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MF Analyser

Axis Retirement Fund - Dynamic Plan

Regular Plan · Growth Option · Retirement Funds · Scheme code 147828

NAV₹19.2100as on 24 Sep 2026
Fund houseAxis Mutual Fund
CategoryRetirement Funds
Plan & optionRegular · Growth Option
History6.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -3.92-0.683.91 -3.439.656.15 ——10.11
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— 2.946.867.44 —9.33—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 11.4% 0.28 0.38 0.66 0.36% -18.1% 78.01
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 80 months this scheme and its benchmark share.

Growth of ₹100 since launch

791251712162020202220242026MF Analyser

Drawdown from peak (%)

0%-7%-13%-20%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
284 -10.7% 9.3% 46.0% 24%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
78% 74% 0.88 8.7% -0.19 6.51

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 80 months this scheme and Nifty 100 share.

MF Analyser

Axis Retirement Fund - Dynamic Plan

Regular Plan · Growth Option

Allocation

By asset

Equity79.90%
Debt10.45%
Cash & Equivalents9.67%

By market cap

Large Cap53.41%
Mid Cap13.82%
Small Cap12.67%
Unclassified10.45%

Concentration

Number of stocks95
Top 5 stocks23.48%
Top 10 stocks35.45%
Top 20 stocks51.50%
Lines in the filing97
Largest holding5.59%
Largest sectorBanks 16.55%
Effective stocks50.8
Sectors held33
Cash9.67%

Effective stocks is what the concentration works out to: a fund holding 95 names but most of its money in a few behaves like a fund of 51. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 16.6%Sovereign — 10.5%Cash & Equivalents — 9.7%Finance — 5.4%Petroleum Products — 5.2%Pharmaceuticals & Biotechnology — 5.1%Auto Components — 4.6%Healthcare Services — 4.1%IT - Software — 3.9%Other — 35.1%Banks16.6%Sovereign10.5%Cash & Equivalents9.7%Finance5.4%Petroleum Products5.2%Pharmaceuticals & Biotech…5.1%Auto Components4.6%Healthcare Services4.1%IT - Software3.9%Other35.1%
Banks16.55%
Sovereign10.45%
Cash & Equivalents9.67%
Finance5.40%
Petroleum Products5.23%
Pharmaceuticals & Biotechnology5.09%
Auto Components4.58%
Healthcare Services4.06%
IT - Software3.94%
Electrical Equipment3.83%
Automobiles3.29%
Telecom - Services3.19%
Consumer Durables3.06%
Retailing2.66%
Construction2.11%
Power1.78%
Chemicals & Petrochemicals1.77%
Insurance1.59%
Leisure Services1.56%
Beverages1.50%
MF Analyser

Axis Retirement Fund - Dynamic Plan

Regular Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Clearing Corporation of India Ltd Unclassified — 27 9.39%
2 ICICI Bank Limited Banks 109,535 16 5.59%
3 Reliance Industries Limited Petroleum Products 116,616 15 5.23%
4 7.3% Government of India (19/06/2053) Sovereign 1,500,000 15 5.10%
5 HDFC Bank Limited Banks 191,579 14 4.77%
6 Bharti Airtel Limited Telecom - Services 43,798 8 2.79%
7 7.25% Government of India (12/06/2063) Sovereign 800,000 8 2.68%
8 State Bank of India Banks 68,979 7 2.57%
9 Infosys Limited IT - Software 58,199 7 2.32%
10 Mahindra & Mahindra Limited Automobiles 19,476 6 2.25%
11 Kotak Mahindra Bank Limited Banks 145,872 6 2.15%
12 Larsen & Toubro Limited Construction 14,816 6 2.11%
13 Bajaj Finance Limited Finance 50,403 5 1.87%
14 Vijaya Diagnostic Centre Limited Healthcare Services 33,884 5 1.81%
15 7.18% Government of India (24/07/2037) Sovereign 500,000 5 1.78%
16 Apar Industries Limited Electrical Equipment 2,766 5 1.72%
17 Pidilite Industries Limited Chemicals & Petrochemicals 24,203 4 1.43%
18 Minda Corporation Limited Auto Components 55,341 4 1.39%
19 Eternal Limited Retailing 119,646 4 1.38%
20 Divi's Laboratories Limited Pharmaceuticals & Biotechnology 3,882 4 1.29%
21 Apollo Hospitals Enterprise Limited Healthcare Services 4,047 4 1.27%
22 PNB Housing Finance Limited Finance 29,182 3 1.18%
23 Axis Bank Limited Banks 25,660 3 1.17%
24 NTPC Limited Power 101,511 3 1.17%
25 Sansera Engineering Limited Auto Components 7,181 3 1.01%
26 Fortis Healthcare Limited Healthcare Services 30,805 3 0.98%
27 Hindustan Aeronautics Limited Aerospace & Defense 5,735 3 0.97%
28 The Phoenix Mills Limited Realty 14,432 3 0.96%
29 Shriram Finance Limited Finance 22,953 3 0.89%
30 7.1% Government of India (08/04/2034) Sovereign 250,000 3 0.89%
MF Analyser

Axis Retirement Fund - Dynamic Plan

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 31 Jul 2026 and 31 Aug 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹4 cr ₹11 cr 1 2 +1.65%
StockShares tradedShares PriceValue
₹ cr
New position
Delhivery Limited 20,348 entered — 0.9
Added to
Kirloskar Oil Engines Limited 3,994 +651.6% -4.1% 0.8
Apar Industries Limited 253 +10.1% +23.4% 0.5
Computer Age Management Services Limited 5,061 +52.2% -1.8% 0.4
Indus Towers Limited 10,248 +54.0% -0.6% 0.4
Titagarh Rail Systems Limited 3,904 +88.2% -0.9% 0.3
Axis Bank Limited 2,222 +9.5% +5.7% 0.3
Bharat Electronics Limited 6,803 +47.1% +6.9% 0.3
RBL Bank Limited 7,301 +48.6% +1.3% 0.3
Trimmed
Pidilite Industries Limited 20,939 -46.4% +4.7% 3.5
Samvardhana Motherson International Limited 60,385 -31.0% +13.2% 1.0
Sansera Engineering Limited 1,685 -19.0% +20.1% 0.7
CG Power and Industrial Solutions Limited 6,428 -22.3% +6.1% 0.6
Avenue Supermarts Limited 1,450 -51.4% -0.5% 0.6
Infosys Limited 4,850 -7.7% +0.3% 0.6
Fortis Healthcare Limited 5,499 -15.2% -4.0% 0.5
Sona BLW Precision Forgings Limited 5,266 -15.5% +5.7% 0.4
Sold out of
PI Industries Limited 1,990 exited — 0.6
IndusInd Bank Limited 3,147 exited — 0.3
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹30 cr ₹30 cr −₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹719,793 ₹119,793 7.22%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 25 Sep 2026.