Low Duration Mutual Funds
Portfolio duration of 6 to 12 months.
Where a savings account's job is done better, if the money can sit for a year. Small rate sensitivity, generally better returns than a bank deposit of the same tenure.
Who it suits. A one-year horizon. Hold for 6 to 12 months.
Regular plans in this category
No Regular plans in this category yet — the daily refresh may still be filling it.
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Questions people ask
What is a Low Duration fund?
Portfolio duration of 6 to 12 months. Where a savings account's job is done better, if the money can sit for a year. Small rate sensitivity, generally better returns than a bank deposit of the same tenure.
Who should invest in Low Duration funds?
A one-year horizon. A sensible holding period is 6 to 12 months.
How is this list ordered?
By five-year CAGR computed from AMFI's published NAV history, within one plan type. It is a sort, not a verdict — a fund near the top is there because its style suited the last five years, which is not a promise about the next five.
Should I choose the Direct or Regular plan?
A Direct plan holds exactly the same portfolio without the distributor commission, so its expense ratio is lower — commonly 0.5% to 1.2% a year — and it compounds ahead of the Regular plan for ever. Choose Regular only if you want an intermediary's advice and are content to pay for it annually.