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MF Analyser

Axis Retirement Fund - Aggressive Plan

Regular Plan · IDCW Option · Retirement Funds · Scheme code 147824

NAV₹16.5600as on 24 Sep 2026
Fund houseAxis Mutual Fund
CategoryRetirement Funds
Plan & optionRegular · IDCW Option
History6.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -3.89-8.56-5.59 -11.026.063.40 ——7.77
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— 1.977.527.27 —9.08—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 12.9% -0.03 -0.04 0.72 -2.42% -26.0% 83.79
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 80 months this scheme and its benchmark share.

Growth of ₹100 since launch

741161592012020202220242026MF Analyser

Drawdown from peak (%)

0%-8%-16%-24%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
284 -12.4% 8.9% 46.7% 27%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
73% 77% 0.92 7.5% -0.54 2.62

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 80 months this scheme and Nifty 100 share.

MF Analyser

Axis Retirement Fund - Aggressive Plan

Regular Plan · IDCW Option

Allocation

By asset

Equity74.71%
Debt20.97%
Cash & Equivalents4.29%

By market cap

Large Cap53.66%
Mid Cap10.96%
Small Cap9.47%
Unclassified21.59%

Concentration

Number of stocks97
Top 5 stocks25.78%
Top 10 stocks39.57%
Top 20 stocks56.19%
Lines in the filing99
Largest holding6.10%
Largest sectorCARE A1+ —
Effective stocks43.7
Sectors held36
Cash4.29%

Effective stocks is what the concentration works out to: a fund holding 97 names but most of its money in a few behaves like a fund of 44. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 18.6%Banks — 15.7%Finance — 5.3%Petroleum Products — 5.2%IT - Software — 4.5%Cash & Equivalents — 4.3%Pharmaceuticals & Biotechnology — 4.3%Automobiles — 3.5%Auto Components — 3.4%Other — 35.2%Sovereign18.6%Banks15.7%Finance5.3%Petroleum Products5.2%IT - Software4.5%Cash & Equivalents4.3%Pharmaceuticals & Biotech…4.3%Automobiles3.5%Auto Components3.4%Other35.2%
Sovereign18.59%
Banks15.71%
Finance5.33%
Petroleum Products5.24%
IT - Software4.49%
Cash & Equivalents4.29%
Pharmaceuticals & Biotechnology4.26%
Automobiles3.51%
Auto Components3.40%
Chemicals & Petrochemicals3.24%
Telecom - Services3.06%
Consumer Durables2.93%
Retailing2.65%
Healthcare Services2.28%
Construction2.10%
Power1.94%
Electrical Equipment1.93%
Aerospace & Defense1.54%
Leisure Services1.52%
CRISIL AA+1.41%
MF Analyser

Axis Retirement Fund - Aggressive Plan

Regular Plan · IDCW Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 7.1% Government of India (08/04/2034) Sovereign 4,250,000 43 6.10%
2 Reliance Industries Limited Petroleum Products 289,513 37 5.24%
3 ICICI Bank Limited Banks 248,294 36 5.11%
4 6.79% Government of India (07/10/2034) Sovereign 3,500,000 35 4.93%
5 HDFC Bank Limited Banks 437,589 31 4.40%
6 Clearing Corporation of India Ltd Unclassified — 26 3.71%
7 7.25% Government of India (12/06/2063) Sovereign 2,491,800 24 3.36%
8 7.18% Government of India (24/07/2037) Sovereign 2,000,000 20 2.87%
9 Bharti Airtel Limited Telecom - Services 103,528 19 2.66%
10 State Bank of India Banks 170,924 18 2.57%
11 Infosys Limited IT - Software 144,961 16 2.33%
12 Mahindra & Mahindra Limited Automobiles 48,267 16 2.24%
13 Kotak Mahindra Bank Limited Banks 362,161 15 2.15%
14 Larsen & Toubro Limited Construction 36,584 15 2.10%
15 Bajaj Finance Limited Finance 123,735 13 1.85%
16 Solar Industries India Limited Chemicals & Petrochemicals 5,171 10 1.47%
17 Pidilite Industries Limited Chemicals & Petrochemicals 59,887 10 1.43%
18 Eternal Limited Retailing 306,148 10 1.42%
19 NTPC Limited Power 288,257 9 1.34%
20 7.57% Government of India (17/06/2033) Sovereign 900,000 9 1.33%
21 Divi's Laboratories Limited Pharmaceuticals & Biotechnology 9,614 9 1.29%
22 Minda Corporation Limited Auto Components 123,550 9 1.25%
23 Axis Bank Limited Banks 63,857 8 1.18%
24 PNB Housing Finance Limited Finance 72,426 8 1.18%
25 Apollo Hospitals Enterprise Limited Healthcare Services 9,227 8 1.16%
26 Fortis Healthcare Limited Healthcare Services 76,233 7 0.98%
27 5% GMR Airports Limited (13/02/2027) CRISIL A+ 650 7 0.97%
28 Hindustan Aeronautics Limited Aerospace & Defense 14,148 7 0.96%
29 The Phoenix Mills Limited Realty 35,447 7 0.95%
30 Premier Energies Limited Electrical Equipment 60,186 6 0.88%
MF Analyser

Axis Retirement Fund - Aggressive Plan

Regular Plan · IDCW Option · where the money sits

What the manager did last month

Between the filings of 31 Jul 2026 and 31 Aug 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹9 cr ₹23 cr 4 3 +1.09%
StockShares tradedShares PriceValue
₹ cr
New position
Delhivery Limited 50,322 entered — 2.3
Cyient Dlm Ltd 21,852 entered — 1.8
Global Health Limited 6,888 entered — 1.0
Apar Industries Limited 507 entered — 0.9
Added to
Kirloskar Oil Engines Limited 9,883 +651.9% -4.1% 2.1
Indus Towers Limited 25,344 +54.0% -0.6% 1.0
Computer Age Management Services Limited 12,515 +52.1% -1.8% 1.0
Titagarh Rail Systems Limited 9,656 +88.6% -0.9% 0.8
Axis Bank Limited 5,494 +9.4% +5.7% 0.7
Bharat Electronics Limited 16,825 +45.3% +6.9% 0.7
GE Vernova T&D India Limited 1,573 +99.3% +2.8% 0.7
RBL Bank Limited 18,056 +48.6% +1.3% 0.7
Trimmed
Pidilite Industries Limited 33,185 -35.7% +4.7% 5.6
Samvardhana Motherson International Limited 133,103 -28.4% +13.2% 2.3
Solar Industries India Limited 1,039 -16.7% +9.3% 2.1
NTPC Limited 44,216 -13.3% -5.7% 1.5
Avenue Supermarts Limited 3,584 -62.3% -0.5% 1.4
Infosys Limited 11,994 -7.6% +0.3% 1.4
Fortis Healthcare Limited 13,599 -15.1% -4.0% 1.2
Bajaj Finance Limited 9,819 -7.4% -7.4% 1.0
Sold out of
PI Industries Limited 5,114 exited — 1.4
IndusInd Bank Limited 7,797 exited — 0.8
The Federal Bank Limited 19,619 exited — 0.7
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹149 cr ₹148 cr −₹1 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹655,552 ₹55,552 3.50%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 25 Sep 2026.