← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4.
MF Analyser

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth · Flexi Cap · Scheme code 148404

NAV₹43.2200as on 11 Nov 2026
Fund houseBank of India Mutual Fund
CategoryFlexi Cap
Plan & optionDirect · Growth
History6.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 4.301.279.78 10.8219.1416.15 ——25.79
NIFTY 500 TRI
benchmark		 -6.32-5.775.05 -3.809.148.89 14.2512.6614.26
Flexi Cap
category median		 ——— 4.2813.4810.58 —13.98—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 18.3% 0.69 1.12 1.08 7.17% -23.7% 80.65
NIFTY 500 TRI
benchmark		 15.7%0.17 0.25—— -38.1%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

74201329457202220242026MF Analyser

Drawdown from peak (%)

0%-8%-16%-25%202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,321 -7.5% 16.1% 82.2% 14%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
130% 101% 0.90 8.4% 0.95 10.75

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and NIFTY 500 TRI share.

MF Analyser

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth

Allocation

By asset

Equity90.66%
Debt4.84%
Cash & Equivalents4.50%

By market cap

Large Cap40.06%
Mid Cap16.07%
Small Cap32.10%
Unclassified7.27%

Concentration

Number of stocks75
Top 5 stocks16.68%
Top 10 stocks29.55%
Top 20 stocks49.63%
Lines in the filing78
Largest holding5.05%
Largest sectorBanks 14.36%
Effective stocks55.9
Sectors held39
Cash4.50%

Effective stocks is what the concentration works out to: a fund holding 75 names but most of its money in a few behaves like a fund of 56. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 14.4%Pharmaceuticals & Biotechnology — 7.5%Aerospace & Defense — 6.6%Electrical Equipment — 5.8%Consumer Durables — 4.7% — 4.5%Telecom - Equipment & Accessories — 4.2%Auto Components — 4.1%IT - Services — 4.0%Other — 44.2%Banks14.4%Pharmaceuticals & Biotech…7.5%Aerospace & Defense6.6%Electrical Equipment5.8%Consumer Durables4.7% 4.5%Telecom - Equipment & Acc…4.2%Auto Components4.1%IT - Services4.0%Other44.2%
Banks14.36%
Pharmaceuticals & Biotechnology7.49%
Aerospace & Defense6.64%
Electrical Equipment5.80%
Consumer Durables4.70%
4.50%
Telecom - Equipment & Accessories4.17%
Auto Components4.09%
IT - Services4.01%
Power3.04%
Retailing2.52%
Agricultural Food & other Products2.51%
Automobiles2.45%
Industrial Manufacturing2.43%
Finance2.39%
Telecom - Services2.27%
Transport Infrastructure2.21%
Non - Ferrous Metals2.11%
ICRA A1+1.91%
Construction1.90%
MF Analyser

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth · holdings as on 30 Sep 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 State Bank of India Banks 1,630,000 156 5.05%
2 TREPS — 139 4.50%
3 ICICI Bank Limited Banks 800,000 106 3.41%
4 Quality Power Electrical Eqp Ltd Electrical Equipment 543,307 86 2.78%
5 Hindustan Aeronautics Limited Aerospace & Defense 184,000 86 2.77%
6 Mankind Pharma Limited Pharmaceuticals & Biotechnology 330,000 83 2.67%
7 Sky Gold And Diamonds Limited Consumer Durables 1,000,000 81 2.62%
8 Sigma Advanced Systems Limited Aerospace & Defense 790,573 81 2.62%
9 Sterlite Technologies Limited Telecom - Equipment & Accessories 890,000 81 2.61%
10 Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology 631,000 78 2.51%
11 Balrampur Chini Mills Limited Agricultural Food & other Products 1,174,000 78 2.51%
12 Bharti Airtel Limited Telecom - Services 400,000 70 2.27%
13 Entero Healthcare Solutions Ltd Retailing 409,613 70 2.26%
14 Adani Ports and Special Economic Zone Limited Transport Infrastructure 380,000 68 2.21%
15 Netweb Technologies India Limited IT - Services 150,000 68 2.20%
16 Bank of Baroda Banks 2,786,000 64 2.07%
17 HDFC Bank Limited Banks 850,000 60 1.94%
18 Indian Bank Banks 725,000 58 1.89%
19 UNO Minda Limited Auto Components 500,061 59 1.89%
20 ICICI Prudential Asset Management Company Limited Capital Markets 176,716 55 1.79%
21 Optiemus Infracom Ltd Telecom - Equipment & Accessories 630,315 48 1.56%
22 Mahindra & Mahindra Limited Automobiles 162,000 48 1.54%
23 HDB Financial Services Limited Finance 739,088 46 1.48%
24 Acutaas Chemicals Limited Pharmaceuticals & Biotechnology 135,000 44 1.43%
25 NTPC Limited Power 1,320,000 43 1.38%
26 Powerica Limited Electrical Equipment 695,000 42 1.35%
27 Coromandel International Limited Fertilizers & Agrochemicals 235,315 41 1.34%
28 Reliance Industries Limited Petroleum Products 350,000 42 1.34%
29 Tata Technologies Limited IT - Services 570,000 40 1.30%
30 Lloyds Metals And Energy Limited Minerals & Mining 207,745 39 1.26%
MF Analyser

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 31 Aug 2026 and 30 Sep 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹217 cr ₹11 cr 6 7 -1.54%
StockShares tradedShares PriceValue
₹ cr
New position
Optiemus Infracom Ltd 630,315 entered — 48.4
Larsen & Toubro Limited 100,000 entered — 37.6
Filatex India Limited 3,086,623 entered — 33.3
JSW Steel Limited 250,000 entered — 31.3
Sona BLW Precision Forgings Limited 300,000 entered — 24.9
HEG Graphite Ltd 510,000 entered — 23.9
Added to
Netweb Technologies India Limited 94,247 +169.0% -12.4% 42.9
ICICI Prudential Asset Management Company Limited 108,716 +159.9% +2.3% 34.1
HDB Financial Services Limited 466,714 +171.4% -9.0% 29.0
State Bank of India 235,000 +16.9% -9.5% 22.6
Bank of Baroda 865,000 +45.0% -3.4% 19.9
Bosch Home Comfort India Ltd 80,000 +80.0% +8.3% 15.0
Vedanta Aluminium Metal Limited 250,000 +41.7% -5.1% 10.3
Lloyds Metals And Energy Limited 53,616 +34.8% +5.0% 10.1
Trimmed
Quality Power Electrical Eqp Ltd 40,259 -6.9% +10.4% 6.4
Sky Gold And Diamonds Limited 60,000 -5.7% +0.5% 4.9
Sold out of
Nuvama Wealth Management Limited 214,947 exited — 37.7
Krishna Institute Of Medical Sciences Limited 498,776 exited — 37.7
HEG Limited 510,000 exited — 37.2
MRF Limited 1,680 exited — 22.5
Triveni Engineering & Industries Limited 511,000 exited — 15.1
Syrma SGS Technology Limited 50,000 exited — 7.2
Brigade Enterprises Limited 13,333 exited — 0.9
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹150 cr ₹150 cr −₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹933,631 ₹333,631 17.73%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 12 Nov 2026.