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MF Analyser

Union Value Fund

Direct Plan · IDCW Option · Value / Contra · Scheme code 145474

NAV₹30.1200as on 25 Sep 2026
Fund houseUnion Mutual Fund
CategoryValue / Contra
Plan & optionDirect · IDCW Option
History7.8 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -4.72-2.672.61 -1.7110.7611.89 16.99—15.00
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Value / Contra
category median		 ——— 0.7112.8812.62 —14.22—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 16.9% 0.25 0.34 0.97 2.84% -37.7% 95.01
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 83 months this scheme and its benchmark share.

Growth of ₹100 since launch

551472393302020202220242026MF Analyser

Drawdown from peak (%)

0%-12%-25%-37%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
334 -29.6% 11.1% 85.8% 8%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
102% 89% 0.97 4.0% 0.63 11.43

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 83 months this scheme and Nifty 500 share.

MF Analyser

Union Value Fund

Direct Plan · IDCW Option

Allocation

By asset

Equity96.49%
Cash & Equivalents3.48%
Debt0.03%

By market cap

Concentration

Number of stocks66
Top 5 stocks20.57%
Top 10 stocks33.99%
Top 20 stocks51.45%
Lines in the filing68
Largest holding6.71%
Largest sectorBanks 21.44%
Effective stocks47.5
Sectors held31
Cash3.48%

Effective stocks is what the concentration works out to: a fund holding 66 names but most of its money in a few behaves like a fund of 48. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 21.4%IT - Software — 7.2%Pharmaceuticals & Biotechnology — 5.4%Construction — 5.3%Finance — 4.7%Petroleum Products — 4.6%Auto Components — 4.2%Retailing — 4.1%Power — 3.7%Other — 39.4%Banks21.4%IT - Software7.2%Pharmaceuticals & Biotech…5.4%Construction5.3%Finance4.7%Petroleum Products4.6%Auto Components4.2%Retailing4.1%Power3.7%Other39.4%
Banks21.44%
IT - Software7.22%
Pharmaceuticals & Biotechnology5.36%
Construction5.28%
Finance4.65%
Petroleum Products4.60%
Auto Components4.22%
Retailing4.13%
Power3.72%
Cash & Equivalents3.48%
Automobiles2.96%
Telecom - Services2.91%
Industrial Products2.91%
Ferrous Metals2.62%
Consumer Durables2.58%
Realty2.24%
Healthcare Services2.00%
Aerospace & Defense1.95%
Capital Markets1.73%
Electrical Equipment1.69%
MF Analyser

Union Value Fund

Direct Plan · IDCW Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Ltd. Banks 184,150 27 6.71%
2 HDFC Bank Ltd. Banks 219,800 16 3.91%
3 Reliance Industries Ltd. Petroleum Products 119,400 15 3.82%
4 TREPS Unclassified — 14 3.58%
5 State Bank of India Banks 115,500 12 3.07%
6 Axis Bank Ltd. Banks 93,754 12 3.06%
7 NTPC Ltd. Power 359,000 12 2.95%
8 Shriram Finance Ltd. Finance 105,000 12 2.92%
9 Bharti Airtel Ltd. Telecom - Services 64,032 12 2.91%
10 Maruti Suzuki India Ltd. Automobiles 7,200 10 2.44%
11 Larsen & Toubro Ltd. Construction 21,700 9 2.20%
12 Gabriel India Ltd. Auto Components 56,809 8 2.05%
13 Ujjivan Small Finance Bank Ltd. Banks 1,144,520 8 1.98%
14 Tech Mahindra Ltd. IT - Software 47,200 8 1.93%
15 Jindal Steel Ltd. Ferrous Metals 61,298 7 1.83%
16 Kirloskar Oil Engines Ltd. Industrial Products 32,900 7 1.73%
17 Nippon Life India Asset Management Ltd. Capital Markets 59,000 7 1.73%
18 Interglobe Aviation Ltd. Transport Services 12,000 6 1.57%
19 V-Mart Retail Ltd. Retailing 73,664 6 1.56%
20 The Phoenix Mills Ltd. Realty 32,394 6 1.54%
21 Ajanta Pharma Ltd. Pharmaceuticals & Biotechnology 17,100 6 1.54%
22 Info Edge (India) Ltd. Retailing 46,163 6 1.52%
23 Max Financial Services Ltd. Insurance 37,500 6 1.48%
24 Bharat Electronics Ltd. Aerospace & Defense 141,500 6 1.47%
25 The Federal Bank Ltd. Banks 164,500 6 1.47%
26 Power Mech Projects Ltd. Construction 22,930 6 1.45%
27 Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology 11,008 6 1.40%
28 Aarti Industries Ltd. Chemicals & Petrochemicals 103,500 5 1.36%
29 Mphasis Ltd. IT - Software 22,300 5 1.36%
30 Tube Investments of India Ltd. Auto Components 19,000 5 1.32%
MF Analyser

Union Value Fund

Direct Plan · IDCW Option · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹791,534 ₹191,534 11.03%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.