Regular Plan · IDCW · Mutual fund · Scheme code 145951
NAV₹15.4384as on 25 Sep 2026
Fund houseLIC Mutual Fund
CategoryMutual fund
Plan & optionRegular · IDCW
History7.6 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.06
1.02
2.62
4.85
6.51
5.24
5.46
—
5.89
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.3%
0.01
0.02
—
—
-2.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
320
0.8%
6.1%
9.9%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Short Term Fund
Regular Plan · IDCW
Allocation
By asset
Debt
87.26%
Cash & Equivalents
12.14%
Unclassified
0.60%
By market cap
Unclassified
177.43%
Concentration
Number of stocks
16
Top 5 stocks
41.91%
Top 10 stocks
70.70%
Top 20 stocks
87.86%
Lines in the filing
18
Largest holding
8.62%
Largest sector
CRISIL AAA 54.36%
Effective stocks
16.6
Sectors held
6
Cash
12.14%
Effective stocks is what the concentration works out to: a fund holding
16 names but most of its money in a few
behaves like a fund of 17. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
54.36%
SOVEREIGN
16.46%
Cash & Equivalents
12.14%
ICRA AA
8.24%
ICRA AAA
4.15%
CRISIL AA+
4.05%
Unclassified
0.60%
LIC MF Short Term Fund
Regular Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Treps
Unclassified
—
14
11.40%
2
7.48% National Bk for Agriculture & Rural Dev.
CRISIL AAA
1,000
11
8.62%
3
7.34% Small Industries Development Bk of India
CRISIL AAA
1,000
11
8.55%
4
7.45% Bharti Telecom Ltd.
CRISIL AAA
1,000
10
8.36%
5
8.95% 360 One Prime Ltd.
ICRA AA
1,000
10
8.24%
6
7.49% National Highways Authority of India
CRISIL AAA
100
10
8.14%
7
6.78% State Government of Maharashtra
SOVEREIGN
1,000,000
10
8.08%
8
6.61% Power Finance Corporation Ltd.
CRISIL AAA
1,000
10
8.07%
9
8.14% Nuclear Power Corporation
CRISIL AAA
50
5
4.27%
10
8.13% Nuclear Power Corporation
CRISIL AAA
50
5
4.22%
11
8.1% Aditya Birla Housing Finance Ltd.
ICRA AAA
500
5
4.15%
12
7.37% Indian Railway Finance Corporation Ltd.
CRISIL AAA
500
5
4.13%
13
6.94% Government of India
SOVEREIGN
500,000
5
4.11%
14
8.15% GIC Housing Finance Ltd.
CRISIL AA+
500
5
4.05%
15
6.36% Government of India
SOVEREIGN
500,000
5
4.01%
16
Net Receivables / (Payables)
Unclassified
—
1
0.74%
17
SBI CDMDF--A2
Unclassified
618
1
0.60%
18
Government of India
SOVEREIGN
41,400
0
0.26%
LIC MF Short Term Fund
Regular Plan · IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹698,410
₹98,410
6.01%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
