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MF Analyser

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option · Multi Asset Allocation · Scheme code 152785

NAV₹11.1500as on 25 Sep 2026
Fund houseUnion Mutual Fund
CategoryMulti Asset Allocation
Plan & optionRegular · IDCW Option
History2.0 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -10.20-8.12-6.18 0.18—— ——4.93
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Multi Asset Allocation
category median		 ——— 6.1612.5610.80 —10.39—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 12.3% -0.13 -0.16 0.66 9.84% -12.5% 78.51
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 23 months this scheme and its benchmark share.

Growth of ₹100 since launch

911041161282026MF Analyser

Drawdown from peak (%)

0%-5%-9%-14%2026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
49 3.6% 15.6% 31.6% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
86% 26% 0.89 7.5% 1.71 6.33

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 23 months this scheme and Nifty 100 share.

MF Analyser

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option

Allocation

By asset

Equity68.46%
Gold11.83%
Debt11.32%
Silver5.22%
Cash & Equivalents3.17%

By market cap

Concentration

Number of stocks87
Top 5 stocks28.24%
Top 10 stocks40.49%
Top 20 stocks56.47%
Lines in the filing89
Largest holding11.83%
Largest sectorCapital Markets 18.97%
Effective stocks33.7
Sectors held36
Cash3.17%

Effective stocks is what the concentration works out to: a fund holding 87 names but most of its money in a few behaves like a fund of 34. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Capital Markets — 19.0%Banks — 17.2%CRISIL AAA — 8.2%Construction — 3.8%Pharmaceuticals & Biotechnology — 3.5%Auto Components — 3.2%Cash & Equivalents — 3.2%Retailing — 3.0%Other — 39.0%Capital Markets19.0%Banks17.2%CRISIL AAA8.2%Construction3.8%Pharmaceuticals & Biotech…3.5%Auto Components3.2%Cash & Equivalents3.2%Retailing3.0%Other39.0%
Capital Markets18.97%
Banks17.18%
CRISIL AAA8.17%
Construction3.78%
Pharmaceuticals & Biotechnology3.54%
Auto Components3.17%
Cash & Equivalents3.17%
Retailing3.01%
IT - Software2.85%
Petroleum Products2.54%
Consumer Durables2.46%
Finance2.44%
CRISIL A1+2.37%
Healthcare Services2.36%
Power2.25%
Automobiles2.20%
Telecom - Services2.17%
Electrical Equipment1.91%
Transport Services1.87%
Chemicals & Petrochemicals1.65%
MF Analyser

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Union Gold ETF Capital Markets 8,010,000 121 11.83%
2 ICICI Prudential Silver ETF Capital Markets 2,285,000 53 5.22%
3 ICICI Bank Ltd. Banks 321,000 47 4.58%
4 HDFC Bank Ltd. Banks 585,000 41 4.07%
5 TREPS Unclassified — 35 3.47%
6 Reliance Industries Ltd. Petroleum Products 203,073 26 2.54%
7 Axis Bank Ltd. Banks 198,375 26 2.53%
8 State Bank of India Banks 241,000 26 2.50%
9 National Bank for Agriculture and Rural Development CRISIL AAA 250,000,000 25 2.42%
10 REC Ltd. CRISIL AAA 250,000,000 24 2.40%
11 Power Finance Corporation Ltd. CRISIL AAA 250,000,000 25 2.40%
12 Canara Bank CRISIL A1+ 250,000,000 24 2.37%
13 Bharti Airtel Ltd. Telecom - Services 122,445 22 2.17%
14 Larsen & Toubro Ltd. Construction 53,450 22 2.12%
15 Bajaj Finance Ltd. Finance 173,000 18 1.79%
16 Kotak Mahindra Bank Ltd. Banks 355,000 15 1.46%
17 Infosys Ltd. IT - Software 127,933 15 1.42%
18 Maruti Suzuki India Ltd. Automobiles 9,150 12 1.22%
19 Gabriel India Ltd. Auto Components 85,000 12 1.20%
20 Eternal Ltd. Retailing 357,000 12 1.15%
21 Engineers India Ltd. Construction 420,000 11 1.08%
22 Karur Vysya Bank Ltd. Banks 312,000 11 1.06%
23 LG Electronics India Ltd. Consumer Durables 61,000 10 1.02%
24 Ather Energy Ltd. Automobiles 58,237 10 0.98%
25 Tata Motors Ltd. Agricultural, Commercial & Construction Vehicles 211,497 10 0.98%
26 Clean Max Enviro Energy Solutions Ltd. Power 79,500 10 0.97%
27 Power Finance Corporation Ltd. CRISIL AAA 100,000,000 10 0.95%
28 Kirloskar Oil Engines Ltd. Industrial Products 46,300 10 0.95%
29 Tata Consumer Products Ltd. Agricultural Food & other Products 91,000 9 0.93%
30 ZF Commercial Vehicle Control Systems India Ltd. Auto Components 37,068 9 0.92%
MF Analyser

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option · where the money sits

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.