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MF Analyser

Bank of India Multi Asset Allocation Fund

Direct Plan · IDCW · Multi Asset Allocation · Scheme code 152399

NAV₹13.0442as on 25 Sep 2026
Fund houseBank of India Mutual Fund
CategoryMulti Asset Allocation
Plan & optionDirect · IDCW
History2.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -1.790.814.97 10.13—— ——10.73
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Multi Asset Allocation
category median		 ——— 6.2114.1812.50 —11.83—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 8.8% 0.48 0.66 0.48 6.18% -9.4% 72.31
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 29 months this scheme and its benchmark share.

Growth of ₹100 since launch

961091231362026MF Analyser

Drawdown from peak (%)

0%-3%-7%-10%2026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
74 3.3% 9.5% 20.9% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
69% 20% 0.85 8.7% 0.78 11.56

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 29 months this scheme and Nifty 100 share.

MF Analyser

Bank of India Multi Asset Allocation Fund

Direct Plan · IDCW

Allocation

By asset

Equity55.55%
Debt28.30%
Gold12.91%
Cash & Equivalents3.24%

By market cap

Large Cap31.23%
Mid Cap5.06%
Small Cap19.26%
Unclassified41.21%

Concentration

Number of stocks60
Top 5 stocks26.63%
Top 10 stocks43.29%
Top 20 stocks62.36%
Lines in the filing62
Largest holding6.53%
Largest sectorCRISIL AAA 16.79%
Effective stocks36.7
Sectors held32
Cash3.24%

Effective stocks is what the concentration works out to: a fund holding 60 names but most of its money in a few behaves like a fund of 37. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA — 16.8%Unclassified — 12.9%Banks — 12.2%CRISIL AA+ — 5.8%Capital Markets — 4.9%SOVEREIGN — 4.4%Finance — 4.2%IT - Software — 3.1%Other — 35.7%CRISIL AAA16.8%Unclassified12.9%Banks12.2%CRISIL AA+5.8%Capital Markets4.9%SOVEREIGN4.4%Finance4.2%IT - Software3.1%Other35.7%
CRISIL AAA16.79%
Unclassified12.91%
Banks12.24%
CRISIL AA+5.77%
Capital Markets4.85%
SOVEREIGN4.43%
Finance4.23%
IT - Software3.06%
Consumer Durables2.77%
Electrical Equipment2.41%
Non - Ferrous Metals2.37%
Automobiles2.36%
Telecom - Equipment & Accessories2.24%
Industrial Products2.06%
Cash & Equivalents1.96%
Agricultural Food & other Products1.81%
Retailing1.79%
IT - Services1.38%
ICRA AA+1.31%
Agricultural, Commercial & Construction Vehicles1.30%
MF Analyser

Bank of India Multi Asset Allocation Fund

Direct Plan · IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 7.44% Indian Railway Finance Corporation Limited (28/02/2034) CRISIL AAA 2,500,000 25 6.53%
2 ICICI Prudential Gold ETF Unclassified 1,706,089 22 5.92%
3 8.05% Muthoot Finance Limited (25/11/2027) CRISIL AA+ 2,000,000 20 5.24%
4 8.1167% Bajaj Finance Limited (10/05/2027) CRISIL AAA 1,800,000 18 4.75%
5 7.73% Tata Capital Housing Finance Limited (14/01/2030) CRISIL AAA 1,600,000 16 4.19%
6 DSP Gold ETF Unclassified 9,000,000 13 3.55%
7 Nippon India ETF Gold Bees Unclassified 1,025,008 13 3.44%
8 State Bank of India Banks 120,117 13 3.36%
9 ICICI Bank Limited Banks 83,335 12 3.19%
10 6.48% Government of India (06/10/2035) SOVEREIGN 1,220,000 12 3.12%
11 Bank of Baroda Banks 403,500 10 2.54%
12 Sterlite Technologies Limited Telecom - Equipment & Accessories 116,800 9 2.24%
13 HDFC Bank Limited Banks 115,000 8 2.15%
14 Quality Power Electrical Eqp Ltd Electrical Equipment 55,000 8 2.08%
15 Net Receivables / (Payables) Unclassified — 7 1.96%
16 Shriram Finance Limited Finance 65,000 7 1.90%
17 Entero Healthcare Solutions Ltd Retailing 37,590 7 1.79%
18 CreditAccess Grameen Limited Finance 47,250 6 1.70%
19 Coforge Limited IT - Software 31,400 6 1.64%
20 Mahindra & Mahindra Limited Automobiles 18,300 6 1.58%
21 HDFC Asset Management Company Limited Capital Markets 21,000 6 1.45%
22 Titan Company Limited Consumer Durables 10,579 5 1.42%
23 Tech Mahindra Limited IT - Software 33,000 5 1.42%
24 Tata Technologies Limited IT - Services 63,100 5 1.38%
25 Vedanta Aluminium Metal Limited Non - Ferrous Metals 118,609 5 1.36%
26 7.68% National Bank For Agriculture and Rural Development (30/04/2029) CRISIL AAA 500,000 5 1.32%
27 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ICRA AA+ 500,000 5 1.31%
28 Tata Motors Ltd Agricultural, Commercial & Construction Vehicles 105,000 5 1.30%
29 TREPS — 5 1.28%
30 Balrampur Chini Mills Limited Agricultural Food & other Products 65,000 5 1.19%
MF Analyser

Bank of India Multi Asset Allocation Fund

Direct Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 31 Jul 2026 and 31 Aug 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹16 cr ₹0 cr 7 5 +4.87%
StockShares tradedShares PriceValue
₹ cr
New position
DSP Gold ETF 9,000,000 entered — 13.5
Entero Healthcare Solutions Ltd 37,590 entered — 6.8
Hindustan Copper Limited 72,815 entered — 3.8
Sanathan Textiles Limited 76,000 entered — 3.4
Vedanta Limited 88,000 entered — 2.5
Triveni Engineering & Industries Limited 80,186 entered — 2.4
Atlanta Electricals Ltd 6,894 entered — 1.3
Added to
Bank of Baroda 193,500 +92.1% -1.7% 4.6
Tata Motors Ltd 70,000 +200.0% +7.9% 3.3
Goodluck India Limited 48,000 +200.0% -69.4% 2.2
Computer Age Management Services Limited 25,000 +113.6% -1.8% 2.0
Titan Company Limited 2,579 +32.2% +4.7% 1.3
Shriram Finance Limited 10,000 +18.2% +6.0% 1.1
PG Electroplast Limited 15,009 +100.1% -5.3% 0.9
Vedanta Aluminium Metal Limited 19,009 +19.1% -4.2% 0.8
Sold out of
DSP Gold ETF 900,000 exited — 12.4
FIEM Industries Limited 29,000 exited — 6.7
Prudent Corporate Advisory Services Limited 12,157 exited — 4.0
Tata Steel Limited 125,000 exited — 2.4
Power Finance Corporation Limited 42,732 exited — 1.8
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹115 cr ₹107 cr −₹8 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.