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MF Analyser

BANK OF INDIA SMALL CAP FUND

Direct Plan · IDCW · Small Cap · Scheme code 145675

NAV₹49.5300as on 13 Nov 2026
Fund houseBank of India Mutual Fund
CategorySmall Cap
Plan & optionDirect · IDCW
History7.9 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -1.021.6019.35 26.5818.8618.68 25.01—22.50
NIFTY Smallcap 250 TRI
benchmark		 -4.17-1.9119.92 4.8613.5114.17 22.0714.5017.30
Small Cap
category median		 ——— 8.0215.3213.70 —17.59—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 22.2% 0.56 0.93 0.96 4.35% -32.4% 87.05
NIFTY Smallcap 250 TRI
benchmark		 21.9%0.32 0.52—— -59.8%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

512123745362020202220242026MF Analyser

Drawdown from peak (%)

0%-12%-24%-36%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,696 -20.0% 23.9% 96.9% 14%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
105% 89% 0.93 8.1% 0.54 12.66

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and NIFTY Smallcap 250 TRI share.

MF Analyser

BANK OF INDIA SMALL CAP FUND

Direct Plan · IDCW

Allocation

By asset

Equity95.06%
Cash & Equivalents4.49%
Debt0.45%

By market cap

Large Cap1.90%
Mid Cap6.35%
Small Cap78.74%
Unclassified8.52%

Concentration

Number of stocks84
Top 5 stocks14.90%
Top 10 stocks26.85%
Top 20 stocks44.90%
Lines in the filing88
Largest holding3.44%
Largest sectorAuto Components 7.13%
Effective stocks64.7
Sectors held34
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 84 names but most of its money in a few behaves like a fund of 65. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Auto Components — 7.1%Consumer Durables — 6.9%Capital Markets — 6.7%Pharmaceuticals & Biotechnology — 6.5%Banks — 6.5%Aerospace & Defense — 6.1%Industrial Products — 5.9%Electrical Equipment — 5.9%Industrial Manufacturing — 5.4%Other — 43.0%Auto Components7.1%Consumer Durables6.9%Capital Markets6.7%Pharmaceuticals & Biotech…6.5%Banks6.5%Aerospace & Defense6.1%Industrial Products5.9%Electrical Equipment5.9%Industrial Manufacturing5.4%Other43.0%
Auto Components7.13%
Consumer Durables6.89%
Capital Markets6.66%
Pharmaceuticals & Biotechnology6.53%
Banks6.47%
Aerospace & Defense6.10%
Industrial Products5.90%
Electrical Equipment5.90%
Industrial Manufacturing5.42%
Telecom - Equipment & Accessories4.80%
3.80%
Textiles & Apparels3.38%
Food Products3.04%
Leisure Services2.60%
Engineering Services2.28%
Transport Services2.23%
Finance2.23%
Retailing2.12%
Construction1.80%
Agricultural Food & other Products1.66%
MF Analyser

BANK OF INDIA SMALL CAP FUND

Direct Plan · IDCW · holdings as on 31 Oct 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 City Union Bank Limited Banks 5,920,000 127 3.44%
2 TREPS — 109 2.97%
3 Sky Gold And Diamonds Limited Consumer Durables 1,233,308 109 2.96%
4 Computer Age Management Services Limited Capital Markets 1,610,000 105 2.86%
5 Raymond Limited Industrial Manufacturing 948,182 104 2.83%
6 Anand Rathi Wealth Limited Capital Markets 460,000 104 2.81%
7 Sigma Advanced Systems Limited Aerospace & Defense 1,072,000 95 2.59%
8 Sterlite Technologies Limited Telecom - Equipment & Accessories 1,113,881 92 2.49%
9 Optiemus Infracom Ltd Telecom - Equipment & Accessories 1,078,474 85 2.31%
10 Hero Motors Ltd Auto Components 6,775,335 84 2.28%
11 Knowledge Marine & Engineering Works Limited Engineering Services 272,000 84 2.28%
12 Quality Power Electrical Eqp Ltd Electrical Equipment 580,968 81 2.20%
13 Aequs Limited Aerospace & Defense 3,300,000 70 1.91%
14 Wockhardt Limited Pharmaceuticals & Biotechnology 350,000 67 1.81%
15 Cemindia Projects Ltd Construction 525,278 66 1.80%
16 TD Power Systems Limited Electrical Equipment 925,000 66 1.79%
17 Ujjivan Small Finance Bank Limited Banks 12,457,418 66 1.79%
18 PG Electroplast Limited Consumer Durables 1,236,508 66 1.78%
19 TBO Tek Limited Leisure Services 410,655 63 1.71%
20 Balrampur Chini Mills Limited Agricultural Food & other Products 1,034,626 61 1.66%
21 Acutaas Chemicals Limited Pharmaceuticals & Biotechnology 147,000 59 1.60%
22 Arvind Limited Textiles & Apparels 1,100,000 54 1.46%
23 Onemi Technology Solutions Limited Finance 1,756,059 54 1.45%
24 EID Parry India Limited Food Products 865,000 52 1.41%
25 Knack Packaging Limited Industrial Products 2,658,295 49 1.34%
26 Steel Authority of India Limited Ferrous Metals 2,979,340 48 1.30%
27 GNA Axles Limited Auto Components 877,227 47 1.27%
28 Tata Technologies Limited IT - Services 715,000 46 1.26%
29 Laser Power And Infra Limited Industrial Products 2,300,000 46 1.26%
30 Radico Khaitan Limited Beverages 113,534 46 1.26%
MF Analyser

BANK OF INDIA SMALL CAP FUND

Direct Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 30 Sep 2026 and 31 Oct 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹581 cr ₹0 cr 3 6 -6.40%
StockShares tradedShares PriceValue
₹ cr
New position
Privi Speciality Chemicals Limited 100,000 entered — 32.2
One MobiKwik Systems Limited 894,565 entered — 19.2
Natco Pharma Limited 217,482 entered — 17.0
Added to
Steel Authority of India Limited 2,679,340 +893.1% -11.3% 43.1
Cemindia Projects Ltd 324,910 +162.2% +6.1% 41.1
Aequs Limited 1,806,300 +120.9% -23.8% 38.5
Computer Age Management Services Limited 557,000 +52.9% -2.6% 36.4
City Union Bank Limited 1,500,000 +33.9% -5.2% 32.1
Sigma Advanced Systems Limited 302,982 +39.4% -13.2% 27.0
Radico Khaitan Limited 64,845 +133.2% -6.4% 26.5
ETHOS LTD. 100,000 +182.9% -1.4% 25.0
Sold out of
Apar Industries Limited 20,000 exited — 34.8
Thyrocare Technologies Limited 461,807 exited — 24.7
KSB Limited 110,613 exited — 9.5
FIEM Industries Limited 49,792 exited — 9.4
Allied Blenders And Distillers Limited 6,368 exited — 0.5
Aye Finance Limited 7,332 exited — 0.1
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹205 cr ₹17 cr −₹188 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹1,026,509 ₹426,509 21.63%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 14 Nov 2026.