Straight answers, and where to check them.
Each page answers one real question in its first paragraph, then goes as deep as you want to go — and covers every way that question gets asked, because "how do I check fund overlap" and "which overlap calculator is best" deserve one good page, not two thin ones. Worked examples use live funds and real figures, dated. No recommendations and no "best fund" lists: every answer points at the page on this site where you can check it yourself.
Choosing a platform
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What should a mutual fund analysis platform actually give you, and what does MF Analyser cover?
A useful platform shows four things beyond returns: risk-adjusted measures, rolling returns rather than one lucky window, the actual holdings underneath, and a TRI bench…
Your portfolio
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How often should I review and rebalance my mutual fund portfolio, and what should I actually look at?
Review once a year; rebalance only when your allocation has drifted meaningfully from what you intended — commonly five percentage points or more. Reviewing more often m…
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How can I analyse my whole mutual fund portfolio, not just one fund at a time?
Upload your CAS — the consolidated statement from CAMS or KFintech — and MF Analyser reads every holding, then treats the whole portfolio as if it were a single fund: on…
Overlap & diversification
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How do I check portfolio overlap between mutual funds, and how much is too much?
Overlap is the share of two funds' portfolios invested in the same companies, measured by weight. On MF Analyser, put the funds side by side on the compare page and it r…
Risk
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How do I measure the risk of a mutual fund, and which measures actually matter?
Risk is three separate questions: how much the fund swings (standard deviation), how badly it has fallen (maximum drawdown), and whether the return was worth the swingin…
Returns & performance
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How should I analyse mutual fund returns, and why are rolling returns better than the numbers in the ad?
A single 5-year CAGR depends entirely on the two dates it was measured between, so it can be made to say almost anything. Rolling returns measure every possible window i…
SIP
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How do I analyse my SIP returns properly, and why is XIRR different from the fund's CAGR?
A SIP has no single start date, so its return must be measured with XIRR, which accounts for money invested on many dates. The fund's CAGR will almost always look higher…
Comparing funds
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How should I compare two mutual funds, and which measures actually decide it?
Compare funds over the same window, against the same benchmark, in the same plan — then look at four things the return column hides: risk-adjusted return, rolling return…
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How should I select a mutual fund, and are star ratings any use?
Decide the role the fund plays first, then shortlist within one category, then judge on rolling returns, risk-adjusted return, drawdown and cost — in that order. Star ra…
Costs & tax
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What is the difference between direct and regular mutual funds, and how much does it really cost me?
A direct plan has no distributor commission, so its expense ratio is lower and its NAV grows faster — the same fund, the same portfolio, the same manager. On HDFC Flexi …
Holdings & benchmarks
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How can I see what stocks a mutual fund actually holds, and how do I judge it against the right benchmark?
Every AMC files its full portfolio monthly. MF Analyser holds 320,336 disclosed positions across 2,399 schemes from 49 fund houses, newest dated 31 August 2026, so you c…
How we measure
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Where does MF Analyser get its data, how are the figures calculated, and how far should I trust them?
Every figure is arithmetic on two public sources: AMFI's daily published NAV and the portfolios AMCs disclose monthly. Nothing is estimated, modelled or bought from a th…
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What is a TRI benchmark, and why does it matter which one a fund is compared with?
A TRI — Total Return Index — counts the dividends a company pays, not just its share price. Comparing a fund against a plain price index flatters the fund by roughly the…
What it does
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What does each part of MF Analyser do, and why does it matter?
Comparison of up to six schemes on 39 metrics, a market-wide screener, rolling returns, risk measures against a TRI benchmark, holdings with overlap and monthly portfoli…
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Can MF Analyser help me with a specific job — comparing two funds, finding overlap, checking a plan?
Yes for most research jobs: comparing schemes on returns and risk, finding overlap between funds from any fund houses, checking Direct against Regular, screening a categ…
About MF Analyser
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What does MF Analyser give me beyond a factsheet, raw AMFI data, star ratings or my broker app?
AMFI publishes NAV and AMCs publish portfolios, but neither computes anything. MF Analyser turns that raw data into risk-adjusted returns, rolling returns over thousands…
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What is MF Analyser, and what can it actually do?
MF Analyser is an Indian mutual fund research tool. It computes risk, return and portfolio measures for 8,564 schemes from AMFI's published NAV, shows what each fund hol…
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What makes MF Analyser different from other mutual fund research platforms?
Three things, all checkable: it sells nothing, so no fund is ever promoted; it publishes the method behind every figure, including the window and the as-of date; and it …
Plans & support
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Is MF Analyser free, and what do the paid plans actually cost?
Researching funds is free — every scheme, returns, the core risk numbers, the calculators and comparison of up to three schemes. Pro is ₹340 a month and Advisor ₹800 a m…
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What happens if something goes wrong — can I get a refund, and how do I get a problem fixed?
Write to support@investverdict.com. It is acknowledged within 48 hours and aimed to be resolved within 7 working days. A duplicate charge, or a payment where the plan ne…
Super Intelligence
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What is MF Analyser Super Intelligence, and is there anything else in India as accurate?
Super Intelligence is MF Analyser's built-in AI. Ask about any of 14,000+ Indian mutual fund schemes in plain words — English or Hinglish — and it writes a live query ag…
MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Nothing here is advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.