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MF Analyser

NJ ELSS Tax Saver Fund

Direct Plan · IDCW Payout Option · ELSS (Tax Saving) · Scheme code 151612

NAV₹14.6600as on 25 Sep 2026
Fund houseNJ Mutual Fund
CategoryELSS (Tax Saving)
Plan & optionDirect · IDCW Payout Option
History3.2 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -4.030.285.83 -5.048.74— ——12.11
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
ELSS (Tax Saving)
category median		 ——— 0.4012.4911.26 —13.49—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 13.7% 0.16 0.23 0.97 0.75% -22.8% 84.16
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 38 months this scheme and its benchmark share.

Growth of ₹100 since launch

9311914517120242026MF Analyser

Drawdown from peak (%)

0%-9%-17%-26%20242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
111 -10.1% 1.6% 51.5% 40%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
94% 84% 0.92 6.3% 0.08 7.11

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 38 months this scheme and Nifty 500 share.

MF Analyser

NJ ELSS Tax Saver Fund

Direct Plan · IDCW Payout Option

Allocation

By asset

Equity99.23%
Cash & Equivalents0.77%

By market cap

Concentration

Number of stocks25
Top 5 stocks26.54%
Top 10 stocks50.21%
Top 20 stocks86.03%
Lines in the filing27
Largest holding5.56%
Largest sectorPharmaceuticals & Biotechnology 14.75%
Effective stocks23.9
Sectors held16
Cash0.77%

Effective stocks is what the concentration works out to: a fund holding 25 names but most of its money in a few behaves like a fund of 24. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Pharmaceuticals & Biotechnology — 14.8%Finance — 13.0%Healthcare Services — 7.6%Chemicals & Petrochemicals — 5.6%Capital Markets — 5.5%Auto Components — 5.4%Agricultural Food & other Products — 5.3%Textiles & Apparels — 5.2%Automobiles — 5.0%Other — 32.7%Pharmaceuticals & Biotech…14.8%Finance13.0%Healthcare Services7.6%Chemicals & Petrochemicals5.6%Capital Markets5.5%Auto Components5.4%Agricultural Food & other…5.3%Textiles & Apparels5.2%Automobiles5.0%Other32.7%
Pharmaceuticals & Biotechnology14.75%
Finance12.96%
Healthcare Services7.58%
Chemicals & Petrochemicals5.56%
Capital Markets5.46%
Auto Components5.42%
Agricultural Food & other Products5.33%
Textiles & Apparels5.21%
Automobiles5.02%
IT - Software4.89%
Electrical Equipment4.78%
Banks4.77%
Consumer Durables4.73%
Food Products4.49%
Fertilizers & Agrochemicals4.22%
Transport Services4.07%
Cash & Equivalents0.77%
MF Analyser

NJ ELSS Tax Saver Fund

Direct Plan · IDCW Payout Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Pidilite Industries Limited Chemicals & Petrochemicals 119,258 19 5.56%
2 Bosch Limited Auto Components 4,559 19 5.42%
3 Marico Limited Agricultural Food & other Products 211,747 18 5.33%
4 Page Industries Limited Textiles & Apparels 4,461 18 5.21%
5 Hero MotoCorp Limited Automobiles 32,183 17 5.02%
6 Mphasis Limited IT - Software 72,079 17 4.89%
7 ABB India Limited Electrical Equipment 22,697 17 4.78%
8 AU Small Finance Bank Limited Banks 157,477 16 4.77%
9 JSW Dulux Limited Consumer Durables 55,615 16 4.73%
10 Britannia Industries Limited Food Products 28,665 16 4.49%
11 Bayer Cropscience Limited Fertilizers & Agrochemicals 34,446 15 4.22%
12 The Great Eastern Shipping Company Limited Transport Services 104,074 14 4.07%
13 Rainbow Childrens Medicare Limited Healthcare Services 86,100 13 3.80%
14 Dr. Lal Path Labs Limited Healthcare Services 68,469 13 3.77%
15 Can Fin Homes Limited Finance 150,876 12 3.58%
16 Muthoot Finance Limited Finance 37,399 12 3.38%
17 Alkem Laboratories Limited Pharmaceuticals & Biotechnology 19,738 11 3.28%
18 CRISIL Limited Finance 25,972 11 3.28%
19 Pfizer Limited Pharmaceuticals & Biotechnology 23,148 11 3.23%
20 Abbott India Limited Pharmaceuticals & Biotechnology 3,984 11 3.20%
21 HDFC Asset Management Company Limited Capital Markets 41,586 11 3.15%
22 Aptus Value Housing Finance India Limited Finance 360,006 9 2.72%
23 Torrent Pharmaceuticals Limited Pharmaceuticals & Biotechnology 17,221 9 2.55%
24 Divi's Laboratories Limited Pharmaceuticals & Biotechnology 10,611 9 2.47%
25 UTI Asset Management Company Limited Capital Markets 88,498 8 2.31%
26 Clearing Corporation of India Ltd Unclassified — 2 0.52%
27 Net Receivables / (Payables) Unclassified — 1 0.25%
MF Analyser

NJ ELSS Tax Saver Fund

Direct Plan · IDCW Payout Option · where the money sits

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.