Direct Plan · Growth · Retirement Funds · Scheme code 146349
NAV₹38.7900as on 25 Sep 2026
Fund houseICICI Prudential Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · Growth
History7.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
1.73
4.69
6.73
14.20
22.05
20.98
21.78
—
20.29
Nifty 100 benchmark
0.25
3.49
-1.52
1.84
10.52
9.38
—
—
12.79
Retirement Funds category median
—
—
—
4.12
8.02
8.51
—
10.25
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
17.2%
0.90
1.24
0.94
9.39%
-37.2%
82.44
Nifty 100 benchmark
17.1%
0.23
0.32
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
82 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
321
-30.1%
19.0%
79.3%
10%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
113%
74%
0.91
7.7%
1.18
15.89
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 82 months this scheme and
Nifty 100 share.
ICICI Prudential Retirement Fund Pure Equity Plan
Direct Plan · Growth
Allocation
By asset
Equity
95.87%
Cash & Equivalents
4.13%
By market cap
Large Cap
50.75%
Mid Cap
24.25%
Small Cap
20.86%
Concentration
Number of stocks
88
Top 5 stocks
18.98%
Top 10 stocks
30.32%
Top 20 stocks
48.68%
Lines in the filing
91
Largest holding
4.87%
Largest sector
Electrical Equipment 8.48%
Effective stocks
55.9
Sectors held
35
Cash
4.13%
Effective stocks is what the concentration works out to: a fund holding
88 names but most of its money in a few
behaves like a fund of 56. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Electrical Equipment
8.48%
Industrial Products
7.41%
Banks
7.33%
Capital Markets
6.02%
Diversified Fmcg
5.28%
Petroleum Products
4.14%
Cash & Equivalents
4.13%
Realty
3.97%
Automobiles
3.87%
Consumer Durables
3.86%
Retailing
3.65%
Cement & Cement Products
3.51%
It - Software
3.25%
Insurance
3.05%
Chemicals & Petrochemicals
2.78%
Beverages
2.71%
Ferrous Metals
2.61%
Telecom - Services
2.38%
Food Products
2.26%
Leisure Services
2.20%
ICICI Prudential Retirement Fund Pure Equity Plan
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
HDFC Bank Ltd.
Banks
1,482,500
105
4.87%
2
Reliance Industries Ltd.
Petroleum Products
699,489
89
4.14%
3
TREPS
Unclassified
—
89
4.11%
4
Multi Commodity Exchange Of India Ltd.
Capital Markets
243,402
83
3.84%
5
Hindustan Unilever Ltd.
Diversified Fmcg
403,011
79
3.67%
6
ICICI Bank Ltd.
Banks
364,650
53
2.46%
7
Bharti Airtel Ltd.
Telecom - Services
282,932
51
2.38%
8
Apar Industries Ltd.
Electrical Equipment
27,730
49
2.27%
9
Britannia Industries Ltd.
Food Products
92,976
49
2.26%
10
Avenue Supermarts Ltd.
Retailing
124,545
49
2.25%
11
Life Insurance Corporation of India
Insurance
1,125,000
47
2.18%
12
Mahindra & Mahindra Ltd.
Automobiles
143,077
47
2.18%
13
United Spirits Ltd.
Beverages
281,271
42
1.94%
14
Cummins India Ltd.
Industrial Products
81,990
42
1.94%
15
ABB India Ltd.
Electrical Equipment
54,421
42
1.93%
16
Usha Martin Ltd.
Industrial Products
807,275
40
1.87%
17
Larsen & Toubro Ltd.
Construction
97,429
39
1.83%
18
Hyundai Motor India Ltd.
Automobiles
165,737
37
1.69%
19
Ultratech Cement Ltd.
Cement & Cement Products
31,897
37
1.69%
20
Supreme Industries Ltd.
Industrial Products
100,386
36
1.66%
21
Tech Mahindra Ltd.
It - Software
217,759
35
1.64%
22
ITC Ltd.
Diversified Fmcg
1,356,612
35
1.61%
23
Titan Company Ltd.
Consumer Durables
66,108
34
1.56%
24
Interglobe Aviation Ltd.
Transport Services
61,602
32
1.49%
25
SIEMENS ENERGY INDIA LTD
Electrical Equipment
98,010
32
1.47%
26
The Phoenix Mills Ltd.
Realty
163,924
31
1.44%
27
Info Edge (India) Ltd.
Retailing
230,690
30
1.40%
28
Brigade Enterprises Ltd.
Realty
439,518
29
1.34%
29
The Indian Hotels Company Ltd.
Leisure Services
354,907
26
1.21%
30
Sobha Ltd.
Realty
205,163
26
1.19%
ICICI Prudential Retirement Fund Pure Equity Plan
Direct Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹94 cr
₹4 cr
3
8
+0.55%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Life Insurance Corporation of India
1,125,000
entered
—
47.0
Blue Star Ltd.
120,000
entered
—
17.6
Schaeffler India Ltd.
232
entered
—
0.1
Added to
Cummins India Ltd.
64,554
+370.2%
-7.5%
33.0
EIH Ltd.
411,327
+119.9%
-13.7%
11.6
Interglobe Aviation Ltd.
20,000
+48.1%
+1.2%
10.5
FDC Ltd.
254,954
+86.6%
-17.7%
8.6
Orient Refractories Ltd.
210,514
+86.7%
-4.4%
7.8
Multi Commodity Exchange Of India Ltd.
20,000
+9.0%
+26.3%
6.8
ITC Ltd.
200,000
+17.3%
-9.1%
5.1
Hindustan Unilever Ltd.
19,976
+5.2%
-6.4%
3.9
Trimmed
Divgi Torqtransfer Systems Ltd
15,551
-28.8%
+23.3%
1.9
Pg Electroplast Ltd.
18,576
-18.6%
-5.3%
1.1
Rategain Travel Technologies Ltd.
7,984
-10.0%
+2.1%
0.8
Sold out of
LG Electronics Inc
87,921
exited
—
13.1
Vedanta Ltd.
459,550
exited
—
12.1
Neuland Laboratories Ltd.
6,089
exited
—
11.6
Siemens Ltd.
22,600
exited
—
8.5
Ratnamani Metals & Tubes Ltd.
17,456
exited
—
4.1
Sonata Software Ltd.
80,000
exited
—
2.6
Vedanta Oil And Gas Ltd.
459,550
exited
—
1.6
Vedanta Iron And Steel Ltd.
59,550
exited
—
0.2
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹986,994
₹386,994
20.02%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
