BANK OF INDIA OVERNIGHT FUND

Direct Plan · Growth · Overnight Funds · Scheme code 147951

NAV₹1,404.9267as on 27 Sep 2026

Fund houseBank of India Mutual Fund

CategoryOvernight Funds

Plan & optionDirect · Growth

History6.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.40	1.27	2.77	5.50	6.21	5.84	—	—	5.23
Overnight Funds category median	—	—	—	5.25	6.06	5.73	—	5.35	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.2%	-1.35	—	—	—	0.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
302	3.2%	5.8%	6.9%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

BANK OF INDIA OVERNIGHT FUND

Direct Plan · Growth

Allocation

By asset

Cash & Equivalents	96.32%
Debt	3.68%

By market cap

Unclassified	3.68%

Concentration

Number of stocks	1
Top 5 stocks	3.68%
Top 10 stocks	3.68%
Top 20 stocks	3.68%
Lines in the filing	5

Largest holding	3.68%
Largest sector	SOVEREIGN 3.68%
Effective stocks	738.4
Sectors held	1
Cash	96.32%

Effective stocks is what the concentration works out to: a fund holding 1 names but most of its money in a few behaves like a fund of 738. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

	94.53%
SOVEREIGN	3.68%
Cash & Equivalents	1.79%

BANK OF INDIA OVERNIGHT FUND

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	REPO		—	51	46.90%
2	REPO		—	50	46.06%
3	182 Days Tbill (MD 18/09/2026)	SOVEREIGN	400,000	4	3.68%
4	Net Receivables / (Payables)	Unclassified	—	2	1.79%
5	TREPS		—	2	1.57%

BANK OF INDIA OVERNIGHT FUND

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	2	0	—

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
91 Days Tbill (MD 28/08/2026)	150,000	entered	—	1.5
182 Days Tbill (MD 21/08/2026)	100,000	entered	—	1.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹699,395	₹99,395	6.07%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 28 Sep 2026.