Regular Plan · Daily IDCW · Mutual fund · Scheme code 148710
NAV₹10.1144as on 25 Sep 2026
Fund houseBandhan Mutual Fund
CategoryMutual fund
Plan & optionRegular · Daily IDCW
History5.6 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.09
-0.15
-0.13
-0.16
0.30
0.18
—
—
0.21
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.6%
-10.47
-14.33
—
—
-0.7%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
222
-0.6%
0.1%
1.1%
16%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
BANDHAN FLOATING INTEREST RATES FUND
Regular Plan · Daily IDCW
Allocation
By asset
Debt
97.11%
Cash & Equivalents
2.89%
By market cap
Concentration
Number of stocks
18
Top 5 stocks
47.17%
Top 10 stocks
78.84%
Top 20 stocks
97.66%
Lines in the filing
37
Largest holding
15.62%
Largest sector
CRISIL AAA 31.48%
Effective stocks
13.3
Sectors held
9
Cash
2.34%
Effective stocks is what the concentration works out to: a fund holding
18 names but most of its money in a few
behaves like a fund of 13. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
31.48%
CRISIL AA
20.35%
SOVEREIGN
20.24%
CRISIL A1+
7.37%
CARE AA+
6.77%
CRISIL AA+
4.55%
ICRA AAA
4.08%
Cash & Equivalents
2.34%
ICRA AA+
2.27%
Unclassified
0.55%
BANDHAN FLOATING INTEREST RATES FUND
Regular Plan · Daily IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.68% GOI (MD 07/07/2040)
SOVEREIGN
3,550,000
35
15.62%
2
Interest Rate Swaps (07/09/2026) Receive Floating
Unclassified
2,000,000
20
9.03%
3
Interest Rate Swaps (11/08/2026) Receive Floating
Unclassified
2,000,000
20
9.03%
4
Interest Rate Swaps (11/08/2026) Receive Floating
Unclassified
2,000,000
20
9.03%
5
Interest Rate Swaps (01/07/2026) Receive Floating
Unclassified
2,000,000
20
9.03%
6
Interest Rate Swaps (30/09/2026) Receive Floating
Unclassified
2,000,000
20
9.03%
7
Interest Rate Swaps (30/09/2026) Receive Floating
Unclassified
2,000,000
20
9.03%
8
7.04% IndiGrid Infrastructure Trust
CRISIL AAA
2,000,000
20
8.98%
9
7.02% Bajaj Housing Finance Limited
CRISIL AAA
2,000,000
20
8.96%
10
8.35% Aditya Birla Real Estate Limited
CRISIL AA
1,500,000
15
6.82%
11
7.44% National Bank For Agriculture and Rural Development
CRISIL AAA
1,500,000
15
6.79%
12
8.25% Tata Projects Limited
CRISIL AA
1,500,000
15
6.79%
13
8.1% Aadhar Housing Finance Limited
CARE AA+
1,500,000
15
6.77%
14
7.3763% Bajaj Finance Limited
CRISIL AAA
1,500,000
15
6.75%
15
7.99% Godrej Seeds & Genetics Limited
CRISIL AA
1,500,000
15
6.74%
16
7.02% GOI (MD 18/06/2031)
SOVEREIGN
1,000,000
10
4.62%
17
7.53% National Bank For Agriculture and Rural Development
ICRA AAA
900,000
9
4.08%
18
Punjab National Bank
CRISIL A1+
700,000
7
3.04%
19
8.9% Muthoot Finance Limited
CRISIL AA+
500,000
5
2.28%
20
8.75% Godrej Finance Limited
CRISIL AA+
500,000
5
2.27%
21
8.3% Godrej Properties Limited
ICRA AA+
500,000
5
2.27%
22
Interest Rate Swaps (01/07/2026) Receive Floating
Unclassified
500,000
5
2.26%
23
Interest Rate Swaps (11/08/2026) Receive Floating
Unclassified
500,000
5
2.26%
24
Punjab National Bank
CRISIL A1+
500,000
5
2.17%
25
HDFC Bank Limited
CRISIL A1+
500,000
5
2.16%
26
Net Current Assets
Unclassified
—
4
1.87%
27
Corporate Debt Market Development Fund Class A2
Unclassified
1,026
1
0.55%
28
Triparty Repo TRP_010726
Unclassified
—
1
0.42%
29
Cash Margin - CCIL
Unclassified
—
0
0.05%
BANDHAN FLOATING INTEREST RATES FUND
Regular Plan · Daily IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹603,588
₹3,588
0.23%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
