Franklin India Ultra Short Term Fund

Regular Plan · IDCW · Ultra Short Duration · Scheme code 152826

NAV₹10.6507as on 25 Sep 2026

Fund houseFranklin Templeton Mutual Fund

CategoryUltra Short Duration

Plan & optionRegular · IDCW

History2.0 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.45	0.45	0.75	1.17	—	—	—	—	3.71
Ultra Short Duration category median	—	—	—	5.54	6.51	5.53	—	—	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.8%	-1.51	-1.58	—	—	-1.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
51	0.9%	3.1%	6.2%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Franklin India Ultra Short Term Fund

Regular Plan · IDCW

Allocation

By asset

Debt	93.72%
Cash & Equivalents	5.97%
AIF Units	0.30%

By market cap

Unclassified	190.48%

Concentration

Number of stocks	16
Top 5 stocks	45.15%
Top 10 stocks	78.20%
Top 20 stocks	94.03%
Lines in the filing	18

Largest holding	9.18%
Largest sector	ICRA AAA 18.31%
Effective stocks	14.4
Sectors held	10
Cash	5.97%

Effective stocks is what the concentration works out to: a fund holding 16 names but most of its money in a few behaves like a fund of 14. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

ICRA AAA	18.31%
CARE A1+	17.40%
SOVEREIGN	10.95%
CRISIL AA	10.08%
CARE AAA	9.03%
CRISIL AAA	8.99%
ICRA A1+	8.64%
Cash & Equivalents	5.97%
CRISIL A1+	5.17%
IND A1+	5.15%
Alternative Investment Fund Units	0.30%

Franklin India Ultra Short Term Fund

Regular Plan · IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.70% Sundaram Home Finance Ltd (26-Mar-2027)	ICRA AAA	2,500	26	9.18%
2	7.23% Indian Railway Finance Corporation Ltd (15-Oct-2026)	ICRA AAA	2,500	26	9.13%
3	7.59% National Housing Bank (08-Sep-2027)	CARE AAA	2,500	25	9.03%
4	6.99% Sundaram Finance Ltd (28-May-2027)	CRISIL AAA	2,500	25	8.99%
5	Small Industries Development Bank of India (13-Oct-2026)	CARE A1+	500	25	8.82%
6	National Bank For Agriculture & Rural Development (28-Jan-2027)	ICRA A1+	500	24	8.64%
7	HDFC Bank Ltd (09-Mar-2027)	CARE A1+	500	24	8.58%
8	0.00% Jubilant Bevco Ltd (31-May-2028)	CRISIL AA	1,761	20	6.99%
9	Call, Cash & Other Assets	Unclassified	—	17	5.97%
10	Mahindra & Mahindra Financial Services Ltd (18-Feb-2027)	IND A1+	300	15	5.15%
11	7.49% Nagaland SDL (14-Sep-2026)	SOVEREIGN	1,000,000	10	3.68%
12	GOI FRB 2028 (04-Oct-2028) $ $	SOVEREIGN	1,000,000	10	3.67%
13	7.30% Assam SDL (23-Aug-2027)	SOVEREIGN	1,000,000	10	3.59%
14	Credila Financial Services Ltd (01-Mar-2027)	CRISIL A1+	200	10	3.41%
15	0.00% Jubilant Beverages Ltd (31-May-2028)	CRISIL AA	780	9	3.09%
16	Piramal Finance Ltd (30-Oct-2026)	CRISIL A1+	100	5	1.76%
17	Corporate Debt Market Development Fund Class A2	Alternative Investment Fund Units	713	1	0.30%
18	Margin on IRS	Unclassified	—	—	0.00%

Franklin India Ultra Short Term Fund

Regular Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	1	12	+0.47%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Mahindra & Mahindra Financial Services Ltd (18-Feb-2027)	300	entered	—	14.4
Added to
Corporate Debt Market Development Fund Class A2	72	+11.3%	+0.4%	0.1
Sold out of
7.71% REC Ltd (26-Feb-2027)	2,500	exited	—	25.7
DBS BANK LTD (Pay Fixed - Receive Floating)	—	exited	—	25.0
STANDARD CHARTERED (Pay Fixed - Receive Floating)	—	exited	—	25.0
STANDARD CHARTERED BANK (Pay Fixed - Receive Floating)	—	exited	—	25.0
Long	—	exited	—	25.0
Muthoot Finance Ltd (11-Sep-2026)	400	exited	—	19.7
ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating)	—	exited	—	5.0
JM Financial Services Ltd (20-Jul-2026)	100	exited	—	5.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.