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MF Analyser

NJ Balanced Advantage Fund

Regular Plan · Growth Option · Balanced Advantage · Scheme code 149266

NAV₹13.6300as on 13 Nov 2026
Fund houseNJ Mutual Fund
CategoryBalanced Advantage
Plan & optionRegular · Growth Option
History5.0 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 2.48-1.731.87 0.226.486.34 ——6.33
NIFTY 100 TRI
benchmark		 -6.50-6.491.68 -6.827.476.95 11.9911.5813.28
Balanced Advantage
category median		 ——— 2.318.887.90 —10.41—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 9.6% 0.00 0.00 0.61 -1.64% -15.4% 83.64
NIFTY 100 TRI
benchmark		 14.8%0.07 0.09—— -37.9%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

86107129151202220242026MF Analyser

Drawdown from peak (%)

0%-6%-12%-17%202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
992 -6.5% 3.1% 34.4% 25%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
63% 58% 0.91 7.1% -0.32 -0.47

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and NIFTY 100 TRI share.

MF Analyser

NJ Balanced Advantage Fund

Regular Plan · Growth Option

Allocation

By asset

Equity92.68%
Debt3.73%

By market cap

Large Cap56.87%
Mid Cap24.64%
Small Cap10.36%
Unclassified4.53%

Concentration

Number of stocks138
Top 5 stocks20.90%
Top 10 stocks33.77%
Top 20 stocks53.20%
Lines in the filing227
Largest holding4.94%
Largest sectorPharmaceuticals & Biotechnology 14.14%
Effective stocks51.1
Sectors held40
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 138 names but most of its money in a few behaves like a fund of 51. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Pharmaceuticals & Biotechnology — 13.3%Automobiles — 6.6%IT - Software — 5.3%Food Products — 4.4%Banks — 4.2%Sovereign — 3.7%Cash & Equivalents — 3.6%Agricultural Food & other Products — 3.0%Consumer Durables — 2.8%Other — 25.1%Pharmaceuticals & Biotech…13.3%Automobiles6.6%IT - Software5.3%Food Products4.4%Banks4.2%Sovereign3.7%Cash & Equivalents3.6%Agricultural Food & other…3.0%Consumer Durables2.8%Other25.1%
Pharmaceuticals & Biotechnology13.26%
Automobiles6.64%
IT - Software5.31%
Food Products4.37%
Banks4.20%
Sovereign3.73%
Cash & Equivalents3.60%
Agricultural Food & other Products2.99%
Consumer Durables2.80%
Healthcare Services2.66%
Finance2.57%
Textiles & Apparels2.35%
Capital Markets2.26%
Chemicals & Petrochemicals1.99%
Auto Components1.96%
Personal Products1.79%
Leisure Services1.44%
Minerals & Mining1.31%
Diversified FMCG1.30%
Oil1.27%
MF Analyser

NJ Balanced Advantage Fund

Regular Plan · Growth Option · holdings as on 31 Oct 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 HDFC Bank Limited Banks 2,275,464 158 4.94%
2 ICICI Bank Limited Banks 1,116,541 156 4.89%
3 Reliance Industries Limited Petroleum Products 1,264,000 147 4.61%
4 Marico Limited Agricultural Food & other Products 1,370,305 110 3.43%
5 Torrent Pharmaceuticals Limited Pharmaceuticals & Biotechnology 209,396 97 3.03%
6 Clearing Corporation of India Ltd Unclassified — 92 2.87%
7 Eicher Motors Limited Automobiles 123,248 89 2.79%
8 Dr. Lal Path Labs Limited Healthcare Services 445,784 85 2.66%
9 Britannia Industries Limited Food Products 179,549 83 2.61%
10 Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology 442,920 79 2.47%
11 Page Industries Limited Textiles & Apparels 21,778 75 2.35%
12 Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology 549,932 74 2.33%
13 Cipla Limited Pharmaceuticals & Biotechnology 529,670 73 2.29%
14 Bajaj Auto Limited Automobiles 68,082 70 2.21%
15 Alkem Laboratories Limited Pharmaceuticals & Biotechnology 136,510 70 2.19%
16 Pidilite Industries Limited Chemicals & Petrochemicals 446,283 65 2.04%
17 Hero MotoCorp Limited Automobiles 114,696 59 1.86%
18 Nestle India Limited Food Products 481,388 56 1.76%
19 Maruti Suzuki India Limited Automobiles 47,002 54 1.68%
20 Axis Bank Limited Banks 417,500 51 1.59%
21 HDFC Asset Management Company Limited Capital Markets 206,553 48 1.49%
22 ITC Limited Diversified FMCG 1,785,737 47 1.49%
23 Bosch Limited Auto Components 9,921 47 1.47%
24 Indian Railway Catering And Tourism Corporation Limited Leisure Services 1,053,765 46 1.44%
25 Bajaj Finance Limited Finance 470,381 44 1.38%
26 Ajanta Pharma Limited Pharmaceuticals & Biotechnology 121,601 43 1.34%
27 NMDC Limited Minerals & Mining 6,193,262 42 1.31%
28 Oil & Natural Gas Corporation Limited Oil 1,797,795 41 1.27%
29 Tech Mahindra Limited IT - Software 195,974 35 1.10%
30 Infosys Limited IT - Software 280,435 33 1.04%
MF Analyser

NJ Balanced Advantage Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Sep 2026 and 31 Oct 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹230 cr ₹211 cr 4 4 -0.61%
StockShares tradedShares PriceValue
₹ cr
New position
Indian Railway Catering And Tourism Corporation Limited 1,053,765 entered — 46.0
NMDC Limited 6,193,262 entered — 41.7
Patanjali Foods Limited 551,475 entered — 20.1
BSE Limited 15,600 entered — 5.5
Added to
Bajaj Auto Limited 44,785 +192.2% -4.8% 46.4
Maruti Suzuki India Limited 40,152 +586.2% -4.8% 45.8
Page Industries Limited 7,991 +58.0% -5.2% 27.6
ICICI Bank Limited 100,863 +9.9% +5.8% 14.1
Wipro Limited 636,029 +1,506.3% +25.1% 12.6
Pidilite Industries Limited 57,419 +14.8% -0.2% 8.4
Hero MotoCorp Limited 15,147 +15.2% -1.4% 7.8
Britannia Industries Limited 13,658 +8.2% -3.9% 6.3
Trimmed
Bosch Limited 14,521 -59.4% +0.2% 68.5
ITC Limited 1,129,349 -38.7% +1.1% 30.0
Oil & Natural Gas Corporation Limited 957,744 -34.8% -0.2% 21.6
HDFC Bank Limited 285,855 -11.2% -2.2% 19.8
Torrent Pharmaceuticals Limited 34,673 -14.2% -3.9% 16.0
Dr. Lal Path Labs Limited 73,814 -14.2% -4.1% 14.1
Cipla Limited 59,655 -10.1% +2.4% 8.2
Ajanta Pharma Limited 20,137 -14.2% -3.1% 7.1
Sold out of
Kotak Mahindra Bank Limited 1,432,583 exited — 59.7
Adani Ports and Special Economic Zone Limited 61,275 exited — 11.0
Ashok Leyland Limited 10,000 exited — 0.2
SBI Cards and Payment Services Limited 1,601 exited — 0.1
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹147 cr ₹119 cr −₹28 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹698,724 ₹98,724 6.03%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 15 Nov 2026.