Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.9%
-0.50
-0.65
0.32
-2.49%
-12.9%
62.49
Nifty 100 benchmark
17.1%
0.23
0.32
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
80 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
279
-9.2%
7.5%
23.8%
23%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
38%
33%
0.79
12.8%
-0.51
-1.79
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 80 months this scheme and
Nifty 100 share.
Axis Retirement Fund - Conservative Plan
Regular Plan · IDCW Option
Allocation
By asset
Debt
59.63%
Equity
38.45%
Cash & Equivalents
1.93%
By market cap
Large Cap
33.12%
Mid Cap
3.01%
Small Cap
0.43%
Unclassified
61.52%
Concentration
Number of stocks
35
Top 5 stocks
67.14%
Top 10 stocks
78.29%
Top 20 stocks
91.63%
Lines in the filing
37
Largest holding
33.71%
Largest sector
Sovereign 59.63%
Effective stocks
6.4
Sectors held
19
Cash
1.93%
Effective stocks is what the concentration works out to: a fund holding
35 names but most of its money in a few
behaves like a fund of 6. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
59.63%
Banks
7.87%
IT - Software
4.80%
Petroleum Products
4.63%
Healthcare Services
2.89%
Automobiles
2.75%
Pharmaceuticals & Biotechnology
2.56%
Telecom - Services
2.27%
Insurance
2.26%
Cash & Equivalents
1.93%
Transport Infrastructure
1.89%
Diversified FMCG
1.44%
Construction
1.16%
Power
1.03%
Beverages
0.84%
Food Products
0.71%
Retailing
0.51%
Finance
0.48%
Aerospace & Defense
0.28%
Leisure Services
0.08%
Axis Retirement Fund - Conservative Plan
Regular Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
7.18% Government of India (24/07/2037)
Sovereign
1,550,000
16
33.71%
2
7.34% Government of India (22/04/2064)
Sovereign
730,000
7
15.05%
3
7.1% Government of India (08/04/2034)
Sovereign
500,000
5
10.87%
4
Reliance Industries Limited
Petroleum Products
16,918
2
4.63%
5
State Bank of India
Banks
12,656
1
2.88%
6
Apollo Hospitals Enterprise Limited
Healthcare Services
1,434
1
2.74%
7
Infosys Limited
IT - Software
9,565
1
2.33%
8
Bharti Airtel Limited
Telecom - Services
5,836
1
2.27%
9
ICICI Bank Limited
Banks
6,145
1
1.92%
10
Indus Infra Trust
Transport Infrastructure
66,005
1
1.89%
11
HDFC Bank Limited
Banks
12,296
1
1.87%
12
Life Insurance Corporation Of India
Insurance
19,722
1
1.77%
13
Hero MotoCorp Limited
Automobiles
1,283
1
1.50%
14
HCL Technologies Limited
IT - Software
4,986
1
1.40%
15
Mahindra & Mahindra Limited
Automobiles
1,780
1
1.25%
16
ITC Limited
Diversified FMCG
22,681
1
1.24%
17
Kotak Mahindra Bank Limited
Banks
13,371
1
1.20%
18
Larsen & Toubro Limited
Construction
1,339
1
1.16%
19
NTPC Limited
Power
14,662
0
1.03%
20
Net Receivables / (Payables)
Unclassified
—
0
1.02%
21
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
2,162
0
0.92%
22
Clearing Corporation of India Ltd
Unclassified
—
0
0.91%
23
Varun Beverages Limited
Beverages
9,750
0
0.84%
24
Britannia Industries Limited
Food Products
635
0
0.71%
25
Tech Mahindra Limited
IT - Software
1,905
0
0.67%
26
Mankind Pharma Limited
Pharmaceuticals & Biotechnology
1,224
0
0.64%
27
Cipla Limited
Pharmaceuticals & Biotechnology
1,877
0
0.57%
28
Info Edge (India) Limited
Retailing
1,813
0
0.51%
29
HDFC Life Insurance Company Limited
Insurance
4,174
0
0.49%
30
Torrent Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
393
0
0.43%
Axis Retirement Fund - Conservative Plan
Regular Plan · IDCW Option · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹0 cr
₹0 cr
2
0
-1.47%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Cyient Dlm Ltd
1,541
entered
—
0.1
Global Health Limited
486
entered
—
0.1
Trimmed
Torrent Pharmaceuticals Limited
639
-61.9%
-1.1%
0.3
Sun Pharmaceutical Industries Limited
284
-11.6%
-0.3%
0.1
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹28 cr
₹28 cr
−₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹622,029
₹22,029
1.42%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
