Baroda BNP Paribas Equity Savings Fund

Direct Plan · Growth Option · Equity Savings · Scheme code 147496

NAV₹18.6083as on 25 Sep 2026

Fund houseBaroda BNP Paribas Mutual Fund

CategoryEquity Savings

Plan & optionDirect · Growth Option

History7.1 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-1.77	0.72	3.85	4.03	8.99	8.13	9.17	—	9.06
Nifty 100 benchmark	0.25	3.49	-1.52	1.84	10.52	9.38	—	—	12.79
Equity Savings category median	—	—	—	4.04	9.13	7.93	—	8.78	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	5.4%	0.46	0.67	0.28	1.06%	-8.4%	80.57
Nifty 100 benchmark	17.1%	0.23	0.32	—	—	-37.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 82 months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
303	0.7%	9.5%	20.2%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up capture	Down capture	Correlation	Tracking error	Information ratio	Treynor
42%	20%	0.90	12.8%	-0.25	9.71

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 82 months this scheme and Nifty 100 share.

Baroda BNP Paribas Equity Savings Fund

Direct Plan · Growth Option

Allocation

By asset

Equity	66.86%
Debt	28.09%
Cash & Equivalents	3.91%
REITs / InvITs	1.14%

By market cap

Concentration

Number of stocks	75
Top 5 stocks	16.97%
Top 10 stocks	29.95%
Top 20 stocks	48.75%
Lines in the filing	99

Largest holding	3.83%
Largest sector	CRISIL AAA 15.54%
Effective stocks	55.9
Sectors held	31
Cash	3.91%

Effective stocks is what the concentration works out to: a fund holding 75 names but most of its money in a few behaves like a fund of 56. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Cash & Equivalents	27.90%
CRISIL AAA	15.54%
Banks	15.51%
Sovereign	9.01%
Power	5.31%
Pharmaceuticals & Biotechnology	4.81%
Finance	4.78%
Petroleum Products	3.81%
Telecom - Services	3.33%
Realty	3.23%
Construction	2.77%
Automobiles	2.61%
Electrical Equipment	2.58%
Chemicals & Petrochemicals	2.51%
ICRA AA+	2.15%
Ferrous Metals	1.97%
Financial Technology (Fintech)	1.93%
IT - Software	1.86%
Transport Infrastructure	1.68%
Consumer Durables	1.59%

Baroda BNP Paribas Equity Savings Fund

Direct Plan · Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Net Receivables / (Payables)	Unclassified	—	80	27.90%
2	State Bank of India	Banks	104,250	11	3.83%
3	7.32% Government of India (13/11/2030)	Sovereign	1,000,000	10	3.56%
4	Bharti Airtel Limited	Telecom - Services	53,136	10	3.33%
5	7.18% Government of India (14/08/2033)	Sovereign	900,000	9	3.18%
6	Reliance Industries Limited	Petroleum Products	69,300	9	3.07%
7	ICICI Bank Limited	Banks	59,400	9	2.99%
8	Clearing Corporation of India Ltd		—	8	2.85%
9	Larsen & Toubro Limited	Construction	19,800	8	2.77%
10	8.7% Shriram Finance Limited (09/04/2028)	CRISIL AAA	700	7	2.45%
11	6.92% Power Finance Corporation Limited (16/02/2028)	CRISIL AAA	700	7	2.40%
12	Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	34,500	7	2.37%
13	HDFC Bank Limited	Banks	87,850	6	2.16%
14	Axis Bank Limited	Banks	48,000	6	2.16%
15	Tata Steel Limited	Ferrous Metals	308,000	6	1.97%
16	One 97 Communications Limited	Financial Technology (Fintech)	32,400	6	1.93%
17	Kotak Mahindra Bank Limited	Banks	128,000	5	1.86%
18	DLF Limited	Realty	75,050	5	1.80%
19	7.90% Jamnagar Utilities & Power Private Limited (10/08/2028)	CRISIL AAA	500	5	1.74%
20	LIC Housing Finance Limited	Finance	93,000	5	1.73%
21	Tata Power Company Limited	Power	144,000	5	1.73%
22	7.83% Cholamandalam Investment and Finance Company Ltd (28/06/2028)	ICRA AA+	500	5	1.72%
23	7.44% Power Finance Corporation Limited (15/01/2030)	CRISIL AAA	500	5	1.72%
24	7.53% Bajaj Housing Finance Limited (28/09/2029)	CRISIL AAA	500	5	1.71%
25	Adani Ports and Special Economic Zone Limited	Transport Infrastructure	30,400	5	1.68%
26	Bajaj Finance Limited	Finance	45,600	5	1.67%
27	Titan Company Limited	Consumer Durables	9,000	5	1.59%
28	Mahindra & Mahindra Limited	Automobiles	13,500	4	1.53%
29	Ajanta Pharma Limited	Pharmaceuticals & Biotechnology	11,700	4	1.46%
30	Godrej Properties Limited	Realty	20,475	4	1.43%

Baroda BNP Paribas Equity Savings Fund

Direct Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 31 Jul 2026 and 31 Aug 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹5 cr	₹6 cr	1	1	+0.93%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
LIC Housing Finance Limited	93,000	entered	—	5.0
Added to
Bajaj Finance Limited	24,000	+111.1%	-7.4%	2.5
HDFC Bank Limited	33,150	+60.6%	-5.2%	2.4
Life Insurance Corporation Of India	4,500	+14.3%	-1.6%	0.2
Trimmed
ICICI Bank Limited	9,200	-13.4%	+1.3%	1.3
Ajanta Pharma Limited	3,300	-22.0%	+3.9%	1.2
Tata Power Company Limited	11,150	-7.2%	-8.9%	0.4
TVS Motor Company Limited	900	-11.1%	+0.7%	0.4
Mankind Pharma Limited	1,538	-11.6%	-2.0%	0.4
NTPC Limited	10,500	-8.9%	-5.7%	0.3
One 97 Communications Limited	1,850	-5.4%	+27.9%	0.3
AU Small Finance Bank Limited	2,700	-11.5%	+3.7%	0.3
Sold out of
Ujjivan Small Finance Bank Limited	351,000	exited	—	2.5

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹0 cr	₹0 cr	+₹0 cr
Debt: bills, CDs and commercial paper	₹80 cr	₹81 cr	+₹1 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹740,977	₹140,977	8.38%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.