September SIP Collections Hit ₹32,490 Crore: Why the Corpus Still Fell
AMFI’s contribution, account and SIP-AUM figures describe different things. Separate new money from market value and investor counts.
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SIP, Compounding & Investment Returns
Explore SIP cash flows, XIRR and compounding with transparent calculations. Assumed returns are examples, while actual outcomes depend on the dates and amounts invested.
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Mutual funds, made simple.
Mutual funds, made simple.
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How do SIP cash flows affect investment returns?
Explore SIP cash flows, XIRR and compounding with transparent calculations. Assumed returns are examples, while actual outcomes depend on the dates and amounts invested.
Start with the relevant research guide ↗SIP & compounding
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Exploring SIP & compounding All topics ×
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✳ MAKE THE NUMBERS CLICKSmall habits.
Small habits.
Big possibilities.
What could a monthly investment become? Move the sliders and see compounding in action.
Illustration only. Monthly deposits at month-end, constant assumed annual return, compounded monthly. Excludes tax, fees and inflation.Illustrative value₹20.72 lakh
Invested ₹9.00 lakh Est. growth ₹11.72 lakh
Questions behind this topic
Why should fund returns be compared over the same period?
Different start and end dates can produce different results even for the same fund. Use a consistent window, plan and benchmark, then examine rolling periods and risk alongside the headline return. For multiple dated investments, a cash-flow measure such as XIRR answers a different question from lump-sum CAGR.
Are the calculator’s assumed returns a forecast?
No. The calculator applies a constant assumed annual return to regular month-end investments. Its result illustrates compounding and excludes tax, fees and inflation. Actual mutual fund returns vary over time, and the example does not promise the displayed investment value.
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