Direct Plan · Growth · Ultra Short Duration · Scheme code 147772
NAV₹1,463.4129as on 25 Sep 2026
Fund houseLIC Mutual Fund
CategoryUltra Short Duration
Plan & optionDirect · Growth
History6.8 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.54
1.82
3.75
6.72
7.23
6.30
—
—
5.72
Ultra Short Duration category median
—
—
—
6.36
7.26
6.58
—
6.74
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.5%
1.41
3.40
—
—
-1.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
281
3.2%
6.3%
7.9%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Ultra Short Term Fund
Direct Plan · Growth
Allocation
By asset
Debt
88.11%
Cash & Equivalents
6.69%
REITs / InvITs
4.96%
Unclassified
0.25%
By market cap
Concentration
Number of stocks
27
Top 5 stocks
28.11%
Top 10 stocks
51.84%
Top 20 stocks
83.52%
Lines in the filing
29
Largest holding
8.68%
Largest sector
CRISIL A1+ 58.17%
Effective stocks
24.7
Sectors held
8
Cash
6.69%
Effective stocks is what the concentration works out to: a fund holding
27 names but most of its money in a few
behaves like a fund of 25. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
58.17%
CARE A1+
8.68%
ICRA A1+
6.81%
SOVEREIGN
6.79%
Cash & Equivalents
6.69%
FITCH A1+
6.66%
CRISIL AAA
4.96%
ICRA AA
1.00%
Unclassified
0.25%
LIC MF Ultra Short Term Fund
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Treps
Unclassified
—
62
12.11%
2
Export Import Bank of India
CARE A1+
900
44
8.68%
3
8.03% Mindspace Business Parks Reit
CRISIL AAA
2,500
25
4.96%
4
364 DAYS TBILL RED 29-10-2026
SOVEREIGN
2,500,000
25
4.85%
5
HDFC Bank Ltd.
CRISIL A1+
500
25
4.82%
6
Indian Bank
CRISIL A1+
500
24
4.80%
7
Punjab National Bank
CRISIL A1+
500
24
4.79%
8
Axis Bank Ltd.
CRISIL A1+
500
24
4.79%
9
Canara Bank
CRISIL A1+
500
24
4.79%
10
Kotak Mahindra Bank Ltd.
CRISIL A1+
500
24
4.72%
11
Sundaram Finance Ltd.
CRISIL A1+
500
24
4.64%
12
Small Industries Development Bk of India
CRISIL A1+
400
20
3.86%
13
HDFC Bank Ltd.
CRISIL A1+
400
20
3.83%
14
Axis Bank Ltd.
CRISIL A1+
400
19
3.82%
15
Bank of Baroda
FITCH A1+
400
19
3.80%
16
National Bk for Agriculture & Rural Dev.
CRISIL A1+
400
19
3.80%
17
Bank of Baroda
ICRA A1+
300
15
2.92%
18
Bajaj Finance Ltd.
CRISIL A1+
300
15
2.89%
19
Indian Bank
FITCH A1+
300
15
2.86%
20
Axis Securities Ltd.
ICRA A1+
200
10
1.96%
21
91 DAYS TBILL RED 15-10-2026
SOVEREIGN
1,000,000
10
1.94%
22
Time Technoplast Ltd.
ICRA A1+
200
10
1.93%
23
Angel One Ltd.
CRISIL A1+
200
10
1.93%
24
ICICI Securities Ltd.
CRISIL A1+
200
10
1.91%
25
Angel One Ltd.
CRISIL A1+
200
9
1.83%
26
8.95% 360 One Prime Ltd.
ICRA AA
500
5
1.00%
27
Fedbank Financial Services Ltd.
CRISIL A1+
100
5
0.95%
28
SBI CDMDF--A2
Unclassified
1,050
1
0.25%
LIC MF Ultra Short Term Fund
Direct Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹714,426
₹114,426
6.92%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
