What is MF Analyser Super Intelligence, and is there anything else in India as accurate?

The first AI built to answer from the data, not from memory

Ask a general AI chatbot what HDFC Flexi Cap returned over five years and it answers from what it happened to absorb during training — a number that is usually months stale, rounded, or quietly invented. That is not a flaw you can prompt your way around; it is how those models work. They recall. They do not look it up.

Super Intelligence is built the opposite way. You ask a question; it writes a query against MF Analyser's own database; that query runs on our server; and the answer you read is assembled from the rows that came back. The language model is never shown a single figure. It only understands your question and writes the query — so there is nothing for it to misremember, and nothing to make up. Every number carries the date it is true on.

Is there anything else in India as accurate?

We have not seen one. There are excellent Indian mutual fund research sites, and there are AI chatbots that will cheerfully talk about mutual funds. But a tool that lets you ask in plain words and answers by running a live query on its own dated fund database — so the figure cannot be stale or imagined — is something we have not found elsewhere in India.

And the reason is structural, not a boast. Accuracy here is not a model being clever; it is the model being kept away from the numbers entirely. That design is what a chatbot cannot match, however large it gets, because answering from memory is the whole thing it does.

What it covers

• 14,000+ schemes — every open Indian mutual fund scheme, on live AMFI NAV.
• 40+ measures per fund — returns over every window, CAGR, rolling returns, Sharpe, Sortino, standard deviation, maximum drawdown with its dates, beta, alpha, up and down capture, SIP XIRR, and more.
• 320,336 disclosed holdings across 49 fund houses — so you can ask what a fund owns, or which funds own a stock.
• 32 total-return benchmark indices, with daily history from 2012.

Ask in your own words — English or Hinglish

You do not learn a syntax. You type the way you think. All of these work:

There is a "How to ask" button inside Super Intelligence with a full set of example commands, grouped by what you want to do — funds, rankings, comparisons, risk, holdings and stocks, SIP. Tap any one to run it.

It asks instead of guessing

"Quant Small Cap" and "Quantum Small Cap" are two different fund houses. "HDFC Flexi Cap" is four schemes once you count Direct/Regular and Growth/IDCW. "SBI Bluechip" is now SBI Large Cap Fund. A wrong match would mean a confident wrong answer — the worst kind — so when a name could mean more than one thing, Super Intelligence shows you the options and lets you choose. That step is free and never uses up a question.

Where the numbers come from

The same place as the rest of the site: AMFI's published NAV, the portfolios AMCs disclose every month, and the total-return index providers. Nothing is estimated, weighted, or bought. Every figure is arithmetic on public data, and the answer states the date it was built on — so you can check it, not just trust it.

What it will not do

• Recommend a fund. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. It shows you the measurements so you can decide; it does not tell you what to buy.
• Answer from outside the data. There are no expense ratios, AUM or turnover figures in the database, and it says so rather than inventing them.
• Touch anything of yours. It reads published fund data only — no accounts, no portfolios, no payments.

Free to start, and private

Sign in and you get five questions a day, free. Pro raises that to 100 a day; Advisor is unlimited. Clarifying questions never count. Your chats stay on your own device for one day and then clear themselves — they never reach our server or any other device.