Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
17.4%
-0.12
-0.16
0.89
-0.80%
-34.0%
87.17
Nifty 500 benchmark
17.2%
0.35
0.47
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
83 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
301
-10.0%
12.0%
81.2%
12%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
86%
82%
0.93
6.5%
-0.27
7.59
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 83 months this scheme and
Nifty 500 share.
Union Focused Fund
Regular Plan · IDCW Option
Allocation
By asset
Equity
98.77%
Cash & Equivalents
1.17%
Debt
0.06%
By market cap
Concentration
Number of stocks
30
Top 5 stocks
27.55%
Top 10 stocks
47.38%
Top 20 stocks
80.12%
Lines in the filing
32
Largest holding
9.03%
Largest sector
Banks 22.93%
Effective stocks
25.4
Sectors held
17
Cash
1.17%
Effective stocks is what the concentration works out to: a fund holding
30 names but most of its money in a few
behaves like a fund of 25. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
22.93%
Electrical Equipment
12.72%
Chemicals & Petrochemicals
9.50%
Pharmaceuticals & Biotechnology
6.67%
Auto Components
6.44%
Retailing
6.34%
Capital Markets
6.28%
IT - Software
4.67%
Agricultural Food & other Products
4.20%
Aerospace & Defense
3.73%
Healthcare Services
3.56%
Finance
3.16%
Telecom - Services
2.82%
Construction
2.10%
Insurance
1.87%
Automobiles
1.78%
Cash & Equivalents
1.17%
Sovereign
0.06%
Union Focused Fund
Regular Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
287,000
42
9.03%
2
Solar Industries India Ltd.
Chemicals & Petrochemicals
12,007
24
5.22%
3
Gabriel India Ltd.
Auto Components
155,000
22
4.82%
4
Navin Fluorine International Ltd.
Chemicals & Petrochemicals
22,777
20
4.28%
5
Tata Consumer Products Ltd.
Agricultural Food & other Products
187,000
19
4.20%
6
Eternal Ltd.
Retailing
587,777
19
4.17%
7
Torrent Pharmaceuticals Ltd.
Pharmaceuticals & Biotechnology
37,777
19
4.14%
8
Multi Commodity Exchange of India Ltd.
Capital Markets
52,777
18
3.88%
9
HDFC Bank Ltd.
Banks
250,000
18
3.84%
10
Hitachi Energy India Ltd.
Electrical Equipment
5,200
18
3.80%
11
Bharat Electronics Ltd.
Aerospace & Defense
415,700
17
3.73%
12
Karur Vysya Bank Ltd.
Banks
480,000
17
3.61%
13
GE Vernova T&D India Ltd.
Electrical Equipment
37,000
16
3.56%
14
Max Healthcare Institute Ltd.
Healthcare Services
157,700
16
3.56%
15
Ujjivan Small Finance Bank Ltd.
Banks
2,170,000
15
3.24%
16
State Bank of India
Banks
140,000
15
3.21%
17
Shriram Finance Ltd.
Finance
131,700
15
3.16%
18
Infosys Ltd.
IT - Software
120,000
14
2.94%
19
CG Power and Industrial Solutions Ltd.
Electrical Equipment
147,000
13
2.91%
20
Bharti Airtel Ltd.
Telecom - Services
72,000
13
2.82%
21
Acutaas Chemicals Ltd.
Pharmaceuticals & Biotechnology
37,000
12
2.53%
22
Azad Engineering Ltd.
Electrical Equipment
39,564
11
2.45%
23
Kfin Technologies Ltd.
Capital Markets
114,550
11
2.40%
24
Trent Ltd.
Retailing
34,777
10
2.17%
25
Larsen & Toubro Ltd.
Construction
24,000
10
2.10%
26
Max Financial Services Ltd.
Insurance
55,000
9
1.87%
27
Mahindra & Mahindra Ltd.
Automobiles
25,000
8
1.78%
28
Mphasis Ltd.
IT - Software
33,000
8
1.73%
29
UNO Minda Ltd.
Auto Components
58,700
7
1.62%
30
TREPS
Unclassified
—
6
1.33%
Union Focused Fund
Regular Plan · IDCW Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹667,303
₹67,303
4.20%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 25 Sep 2026.
