr
−₹58 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹652,114
₹52,114
3.29%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 14 Nov 2026.
