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MF Analyser

UTI Floating Interest Rates Fund

Direct Plan · Quarterly IDCW · Mutual fund · Scheme code 145290

NAV₹1,435.4357as on 25 Sep 2026
Fund houseUTI Mutual Fund
CategoryMutual fund
Plan & optionDirect · Quarterly IDCW
History7.9 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.311.542.86 4.484.583.93 4.06—4.68

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.5% -1.27 -1.53 — — -1.9% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

971131301472020202220242026MF Analyser

Drawdown from peak (%)

0%-1%-1%-2%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
334 0.2% 4.5% 9.7% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

UTI Floating Interest Rates Fund

Direct Plan · Quarterly IDCW

Allocation

By asset

Debt89.81%
REITs / InvITs7.24%
Cash & Equivalents2.95%

By market cap

Concentration

Number of stocks40
Top 5 stocks29.15%
Top 10 stocks45.63%
Top 20 stocks67.84%
Lines in the filing42
Largest holding6.63%
Largest sectorCRISIL-AAA 42.98%
Effective stocks30.6
Sectors held9
Cash2.95%

Effective stocks is what the concentration works out to: a fund holding 40 names but most of its money in a few behaves like a fund of 31. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL-AAA — 43.0%ICRA-AAA — 15.2%CRISIL-A1+ — 14.3%SOV — 10.0%CARE-A1+ — 9.6%Other — 8.0%CRISIL-AAA43.0%ICRA-AAA15.2%CRISIL-A1+14.3%SOV10.0%CARE-A1+9.6%Other8.0%
CRISIL-AAA42.98%
ICRA-AAA15.15%
CRISIL-A1+14.27%
SOV10.01%
CARE-A1+9.60%
Cash & Equivalents2.95%
CRISIL-AAA(SO)1.60%
ICRA-A1+1.58%
IND-AAA(SO)1.52%
-0.34%
MF Analyser

UTI Floating Interest Rates Fund

Direct Plan · Quarterly IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 GOI FRB - MAT 04/10/2028 SOV 1,000,000,000 — 6.63%
2 CD - HDFC BANK - 14/12/2026 CARE-A1+ 1,000,000,000 — 6.42%
3 CD - CANARA BANK - 22/01/2027 CRISIL-A1+ 1,000,000,000 — 6.37%
4 NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA-AAA 7,500 — 4.95%
5 CP EXPORT IMPORT BANK OF INDIA CRISIL-A1+ 750,000,000 — 4.78%
6 NCD SUMMIT DIGITEL INFRASTRUCTURE LTD CRISIL-AAA 5,000 — 3.33%
7 NCD REC LTD ICRA-AAA 5,000 — 3.30%
8 NCD EMBASSY OFFICE PARKS REIT CRISIL-AAA 500 — 3.29%
9 NCD TATA CAPITAL HOUSING FINANCE LTD CRISIL-AAA 5,000 — 3.28%
10 NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL-AAA 5,000 — 3.28%
11 NCD SUNDARAM FINANCE LTD. CRISIL-AAA 5,000 — 3.27%
12 CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 CARE-A1+ 500,000,000 — 3.18%
13 CP SUNDARAM FINANCE LTD. CRISIL-A1+ 500,000,000 — 3.12%
14 NET CURRENT ASSETS Unclassified — — 2.94%
15 NCD MINDSPACE BUSINESS PARKS REIT CRISIL-AAA 350 — 2.31%
16 NCD CANFIN HOMES LTD. ICRA-AAA 3,000 — 1.98%
17 07.37% GSEC MAT -23/10/2028 SOV 250,000,000 — 1.69%
18 07.72% MAHARASTRA GOVT. 01/03/2031 SOV 250,000,000 — 1.69%
19 NCD POWER FINANCE CORPORATION LTD. CRISIL-AAA 250 — 1.66%
20 NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED CRISIL-AAA 2,500 — 1.66%
21 NCD SIKKA PORTS AND TERMINALS LIMITED CRISIL-AAA 250 — 1.65%
22 NCD KOTAK MAHINDRA PRIME LTD. ICRA-AAA 250 — 1.65%
23 NCD LIC HOUSING FINANCE LTD. CRISIL-AAA 250 — 1.65%
24 NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA-AAA 2,500 — 1.65%
25 NCD LIC HOUSING FINANCE LTD. CRISIL-AAA 2,500 — 1.65%
26 NCD REC LTD CRISIL-AAA 2,500 — 1.65%
27 NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD CRISIL-AAA 2,500 — 1.65%
28 NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL-AAA 2,500 — 1.65%
29 NCD TATA CAPITAL HOUSING FINANCE LTD CRISIL-AAA 250 — 1.65%
30 NCD POWER FINANCE CORPORATION LTD. CRISIL-AAA 250 — 1.65%
MF Analyser

UTI Floating Interest Rates Fund

Direct Plan · Quarterly IDCW · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹672,891 ₹72,891 4.53%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.