Groww Multi Asset Allocation Fund
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
Everything the NAV says
Computed from 237 published NAVs between 3 Oct 2025 and 18 Sep 2026 — 1.0 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| Groww Multi Asset Allocation Fund Regular | -1.14 | 0.53 | 4.18 | — | — | — | — | — | — |
| Nifty 100 benchmark | 0.25 | 3.49 | -1.52 | 1.84 | 10.52 | 9.38 | — | — | 12.79 |
| Multi Asset Allocation category median · 16 funds | — | — | — | 6.16 | 12.56 | 10.80 | — | 10.39 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index fund named below, priced daily by AMFI like every other scheme here. The category row is the median Regular plan in Multi Asset Allocation — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 24 Sep 2026.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| Groww Multi Asset Allocation Fund Regular | 11.97 | — | — | — | — | -12.63 |
| Nifty 100 benchmark | 17.12 | 0.23 | 0.32 | — | — | -37.03 |
Risk-free rate 6.5%. Beta and alpha need an index, so the benchmark's own row leaves them blank.
Risk
| Volatility | Downside volatility |
|---|---|
| 12.0% | 8.9% |
Risk-free rate 6.5%, roughly the 10-year government bond.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -12.6% | — | -5.9% |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Calendar years
What it actually holds
The real portfolio the AMC filed with AMFI. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
AMFI has not classified this scheme's holdings into large, mid and small cap in the filing we hold, so there is no split to show. The section is left here rather than hidden so it is clear the data is missing, not that the fund holds nothing.
Concentration
| Number of stocks | 85 |
|---|---|
| Top 5 stocks | 32.93% |
| Top 10 stocks | 43.14% |
| Top 20 stocks | 56.31% |
| Largest single holding | 12.18% |
| Largest sector | Unclassified · 23.88% |
| Number of sectors | 37 |
| Effective stocks | 28.2 |
| Cash & equivalents | -504.29% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 51.0% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
What the manager did last month
Between the filing of 31 Jul 2026 and 31 Aug 2026. A position grows for two reasons — the manager bought more, or the price went up — and only the first is a decision. The share count is what separates them, because it moves only when somebody trades.
Cash and equivalents: ₹38.9 cr (was ₹30.5 cr at the previous filing)
Swipe the table sideways for share counts, price change and values.
| Stock | Shares traded | Change in shares | Change in price | Value of the trade₹ crore | Position now₹ crore |
|---|---|---|---|---|---|
| New positiondid not hold this a month ago 8 | |||||
| Sona BLW Precision Forgings Limited | 29,281 | entered | — | 2.4 | 2.4 |
| Anand Rathi Wealth Limited | 9,902 | entered | — | 2.2 | 2.2 |
| Ather Energy Limited | 11,822 | entered | — | 2.0 | 2.0 |
| Lupin Limited | 7,266 | entered | — | 1.6 | 1.6 |
| Dr. Reddy's Laboratories Limited | 13,395 | entered | — | 1.6 | 1.6 |
| Radico Khaitan Limited | 3,003 | entered | — | 1.4 | 1.4 |
| Info Edge (India) Limited | 8,756 | entered | — | 1.2 | 1.2 |
| TREPS 01-SEP-2026 | 38,880 | entered | — | 38.9 | 38.9 |
| Added tobought more shares than last month 8 | |||||
| Max Healthcare Institute Limited | 17,615 | +141.5% | -5.1% | 1.8 | 3.1 |
| Adani Enterprises Limited | 3,758 | +52.3% | -5.0% | 1.1 | 3.1 |
| Yes Bank Ltd | 443,903 | +24.2% | +0.3% | 1.0 | 5.2 |
| Eternal Limited | 30,109 | +51.3% | +8.5% | 1.0 | 2.9 |
| Kotak Mahindra Bank Limited | 23,152 | +19.0% | +7.5% | 1.0 | 6.1 |
| Adani Port & Special Economic Zone Ltd | 5,807 | +46.6% | -6.1% | 0.9 | 2.9 |
| Axis Bank Limited | 6,263 | +18.5% | +5.7% | 0.8 | 5.2 |
| Navin Fluorine International Limited | 918 | +24.9% | +14.6% | 0.8 | 4.0 |
| Trimmedcut the share count, without selling out 8 | |||||
| GROWW Gold ETF | 5,182,019 | -14.1% | +8.3% | 7.8 | 47.5 |
| Groww Silver ETF | 859,531 | -70.8% | +8.0% | 2.0 | 0.8 |
| Steel Authority of India Limited | 99,709 | -62.8% | +15.4% | 1.9 | 1.2 |
