About MF Analyser

Last updated 26 October 2026

MF Analyser (mfanalyser.com) is an independent, educational mutual fund portfolio analysis and research platform for India, used by retail investors and mutual fund distributors. It takes the data that is already public — the NAVs AMFI publishes every business day and the portfolios asset management companies file every month — and does the arithmetic an investor would otherwise do by hand: returns, risk, holdings, overlap and what changed.

Why it exists

Most mutual fund websites show one return number and a star rating. That number hides almost everything an investor needs to know: how deep the fund fell, how often a year ended in a loss, which companies it really owns, and whether the six funds in a portfolio are six bets or the same thirty stocks bought six times. MF Analyser was built to put that arithmetic in front of investors — calculated the same way for every scheme, from the source data, with the method written down.

What you can do with it

Research any fund

• A page for every scheme: NAV, point-to-point and rolling returns, risk measures (volatility, maximum drawdown, Sharpe, Sortino, Calmar), and alpha and beta against a total-return index.
• The fund's disclosed portfolio: top holdings, sector and market-cap split, and what the manager added, cut or exited in the latest filings.
• Every scheme by category and fund house, a screener, and side-by-side comparison on up to 39 metrics.

Analyse your own portfolio

• Portfolio Analysis reads your CAMS or KFintech consolidated account statement (CAS) — reading it is free — and reviews every fund you hold as one portfolio: your own cash-flow (XIRR) return, risk, asset allocation, look-through to the underlying companies and sectors, and the overlap between every pair of funds. Reports start at ₹19 per portfolio.
• Portfolio Pulse keeps that portfolio under watch: month-by-month changes inside your funds, SIP tracking, alerts on rules you set, and a Decision Lab to compare your mix against an alternative over time.

Learn and keep up

• Articles explain RBI, SEBI, AMFI and exchange developments and what they mean inside the funds you hold, and a Mutual Fund Market Brief is published automatically every business day from that day's AMFI NAVs.
• Knowledge Bites answer one investor question at a time; Learn guides go deep on comparing funds, risk, returns, overlap and portfolio analysis.
• Super Intelligence is an AI tool for mutual funds: ask a question in English or Hinglish and it answers from MF Analyser's own database, showing the query and the date the figures are true on. The model never sees the data, so it cannot invent a number.

Where the numbers come from

Every figure is computed from published data. Nothing is estimated, nothing is bought from a data vendor, nothing is supplied by a fund house, and nothing is adjusted to make a fund look better or worse.

A few rules that make the numbers honest: risk uses 36 month-end returns; Sharpe and Sortino are measured against a 6.5% risk-free rate, not zero; a 3-year return is paired with a 3-year drawdown; debt and liquid funds are given no equity benchmark; and where the history cannot support a figure, it is left blank rather than shown as zero. The methodology page sets out each calculation.

What it is not

Who it is for

• Individual investors who want to understand the funds they hold before adding, keeping or replacing one.
• Mutual fund distributors and advisers who need clear, consistent portfolio reviews for their clients.
• Students and learners who want to see how a measure like drawdown, XIRR or overlap is actually calculated, on real funds.

Common questions

What is MF Analyser?

MF Analyser (mfanalyser.com) is an independent, educational mutual fund portfolio analysis and research platform for India, used by retail investors and mutual fund distributors. Upload a CAS to review a whole portfolio — XIRR, risk, overlap and look-through. It covers 14,412 schemes from 56 fund houses on AMFI's daily NAV, with returns, risk measures, disclosed holdings, comparison, portfolio analysis from your CAS, and daily articles.

Is MF Analyser free?

Fund research, comparison, the screener, articles and the Learn guides are free to use, and reading your CAS is free. Paid plans unlock more metrics and tools, and a portfolio analysis report starts at ₹19 per portfolio. Prices are on the pricing page.

Where does MF Analyser get its data?

From AMFI (daily NAVs), from each fund house's own monthly portfolio disclosures, and from total-return benchmark indices. Your own portfolio comes only from the CAS you upload.

Does MF Analyser recommend funds?

No. It is not a SEBI-registered Investment Adviser or Research Analyst. It explains and measures; it does not rank, rate or recommend schemes, and earns no commission.

Can MF Analyser analyse my whole portfolio?

Yes. Upload your CAMS or KFintech CAS and Portfolio Analysis treats all your funds as one portfolio — your own XIRR return, risk, allocation, the companies you own through every fund, and the overlap between them.

Who runs it

MF Analyser is owned and operated by RAJDEVAM CROCERY. The owner is Dev Goyal.