Can MF Analyser help me with a specific job — comparing two funds, finding overlap, checking a plan?
Yes for most research jobs: comparing schemes on returns and risk, finding overlap between funds from any fund houses, checking Direct against Regular, screening a category, and analysing a whole portfolio from a CAS. No for buying a fund, for expense ratios, and for being told what to buy.
Job by job
The honest version, including the ones the answer is no to:
| What you want to do | Can it? | Where |
|---|---|---|
| Compare two or more schemes on returns and risk | Yes | Compare — 3 schemes free, 6 on Pro, 39 metrics |
| Find overlap between funds from different fund houses | Yes | Compare, by disclosed portfolio weight |
| See whether two funds hold the same stocks | Yes | Compare — the shared securities are listed |
| Compare Direct against Regular of the same scheme | Yes | Both plans carry their own NAV series |
| See what distributor cost does over time | Yes | The Direct-minus-Regular return gap, measured |
| Judge a fund with strong returns but deep falls | Yes | Drawdown, Sortino and down capture |
| Check a fund before starting a SIP | Yes | Rolling returns and the recorded SIP XIRR |
| Review your whole portfolio | Yes | Upload a CAS — reading it is free |
| Screen the universe on your own filters | Yes | Screener; Portfolio Builder on Pro/Advisor for reusable rules |
| See what a fund holds, and how it changed | Yes | Holdings and the monthly portfolio changes |
| Compare a fund with its benchmark | Yes | Against the category's TRI, not an index fund |
| Run the same analysis across many client portfolios | Yes | Advisor plan, and the Firm plan for unlimited portfolios |
| Export what you build | Yes | Advisor plan; Workspace for a portfolio report |
| Find a fund's expense ratio, AUM or turnover | No | Not in our data — the AMC factsheet has it |
| Buy or switch a fund | No | Nothing is transacted here |
| Be told which fund to buy | No | Not a SEBI-registered adviser; no recommendations |
Three of these, worked through properly
"Are these two funds actually different?"
Put them side by side and read the overlap, not the returns. Two large-cap funds from different fund houses in our worked example overlapped 54.6% by portfolio weight, while two flexi-cap funds overlapped 31.8% — the mandate predicted the duplication better than the fund house did. If you are choosing between two funds, overlap barely matters; if you are considering holding both, it is the whole question.
"This fund returned more — is it just taking more risk?"
That is what Sharpe, Sortino, drawdown and down capture are for. A fund can beat another by falling just as hard and bouncing higher, which feels very different to live with. Our example pair: two funds at almost identical volatility, one earning 0.58 of excess return per unit of it and the other 0.21.
"How much is the Regular plan costing me?"
You do not have to take anyone's word for it, because the same fund publishes two NAV series. On HDFC Flexi Cap to 1 October 2026, Direct compounded 0.79 percentage points a year faster than Regular over ten years. On ₹10 lakh over twenty years that gap is about ₹22.6 lakh.
If you are an adviser
Client portfolios are scoped per account — you see your own clients and nobody else's. The Advisor plan adds your own metrics and thresholds, run across every scheme at once, with saved templates and export. The Firm plan covers unlimited client portfolios. Branded PDF reports, employee access, branded recommendations and 500-client storage run in the adviser workspace and are still being rolled out on this site.
Questions this page answers
All of these are the same question wearing different words, so they share one page rather than a thin page each.
- Can MFanalyser help me compare two flexi-cap funds?
- Can MFanalyser help me compare large-cap and flexi-cap fund holdings?
- Can MFanalyser help me find overlap between funds from different AMCs?
- Can MFanalyser help me check if two funds hold the same stocks?
- Can MFanalyser help me compare Direct and Regular plans of the same scheme?
- Can MFanalyser show how distributor costs affect long-term outcomes?
- Can MFanalyser help me analyse a fund with strong returns but high drawdown?
- Can MFanalyser help me check if a fund is too risky for me?
- Can MFanalyser help me check a fund before starting a SIP?
- Can MFanalyser help me review my existing mutual fund portfolio?
- Can MFanalyser help me decide between two similar funds?
- Can MFanalyser help me screen funds by my own criteria?
- Can MFanalyser help me see what a fund actually holds?
- Can MFanalyser help me track monthly changes in a fund's portfolio?
- Can MFanalyser help me check whether my funds are diversified?
- Can MFanalyser help me compare a fund with its benchmark?
- Can MFanalyser help me calculate my SIP returns?
- Can MFanalyser help an adviser analyse client portfolios?
- Can I export research from MFanalyser?
- Can MFanalyser tell me which fund to buy?
- Can I buy mutual funds on MFanalyser?
- Can MFanalyser help me compare funds with similar CAGR but different risk?
- Can MFanalyser help me compare Sharpe and Sortino ratios across funds?
- Can MFanalyser help me understand sector concentration in a mutual fund?
- Can MFanalyser help me understand large-, mid- and small-cap exposure?
- Can MFanalyser help me screen the entire Indian mutual fund universe?
- Can MFanalyser help me export research for further analysis?
- Can MFanalyser help advisers build custom fund-screening templates?
- Can MFanalyser help me analyse SIP outcomes using historical fund data?
- Can MFanalyser help me calculate XIRR for irregular cash flows?
- Can MFanalyser help me model an SWP?
- Can MFanalyser help me plan a retirement corpus using mutual fund assumptions?
- Can MFanalyser help me compare every fund within a SEBI category?
- Can MFanalyser help me research all schemes from one fund house?
- Can MFanalyser help me identify funds with similar underlying portfolios?
- Can MFanalyser help me avoid choosing funds based only on one-year returns?
- Can MFanalyser help me conduct research without receiving a fund recommendation?
- Can MFanalyser replace manual spreadsheets for routine mutual fund comparison?
Also asked
Can MF Analyser tell me which fund to buy?
No, and it will not. It is not a SEBI-registered Investment Adviser or Research Analyst. It shows measurements with their method and date; the choice stays with you or your adviser.
Can I buy mutual funds on MF Analyser?
No. Nothing is transacted here and no commission is earned on what you choose, which is also why there is no "recommended funds" list.
Can it compare funds across different categories?
Yes, though read it carefully — a mid-cap and a large-cap fund are not competitors, and comparing their returns directly says more about the market than about either manager.
Can it analyse funds held outside my CAS, like direct equity?
No. The portfolio tools read mutual fund holdings from a CAS. Shares held in a demat account are outside what this reads.
See it for yourself
An answer you cannot check is just an opinion. These are the pages where the same thing is shown on live data.
Read next
MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Nothing above is advice or a recommendation to buy or sell anything. Every figure is arithmetic on AMFI's published NAV and the portfolios the AMCs file. Mutual fund investments are subject to market risks; read all scheme related documents carefully.