Regular Plan · Quarterly IDCW · Ultra Short Duration · Scheme code 144190
NAV₹10.6526as on 25 Sep 2026
Fund houseBandhan Mutual Fund
CategoryUltra Short Duration
Plan & optionRegular · Quarterly IDCW
History8.2 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.46
0.10
0.80
1.14
0.92
0.88
0.51
—
0.76
Ultra Short Duration category median
—
—
—
5.97
6.78
6.11
—
6.40
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
2.8%
-1.98
-2.03
—
—
-2.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
349
-2.0%
0.7%
2.4%
16%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
BANDHAN ULTRA SHORT TERM FUND
Regular Plan · Quarterly IDCW
Allocation
By asset
Debt
96.73%
Cash & Equivalents
3.27%
By market cap
Concentration
Number of stocks
59
Top 5 stocks
31.29%
Top 10 stocks
46.24%
Top 20 stocks
65.49%
Lines in the filing
68
Largest holding
11.12%
Largest sector
CRISIL A1+ 42.20%
Effective stocks
28.8
Sectors held
9
Cash
2.94%
Effective stocks is what the concentration works out to: a fund holding
59 names but most of its money in a few
behaves like a fund of 29. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
42.20%
CRISIL AAA
33.12%
SOVEREIGN
7.90%
ICRA A1+
6.46%
CARE A1+
3.54%
Cash & Equivalents
2.94%
ICRA AA+
1.46%
CRISIL AA+
1.10%
FITCH A1+
0.95%
Unclassified
0.33%
BANDHAN ULTRA SHORT TERM FUND
Regular Plan · Quarterly IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Triparty Repo TRP_010726
Unclassified
—
504
12.29%
2
7.77% REC Limited
CRISIL AAA
45,500,000
456
11.12%
3
National Bank For Agriculture and Rural Development
ICRA A1+
27,500,000
265
6.46%
4
Interest Rate Swaps (11/09/2026) Receive Floating
Unclassified
20,000,000
200
4.88%
5
8.1% Tata Capital Housing Finance Limited
CRISIL AAA
19,500,000
196
4.78%
6
Axis Bank Limited
CRISIL A1+
20,000,000
192
4.68%
7
Interest Rate Swaps (23/09/2026) Receive Floating
Unclassified
17,500,000
175
4.27%
8
91 Days Tbill (MD 30/07/2026)
SOVEREIGN
17,500,000
174
4.25%
9
HDFC Bank Limited
CRISIL A1+
17,500,000
170
4.14%
10
Axis Bank Limited
CRISIL A1+
15,000,000
146
3.56%
11
6.17% LIC Housing Finance Limited
CRISIL AAA
10,000,000
100
2.44%
12
182 Days Tbill (MD 30/07/2026)
SOVEREIGN
10,000,000
100
2.43%
13
HDFC Bank Limited
CRISIL A1+
10,000,000
98
2.38%
14
HDFC Bank Limited
CRISIL A1+
10,000,000
97
2.38%
15
Punjab National Bank
CRISIL A1+
9,500,000
91
2.23%
16
Small Industries Dev Bank of India
CRISIL A1+
9,000,000
88
2.15%
17
7.8% Tata Capital Housing Finance Limited
CRISIL AAA
7,500,000
75
1.83%
18
ICICI Securities Limited
CRISIL A1+
7,500,000
74
1.80%
19
Indian Bank
CRISIL A1+
7,500,000
73
1.79%
20
Kotak Mahindra Prime Limited
CRISIL A1+
7,500,000
73
1.78%
21
Mahindra & Mahindra Financial Services Limited
CRISIL A1+
7,500,000
73
1.77%
22
Bank of Baroda
CARE A1+
7,500,000
72
1.76%
23
Axis Bank Limited
CRISIL A1+
7,500,000
72
1.76%
24
Canara Bank
CRISIL A1+
7,500,000
72
1.76%
25
Punjab National Bank
CRISIL A1+
7,500,000
72
1.76%
26
7.38% Cholamandalam Investment and Finance Company Ltd
ICRA AA+
6,000,000
60
1.46%
27
8.098% Tata Capital Limited
CRISIL AAA
5,000,000
50
1.23%
28
8.1% Bajaj Housing Finance Limited
CRISIL AAA
5,000,000
50
1.23%
29
8.0409% Tata Capital Housing Finance Limited
CRISIL AAA
5,000,000
50
1.23%
30
7.73% LIC Housing Finance Limited
CRISIL AAA
5,000,000
50
1.22%
BANDHAN ULTRA SHORT TERM FUND
Regular Plan · Quarterly IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹616,802
₹16,802
1.09%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
