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MF Analyser

SBI Floating Interest Rates Fund

Direct Plan · Growth · Mutual fund · Scheme code 148550

NAV₹14.4777as on 25 Sep 2026
Fund houseSBI Mutual Fund
CategoryMutual fund
Plan & optionDirect · Growth
History5.9 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.101.553.27 6.547.446.71 ——6.48

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.8% 1.18 2.37 — — -0.6% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

96114131148202220242026MF Analyser

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
237 3.2% 7.1% 9.1% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

SBI Floating Interest Rates Fund

Direct Plan · Growth

Allocation

By asset

Debt94.59%
Cash & Equivalents4.55%
AIF Units0.86%

By market cap

Unclassified188.69%

Concentration

Number of stocks18
Top 5 stocks40.28%
Top 10 stocks71.55%
Top 20 stocks95.45%
Lines in the filing20
Largest holding11.45%
Largest sectorSovereign 36.15%
Effective stocks15.9
Sectors held6
Cash4.55%

Effective stocks is what the concentration works out to: a fund holding 18 names but most of its money in a few behaves like a fund of 16. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 36.2%CRISIL A1+ — 30.4%[ICRA]AAA — 11.6%CRISIL AAA — 10.1%IND A1+ — 6.4%Cash & Equivalents — 4.6%Other — 0.9%Sovereign36.2%CRISIL A1+30.4%[ICRA]AAA11.6%CRISIL AAA10.1%IND A1+6.4%Cash & Equivalents4.6%Other0.9%
Sovereign36.15%
CRISIL A1+30.35%
[ICRA]AAA11.64%
CRISIL AAA10.09%
IND A1+6.36%
Cash & Equivalents4.55%
CDMDF0.86%
MF Analyser

SBI Floating Interest Rates Fund

Direct Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 6.84% State Government of Gujarat 2031 Sovereign 8,000,000 79 11.45%
2 7.57% State Government of Gujarat 2031 Sovereign 5,000,000 51 7.38%
3 National Bank for Agriculture and Rural Development [ICRA]AAA 5,000 50 7.27%
4 Axis Bank Ltd. CRISIL A1+ 1,000 49 7.13%
5 Sundaram Finance Ltd. CRISIL A1+ 1,000 49 7.05%
6 Punjab National Bank CRISIL A1+ 1,000 48 7.01%
7 7.00% State Government of Tamil Nadu 2031 Sovereign 4,500,000 45 6.49%
8 Bank of Baroda IND A1+ 900 44 6.36%
9 Bharti Telecom Ltd. CRISIL AAA 4,000 40 5.76%
10 Canara Bank CRISIL A1+ 800 39 5.65%
11 6.94% CGL 2036 Sovereign 3,500,000 35 5.08%
12 TATA Capital Ltd. [ICRA]AAA 3,000 30 4.37%
13 Aditya Birla Housing Finance Ltd. CRISIL AAA 3,000 30 4.33%
14 6.84% State Government of Gujarat 2031 Sovereign 2,500,000 25 3.58%
15 Small Industries Development Bank of India CRISIL A1+ 500 24 3.51%
16 TREPS Unclassified — 19 2.81%
17 Net Receivable / Payable Unclassified — 12 1.74%
18 6.01% CGL 2030 Sovereign 1,000,000 10 1.43%
19 Corporate Debt Market Development Fund-A2 CDMDF 4,940 6 0.86%
20 7.02% CGL 2031 Sovereign 500,000 5 0.74%
MF Analyser

SBI Floating Interest Rates Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹0 cr 0 2 +0.41%
StockShares tradedShares PriceValue
₹ cr
Sold out of
Short Term Deposits — exited — 0.0
Term Deposits Placed as Margins — exited — 0.0
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹16 cr ₹46 cr +₹30 cr
Debt: bills, CDs and commercial paper ₹653 cr ₹633 cr −₹20 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹721,055 ₹121,055 7.29%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.