BANDHAN FLOATING INTEREST RATES FUND

Direct Plan · Growth · Mutual fund · Scheme code 148711

NAV₹14.2494as on 25 Sep 2026

Fund houseBandhan Mutual Fund

CategoryMutual fund

Plan & optionDirect · Growth

History5.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.16	1.65	3.80	6.72	7.85	6.78	—	—	6.56

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.8%	1.64	3.19	—	—	-0.7%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
223	3.0%	7.2%	10.4%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

BANDHAN FLOATING INTEREST RATES FUND

Direct Plan · Growth

Allocation

By asset

Cash & Equivalents	99.99%

By market cap

Unclassified	97.66%

Concentration

Number of stocks	39
Top 5 stocks	—
Top 10 stocks	—
Top 20 stocks	—
Lines in the filing	39

Largest holding	—
Largest sector	— —
Effective stocks	—
Sectors held	0
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 39 names but most of its money in a few behaves like a fund of —. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA	36.99%
CRISIL AA	19.70%
Cash & Equivalents	8.81%
CRISIL AA+	6.58%
CARE AA+	6.55%
SOVEREIGN	4.44%
ICRA AA+	4.41%
FITCH A1+	4.32%
ICRA AAA	3.94%
CRISIL A1+	2.13%
CARE A1+	2.12%

BANDHAN FLOATING INTEREST RATES FUND

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Interest Rate Swaps (30/09/2026) Receive Floating Pay Fixed	Unclassified	2,000,000	20	8.78%
2	Interest Rate Swaps (15/09/2026) Receive Floating Pay Fixed	Unclassified	2,000,000	20	8.78%
3	Interest Rate Swaps (15/09/2026) Receive Floating Pay Fixed	Unclassified	2,000,000	20	8.78%
4	Interest Rate Swaps (15/09/2026) Receive Floating Pay Fixed	Unclassified	2,000,000	20	8.78%
5	Interest Rate Swaps (30/09/2026) Receive Floating Pay Fixed	Unclassified	2,000,000	20	8.78%
6	Interest Rate Swaps (07/09/2026) Receive Floating Pay Fixed	Unclassified	2,000,000	20	8.78%
7	7.04% IndiGrid Infrastructure Trust **	CRISIL AAA	2,000,000	20	8.68%
8	7.02% Bajaj Housing Finance Limited **	CRISIL AAA	2,000,000	20	8.67%
9	8.35% Aditya Birla Real Estate Limited **	CRISIL AA	1,500,000	15	6.61%
10	8.25% Tata Projects Limited **	CRISIL AA	1,500,000	15	6.58%
11	7.44% National Bank For Agriculture and Rural Development	CRISIL AAA	1,500,000	15	6.57%
12	7.42% Small Industries Dev Bank of India **	CRISIL AAA	1,500,000	15	6.55%
13	8.1% Aadhar Housing Finance Limited **	CARE AA+	1,500,000	15	6.55%
14	7.3763% Bajaj Finance Limited	CRISIL AAA	1,500,000	15	6.52%
15	7.99% Godrej Seeds & Genetics Limited **	CRISIL AA	1,500,000	15	6.51%
16	Net Current Assets	Unclassified	—	13	5.81%
17	8.4% Godrej Properties Limited **	ICRA AA+	1,000,000	10	4.41%
18	Interest Rate Swaps (15/09/2026) Receive Floating Pay Fixed	Unclassified	1,000,000	10	4.39%
19	Bank of Baroda	FITCH A1+	1,000,000	10	4.32%
20	7.24% GOI (MD 18/08/2055)	SOVEREIGN	1,000,000	10	4.23%
21	7.53% National Bank For Agriculture and Rural Development	ICRA AAA	900,000	9	3.94%
22	Triparty Repo TRP_010926	Unclassified	—	5	2.41%
23	8.75% Godrej Finance Limited **	CRISIL AA+	500,000	5	2.20%
24	8.9% Muthoot Finance Limited **	CRISIL AA+	500,000	5	2.20%
25	Interest Rate Swaps (30/07/2029) Receive Fixed Pay Fixed	Unclassified	500,000	5	2.19%
26	Muthoot Finance Limited	CRISIL AA+	500,000	5	2.18%
27	Punjab National Bank	CRISIL A1+	500,000	5	2.13%
28	HDFC Bank Limited **	CARE A1+	500,000	5	2.12%
29	Corporate Debt Market Development Fund Class A2	Unclassified	1,026	1	0.54%
30	6.68% GOI (MD 07/07/2040)	SOVEREIGN	50,000	0	0.21%

BANDHAN FLOATING INTEREST RATES FUND

Direct Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹724,567	₹124,567	7.48%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.