Direct Plan · Quarterly IDCW · Money Market · Scheme code 142249
NAV₹1,793.9324as on 25 Sep 2026
Fund houseUTI Mutual Fund
CategoryMoney Market
Plan & optionDirect · Quarterly IDCW
History8.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.52
1.86
3.50
6.55
7.39
6.73
6.35
—
6.73
Money Market category median
—
—
—
6.53
7.34
6.68
—
6.73
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.5%
1.89
5.56
—
—
-0.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
373
3.7%
7.3%
8.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
UTI - Money Market Fund
Direct Plan · Quarterly IDCW
Allocation
By asset
Debt
97.26%
Cash & Equivalents
2.75%
By market cap
Concentration
Number of stocks
107
Top 5 stocks
11.91%
Top 10 stocks
20.91%
Top 20 stocks
35.26%
Lines in the filing
108
Largest holding
3.40%
Largest sector
CRISIL-A1+ 50.94%
Effective stocks
84.6
Sectors held
6
Cash
2.75%
Effective stocks is what the concentration works out to: a fund holding
107 names but most of its money in a few
behaves like a fund of 85. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL-A1+
50.94%
CARE-A1+
19.97%
ICRA-A1+
12.61%
SOV
12.44%
Cash & Equivalents
2.75%
IND-A1+
1.00%
-
0.30%
UTI - Money Market Fund
Direct Plan · Quarterly IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
182 DAYS T-BILL - 18/09/2026
SOV
6,629,850,000
—
3.40%
2
NET CURRENT ASSETS
Unclassified
—
—
2.75%
3
182 DAYS T-BILL - 04/02/2027
SOV
5,000,000,000
—
2.51%
4
CD - NABARD - 28/01/2027
ICRA-A1+
4,000,000,000
—
2.00%
5
CD - INDIAN BANK - 05/02/2027
CRISIL-A1+
4,000,000,000
—
2.00%
6
CD - NABARD - 22/01/2027
ICRA-A1+
4,000,000,000
—
2.00%
7
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027
CARE-A1+
4,000,000,000
—
1.99%
8
CD - INDUS IND BANK - 07/12/2026
CRISIL-A1+
3,500,000,000
—
1.77%
9
CD - CANARA BANK - 12/02/2027
CRISIL-A1+
3,500,000,000
—
1.75%
10
182 DAYS T-BILL - 18/02/2027
SOV
3,500,000,000
—
1.75%
11
CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027
CRISIL-A1+
3,500,000,000
—
1.74%
12
CD - HDFC BANK LTD - 24/02/2027
CRISIL-A1+
3,500,000,000
—
1.74%
13
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027
CRISIL-A1+
3,250,000,000
—
1.62%
14
182 DAYS T-BILL - 10/09/2026
SOV
3,000,000,000
—
1.54%
15
CD - EXIM BANK - 29/01/2027
CRISIL-A1+
3,000,000,000
—
1.50%
16
CD - NABARD - 19/01/2027
CRISIL-A1+
3,000,000,000
—
1.50%
17
5.74% GS 2026-MAT-15/11/2026
SOV
2,800,000,000
—
1.44%
18
CP TORRENT PHARMACEUTICALS LTD.
ICRA-A1+
2,500,000,000
—
1.26%
19
CD - HDFC BANK - 05/02/2027
CARE-A1+
2,500,000,000
—
1.25%
20
CD - IDFC BANK LTD - 03/02/2027
CRISIL-A1+
2,500,000,000
—
1.25%
21
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027
CRISIL-A1+
2,500,000,000
—
1.25%
22
CD - CANARA BANK - 11/03/2027
CRISIL-A1+
2,500,000,000
—
1.24%
23
CP ASEEM INFRASTRUCTURE FINANCE LTD
CARE-A1+
2,500,000,000
—
1.23%
24
CD - UCO BANK - 15/06/2027
CRISIL-A1+
2,500,000,000
—
1.21%
25
CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026
CARE-A1+
2,250,000,000
—
1.14%
26
CD - BANK OF MAHARASHTRA - 07/01/2027
CRISIL-A1+
2,250,000,000
—
1.13%
27
CD - KOTAK MAHINDRA BANK LTD - 05/03/2027
CRISIL-A1+
2,250,000,000
—
1.12%
28
182 DAYS T-BILL - 03/09/2026
SOV
2,000,000,000
—
1.03%
29
CP INFINA FINANCE PRIVATE LIMITED
CRISIL-A1+
2,000,000,000
—
1.01%
30
CD - CANARA BANK - 08/01/2027
CRISIL-A1+
2,000,000,000
—
1.00%
UTI - Money Market Fund
Direct Plan · Quarterly IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹719,278
₹119,278
7.19%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
