Direct Plan · IDCW · Equity Savings · Scheme code 144462
NAV₹14.3114as on 25 Sep 2026
Fund houseFranklin Templeton Mutual Fund
CategoryEquity Savings
Plan & optionDirect · IDCW
History8.1 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-6.61
-5.31
-4.15
-2.93
2.72
2.34
4.81
—
4.57
Nifty 100 benchmark
0.25
3.49
-1.52
1.84
10.52
9.38
—
—
12.79
Equity Savings category median
—
—
—
3.78
9.11
7.92
—
8.74
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
7.2%
-0.52
-0.63
0.33
-3.85%
-16.7%
55.35
Nifty 100 benchmark
17.1%
0.23
0.32
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
82 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
348
-11.8%
6.0%
32.5%
26%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
36%
36%
0.74
12.8%
-0.61
-5.57
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 82 months this scheme and
Nifty 100 share.
Franklin India Equity Savings Fund
Direct Plan · IDCW
Allocation
By asset
Equity
68.59%
Debt
21.47%
Cash & Equivalents
7.38%
REITs / InvITs
2.57%
By market cap
Large Cap
61.29%
Mid Cap
3.37%
Small Cap
2.76%
Unclassified
25.20%
Concentration
Number of stocks
61
Top 5 stocks
23.86%
Top 10 stocks
41.93%
Top 20 stocks
62.76%
Lines in the filing
63
Largest holding
6.52%
Largest sector
Banks 18.17%
Effective stocks
38.7
Sectors held
24
Cash
7.38%
Effective stocks is what the concentration works out to: a fund holding
61 names but most of its money in a few
behaves like a fund of 39. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
18.17%
SOVEREIGN
11.63%
Telecom - Services
7.77%
Cash & Equivalents
7.38%
CRISIL AAA
6.46%
CRISIL AA
5.95%
Automobiles
5.60%
Power
5.35%
Aerospace & Defense
4.34%
Consumer Durables
3.80%
Finance
3.51%
Petroleum Products
3.43%
Healthcare Services
2.33%
Insurance
2.25%
Cement & Cement Products
2.08%
IT - Software
1.72%
Pharmaceuticals & Biotechnology
1.67%
Construction
1.47%
Financial Technology (Fintech)
1.20%
Retailing
1.17%
Franklin India Equity Savings Fund
Direct Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Axis Bank Ltd $
Banks
294,750
38
6.53%
2
Call, Cash & Other Assets
Unclassified
—
27
4.67%
3
7.37% GOI 2028 (23-Oct-2028) $
SOVEREIGN
2,500,000
26
4.46%
4
0.00% Jubilant Bevco Ltd (31-May-2028)
CRISIL AA
2,327
26
4.43%
5
Bharti Airtel Ltd $$
Telecom - Services
143,300
26
4.42%
6
NTPC Ltd
Power
720,000
24
4.01%
7
Kotak Mahindra Bank Ltd $
Banks
550,000
23
3.93%
8
Mahindra & Mahindra Ltd !
Automobiles
68,900
23
3.85%
9
Hindustan Aeronautics Ltd
Aerospace & Defense
46,500
22
3.80%
10
Titan Co Ltd
Consumer Durables
41,125
21
3.57%
11
Reliance Industries Ltd !
Petroleum Products
134,500
17
2.92%
12
7.66% Maharashtra SDL (04-Mar-2047)
SOVEREIGN
1,583,000
16
2.79%
13
Margin on Derivatives
Unclassified
—
16
2.71%
14
7.21% Embassy Office Parks Reit (17-Mar-2028)
CRISIL AAA
1,500
15
2.57%
15
Vodafone Idea Ltd
Telecom - Services
9,649,125
14
2.35%
16
Apollo Hospitals Enterprise Ltd
Healthcare Services
15,350
14
2.33%
17
ICICI Bank Ltd
Banks
76,900
11
1.90%
18
8.12% Bajaj Finance Ltd (10-Sep-2027)
CRISIL AAA
1,000
11
1.84%
19
RBL Bank Ltd
Banks
279,400
11
1.81%
20
7.06% GOI 2028 (10-Apr-2028) $
SOVEREIGN
1,000,000
10
1.78%
21
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)
CRISIL AAA
1,000
10
1.74%
22
7.48% Punjab SDL (14-Jan-2031)
SOVEREIGN
1,000,000
10
1.73%
23
Jio Financial Services Ltd
Finance
399,500
10
1.64%
24
Ultratech Cement Ltd
Cement & Cement Products
8,000
9
1.56%
25
0.00% Jubilant Beverages Ltd (31-May-2028)
CRISIL AA
800
9
1.52%
26
HDFC Life Insurance Co Ltd
Insurance
159,500
9
1.48%
27
Larsen & Toubro Ltd
Construction
21,400
9
1.47%
28
Tata Power Co Ltd
Power
226,200
8
1.34%
29
Cipla Ltd
Pharmaceuticals & Biotechnology
49,750
7
1.19%
30
Eternal Ltd
Retailing
210,000
7
1.17%
Franklin India Equity Savings Fund
Direct Plan · IDCW · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹7 cr
₹8 cr
0
2
+0.19%
Stock
Shares traded
Shares
Price
Value ₹ cr
Added to
Cipla Ltd
20,000
+67.2%
-4.3%
2.8
Bharat Electronics Ltd
50,000
+192.3%
+6.9%
2.1
PB Fintech Ltd
10,000
+100.0%
+17.1%
1.9
Trimmed
HDFC Bank Ltd !
61,600
-43.1%
-5.2%
4.4
Larsen & Toubro Ltd
9,000
-29.6%
+2.7%
3.6
Sold out of
Mankind Pharma Ltd
12,500
exited
—
3.1
Tata Steel Ltd
93,500
exited
—
1.8
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹146 cr
₹126 cr
−₹20 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹618,504
₹18,504
1.20%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
