Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.0%
-1.07
-1.38
0.30
-5.10%
-17.6%
68.89
Nifty 100 benchmark
17.1%
0.23
0.32
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
82 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
338
-14.1%
2.7%
26.6%
25%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
22%
20%
0.83
12.8%
-0.72
-11.27
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 82 months this scheme and
Nifty 100 share.
BANDHAN EQUITY SAVINGS FUND
Regular Plan · Quarterly IDCW
Allocation
By asset
Cash & Equivalents
100.00%
By market cap
Concentration
Number of stocks
70
Top 5 stocks
—
Top 10 stocks
—
Top 20 stocks
—
Lines in the filing
70
Largest holding
—
Largest sector
— —
Effective stocks
—
Sectors held
0
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
70 names but most of its money in a few
behaves like a fund of —. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
20.09%
CRISIL AAA
16.54%
Cash & Equivalents
9.21%
SOVEREIGN
8.36%
Pharmaceuticals & Biotechnology
5.33%
Automobiles
3.57%
Petroleum Products
3.22%
Cement & Cement Products
3.15%
Construction
2.95%
Chemicals & Petrochemicals
2.91%
Telecom - Services
2.90%
Diversified FMCG
2.82%
IT - Software
2.70%
Finance
2.67%
Food Products
2.60%
Consumer Durables
2.11%
Ferrous Metals
1.73%
Power
1.68%
Electrical Equipment
1.20%
Insurance
1.13%
BANDHAN EQUITY SAVINGS FUND
Regular Plan · Quarterly IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Bandhan Money Market Fund -Direct Plan-Growth
Unclassified
6,051,463
29
6.97%
2
7.48% National Bank For Agriculture and Rural Development
CRISIL AAA
1,800,000
18
4.38%
3
Axis Bank Limited
Banks
121,875
16
3.87%
4
Kotak Mahindra Bank Limited
Banks
367,453
15
3.76%
5
HDFC Bank Limited
Banks
211,272
15
3.66%
6
Triparty Repo TRP_010926
Unclassified
—
13
3.29%
7
Reliance Industries Limited
Petroleum Products
103,328
13
3.22%
8
Larsen & Toubro Limited
Construction
29,902
12
2.95%
9
Canara Bank
Banks
945,000
12
2.93%
10
Pidilite Industries Limited
Chemicals & Petrochemicals
70,671
12
2.91%
11
Bharti Airtel Limited
Telecom - Services
65,559
12
2.90%
12
8.1% Bajaj Housing Finance Limited
CRISIL AAA
1,000,000
10
2.45%
13
6.54% GOI (MD 17/01/2032)
SOVEREIGN
1,000,000
10
2.43%
14
7.1% Bajaj Housing Finance Limited **
CRISIL AAA
1,000,000
10
2.41%
15
ICICI Bank Limited
Banks
65,912
10
2.34%
16
State Bank of India
Banks
88,969
9
2.30%
17
ITC Limited
Diversified FMCG
344,281
9
2.15%
18
Grasim Industries Limited
Cement & Cement Products
23,250
8
1.91%
19
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
39,410
8
1.91%
20
Bajaj Finserv Limited
Finance
38,254
8
1.89%
21
Nestle India Limited
Food Products
51,736
8
1.89%
22
Maruti Suzuki India Limited
Automobiles
5,491
7
1.82%
23
Aurobindo Pharma Limited
Pharmaceuticals & Biotechnology
31,900
5
1.34%
24
Titan Company Limited
Consumer Durables
10,356
5
1.29%
25
8.28% Gujarat SDL (MD 13/02/2029)
SOVEREIGN
500,000
5
1.26%
26
8.43% Uttar Pradesh SDL (MD 06/03/2029)
SOVEREIGN
500,000
5
1.26%
27
8.3% Gujarat SDL (MD 13/03/2029)
SOVEREIGN
500,000
5
1.26%
28
7.18% GOI (MD 24/07/2037)
SOVEREIGN
500,000
5
1.24%
29
7.7% REC Limited **
CRISIL AAA
500,000
5
1.23%
30
Punjab National Bank
Banks
440,000
5
1.23%
BANDHAN EQUITY SAVINGS FUND
Regular Plan · Quarterly IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹603,991
₹3,991
0.26%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 28 Sep 2026.