| Tata Steel Limited | 86,079 | -42.7% | -2.8% | 1.6 | 2.1 |
| Tata Consultancy Services Limited | 6,553 | -40.8% | +1.4% | 1.6 | 2.3 |
| Hindalco Industries Limited | 15,372 | -39.3% | +4.2% | 1.6 | 2.4 |
| Hero MotoCorp Limited | 2,815 | -32.7% | +1.2% | 1.5 | 3.2 |
| Bharti Airtel Limited | 7,706 | -16.2% | -8.1% | 1.4 | 7.3 |
| Sold out ofheld last month, gone this month 9 | |||||
| National Aluminium Company Limited | 77,965 | exited | — | 2.7 | — |
| Godrej Consumer Products Limited | 24,077 | exited | — | 2.6 | — |
| Vedanta Aluminium Metal Limited | 46,341 | exited | — | 2.1 | — |
| Max Financial Services Limited | 13,478 | exited | — | 2.0 | — |
| Nippon India ETF Gold Bees | 153,419 | exited | — | 1.8 | — |
| Marico Limited | 11,316 | exited | — | 1.0 | — |
| Hindustan Petroleum Corporation Limited | 5,275 | exited | — | 0.2 | — |
| Vedanta Oil & Gas Limited | 46,341 | exited | — | 0.2 | — |
| TREPS 03-AUG-2026 | 30,460 | exited | — | 30.5 | — |
Only stocks and fund units are listed. Treasury bills, repo and money-market lines roll over every month by design — they are larger in rupees than most equity trades and are not decisions, so they are summarised as cash above rather than listed as activity. Share counts and values are the fund house's own filing. What a position cost when it was first bought is in no monthly disclosure, so a value here is what the shares were worth at the later filing, not what was paid.
How it compares in its category
Against the Multi Asset Allocation Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Groww Multi Asset Allocation Fund Groww Mutual Fund · this scheme | — | — | — | 12.0% | — | -12.6% |
| Quant Multi Asset Allocation Fund quant Mutual Fund | 19.9% | 12.0% | 0.75 | 22.5% | 0.59 | -44.8% |
| Nippon India Multi Asset Allocation Fund Nippon India Mutual Fund | 17.0% | 5.6% | 0.56 | 9.4% | 1.12 | -10.9% |
| WhiteOak Capital Multi Asset Allocation Fund WhiteOak Capital Mutual Fund | 15.2% | 7.9% | 0.29 | 5.5% | 1.59 | -6.1% |
| Aditya Birla Sun Life Multi Asset Allocation Fund Aditya Birla Sun Life Mutual Fund | 13.9% | 6.6% | 0.64 | 9.6% | 0.76 | -13.0% |
| SBI MULTI ASSET ALLOCATION FUND SBI Mutual Fund | 13.5% | 4.1% | 0.44 | 5.6% | 1.25 | -17.6% |
| UTI Multi Asset Allocation Fund UTI Mutual Fund | 13.5% | 2.9% | 0.63 | 11.8% | 0.59 | -25.1% |
| ICICI Prudential Multi Asset Allocation Fund ICICI Prudential Mutual Fund | 12.9% | 6.9% | 0.70 | 15.8% | 0.40 | -54.4% |
| Baroda BNP Paribas Multi Asset Fund Baroda BNP Paribas Mutual Fund | 12.4% | 5.6% | 0.69 | 9.9% | 0.59 | -12.4% |
Alpha and beta are against Nifty 100. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Multi Asset Allocation scheme is
At least 10% each in three asset classes.
Equity, debt and usually gold in one fund. The three rarely fall together, so the ride is smoother — and you never have to decide when to buy gold.
Who it suits. Investors who want one holding that already diversifies across asset classes.
How long money should stay. 5 years or more.
Questions people ask
What is the NAV of Groww Multi Asset Allocation Fund — Regular Plan — Growth?
₹10.0252 as on 24 Sep 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Groww Multi Asset Allocation Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance, every year, so it compounds: on ₹1,00,000 held ten years a gap of 1.5 percentage points is roughly ₹1.4 lakh of ending value. Direct is the same fund without the commission.
What does the Growth option mean?
Growth reinvests everything the fund earns back into the NAV. Nothing is paid out, so the NAV rises with returns and you are taxed only when you sell. For anybody who does not need income from the investment, Growth is the simpler and usually the more tax-efficient option.
What kind of scheme is this?
At least 10% each in three asset classes. Equity, debt and usually gold in one fund. The three rarely fall together, so the ride is smoother — and you never have to decide when to buy gold.
How long should money stay in it?
Typically 5 years or more. Investors who want one holding that already diversifies across asset classes.