Direct Plan · Annual IDCW · Mutual fund · Scheme code 143369
NAV₹11.1632as on 25 Sep 2026
Fund houseBandhan Mutual Fund
CategoryMutual fund
Plan & optionDirect · Annual IDCW
History6.9 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.07
1.56
-2.96
-0.37
0.40
0.38
—
—
0.75
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.4%
-0.96
-0.99
—
—
-11.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
289
-6.1%
0.1%
9.4%
48%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Bandhan Short Term Fund
Direct Plan · Annual IDCW
Allocation
By asset
Debt
96.99%
Cash & Equivalents
3.01%
By market cap
Concentration
Number of stocks
78
Top 5 stocks
30.53%
Top 10 stocks
43.84%
Top 20 stocks
62.88%
Lines in the filing
81
Largest holding
13.53%
Largest sector
CRISIL AAA 42.57%
Effective stocks
27.8
Sectors held
6
Cash
2.65%
Effective stocks is what the concentration works out to: a fund holding
78 names but most of its money in a few
behaves like a fund of 28. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
42.57%
SOVEREIGN
30.11%
CRISIL A1+
15.34%
ICRA A1+
4.94%
CARE A1+
4.03%
Cash & Equivalents
2.65%
Unclassified
0.36%
Bandhan Short Term Fund
Direct Plan · Annual IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.68% GOI (MD 07/07/2040)
SOVEREIGN
123,400,000
1,202
13.53%
2
Kotak Mahindra Bank Limited
CRISIL A1+
45,000,000
436
4.91%
3
7.48% National Bank For Agriculture and Rural Development
CRISIL AAA
43,000,000
432
4.86%
4
7.07% Bajaj Finance Limited
CRISIL AAA
37,500,000
371
4.17%
5
Union Bank of India
ICRA A1+
28,500,000
272
3.06%
6
HDFC Bank Limited
CARE A1+
27,500,000
262
2.95%
7
7.8% Tata Capital Housing Finance Limited
CRISIL AAA
25,000,000
251
2.82%
8
6.88% Uttar Pradesh SDL (MD 23/06/2031)
SOVEREIGN
25,000,000
248
2.79%
9
Kotak Mahindra Bank Limited
CRISIL A1+
22,500,000
216
2.43%
10
8.08% Tamilnadu SDL (MD 26/12/2028)
SOVEREIGN
20,000,000
206
2.32%
11
7.5% Indian Railway Finance Corporation Limited
CRISIL AAA
20,000,000
203
2.28%
12
8.15% Tata Capital Limited
CRISIL AAA
20,000,000
202
2.28%
13
Net Current Assets
Unclassified
—
199
2.26%
14
8.3% REC Limited
CRISIL AAA
18,500,000
191
2.15%
15
Axis Bank Limited
CRISIL A1+
19,000,000
185
2.08%
16
7.74% LIC Housing Finance Limited
CRISIL AAA
17,000,000
171
1.92%
17
7.83% Maharashtra SDL (MD 08/04/2030)
SOVEREIGN
15,500,000
160
1.80%
18
7.75% Sundaram Finance Limited
CRISIL AAA
15,000,000
150
1.69%
19
8.08% Maharashtra SDL (MD 26/12/2028)
SOVEREIGN
14,000,000
144
1.62%
20
Canara Bank
CRISIL A1+
15,000,000
143
1.61%
21
Union Bank of India
ICRA A1+
15,000,000
143
1.61%
22
7.3% GOI (MD 19/06/2053)
SOVEREIGN
14,200,000
142
1.60%
23
7.44% Power Finance Corporation Limited
CRISIL AAA
12,500,000
126
1.42%
24
6.95% Bajaj Housing Finance Limited
CRISIL AAA
12,500,000
124
1.39%
25
7.57% Indian Railway Finance Corporation Limited
CRISIL AAA
11,500,000
117
1.31%
26
7.61% Maharashtra SDL (MD 11/05/2029)
SOVEREIGN
10,000,000
102
1.15%
27
7.46% Indian Railway Finance Corporation Limited
CRISIL AAA
10,000,000
101
1.14%
28
7.48% Indian Railway Finance Corporation Limited
CRISIL AAA
10,000,000
101
1.14%
29
7.8% LIC Housing Finance Limited
CRISIL AAA
10,000,000
100
1.13%
30
6.97% Bajaj Housing Finance Limited
CRISIL AAA
10,000,000
99
1.11%
Bandhan Short Term Fund
Direct Plan · Annual IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹605,956
₹5,956
0.39%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 28 Sep 2026.
