ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA vs ICICI Prudential Children's Fund
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA and ICICI Prudential Children's Fund are both Retirement Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +12.07% vs +12.42%, 5-year CAGR +9.83% vs +11.05%, volatility 15.50% vs 14.58%, maximum drawdown −33.92% vs −31.10%. Their portfolios overlap by 14.4% (8 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | ICICI Prudential Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹23.6500 | ₹355.6200 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 12 Feb 2019 | 2 Jan 2013 |
| Track record | 7.7 yrs | 13.8 yrs |
| Fund size (AUM) | ₹1,197 Cr | ₹1,376 Cr |
| Securities held | 67 | 69 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| 1 month | +4.23% | +1.41% |
| 3 months | −1.34% | −3.76% |
| 6 months | +3.55% | −3.30% |
| 1 year | +4.23% | −2.11% |
| 3 years (CAGR) | +12.07% | +12.42% |
| 5 years (CAGR) | +9.83% | +11.05% |
| 7 years (CAGR) | +11.89% | +13.26% |
| 10 years (CAGR) | — | +11.63% |
| Since launch (CAGR) | +11.76% | +13.04% |
| SIP return (XIRR, 5 years) ⓘ | +11.02% | +10.28% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| 2026 (year to date) | +2.20% | −2.75% |
| 2025 | +8.28% | +9.05% |
| 2024 | +16.02% | +17.85% |
| 2023 | +24.63% | +30.08% |
| 2022 | +1.79% | +3.37% |
| 2021 | +14.24% | +25.67% |
Risk
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Volatility (annualised) ⓘ | 15.50% | 14.58% |
| Downside volatility ⓘ | 10.47% | 9.74% |
| Sharpe ratio ⓘ | 0.36 | 0.41 |
| Sortino ratio ⓘ | 0.53 | 0.61 |
| Maximum drawdown ⓘ | −33.92% | −31.10% |
| Recovery from that fall | 8 months | 8 months |
| Current fall from peak | −1.70% | −4.02% |
| Rolling 1-year return: worst | −27.85% | −26.24% |
| Rolling 1-year return: median | +9.56% | +10.09% |
| Rolling 1-year return: best | +75.07% | +85.63% |
| Share of 1-year periods with a loss | 16.13% | 11.23% |
Against each fund's benchmark
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Beta ⓘ | 0.98 | 0.96 |
| Alpha (Jensen's, annualised) ⓘ | +2.03% | +2.90% |
| R² ⓘ | 88.04 | 90.03 |
| Upside capture | 103.35% | 106.79% |
| Downside capture | 92.10% | 92.17% |
| Tracking error | 5.37% | 4.78% |
| Information ratio | 0.38 | 0.63 |
| Treynor ratio | 4.09 | 5.19 |
Portfolio
Asset mix
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Equity | 98.48% | 79.95% |
| Cash & equivalents | 1.49% | 6.97% |
| Debt | 0.00% | 13.08% |
Market-cap split (share of fund assets)
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Large Cap | 55.30% | 47.03% |
| Mid Cap | 14.99% | 7.26% |
| Small Cap | 26.93% | 25.66% |
| Unclassified | 1.29% | 0.00% |
Concentration
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Top 10 holdings | 28.87% | 40.96% |
| Effective number of stocks ⓘ | 53.4 | 38.5 |
| Securities held | 67 | 69 |
Portfolio overlap: 14.4%
8 companies are held by both funds; by weight, 14.4% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's |
|---|---|---|
| HDFC Bank Limited | 3.56% | 6.44% |
| Reliance Industries Limited | 3.28% | 7.77% |
| Bharti Airtel Limited | 2.46% | 3.12% |
| Mahindra & Mahindra Limited | 1.59% | 2.14% |
| Timken India Ltd. | 1.22% | 1.69% |
| Kotak Mahindra Bank Limited | 1.05% | 4.24% |
| Bajaj Finance Limited | 1.11% | 0.70% |
| SBI Life Insurance Company Limited | 1.13% | 0.60% |
Top 10 holdings
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA
- ICICI Bank Limited5.74%
- HDFC Bank Limited3.56%
- Reliance Industries Limited3.28%
- Axis Bank Limited2.77%
- Meesho Ltd2.59%
- Bharti Airtel Limited2.45%
- Infosys Limited2.29%
- Eternal Limited2.07%
- State Bank of India2.06%
- Hindalco Industries Limited2.04%
ICICI Prudential Children's
- Reliance Industries Limited7.77%
- HDFC Bank Limited6.44%
- Bajaj Holdings & Investment Ltd.4.31%
- Atul Ltd.4.25%
- Kotak Mahindra Bank Limited4.24%
- Vedanta Ltd.3.64%
- Bharti Airtel Limited3.12%
- ITC Limited2.48%
- Cholamandalam Investment and Finance Company Ltd2.36%
- NTPC Limited2.35%
Sector exposure
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA | ICICI Prudential Children's | |
|---|---|---|
| Banks | 16.28% | 12.23% |
| Petroleum Products | 3.28% | 10.20% |
| Finance | 3.08% | 9.84% |
| Chemicals & Petrochemicals | 0.00% | 8.06% |
| Retailing | 7.04% | 0.43% |
| IT - Software | 6.69% | 0.00% |
| Capital Markets | 1.40% | 6.17% |
| Auto Components | 5.37% | 0.35% |
| Industrial Products | 3.26% | 4.58% |
| Sovereign | 0.00% | 4.45% |
| ICRA AA+ | 0.00% | 4.01% |
| Automobiles | 1.59% | 4.00% |
| Pharmaceuticals & Biotechnology | 3.62% | 2.66% |
| Consumer Durables | 3.46% | 0.00% |
Questions people ask
What is the difference between ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA and ICICI Prudential Children's returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +4.23% vs −2.11%; 3-year CAGR +12.07% vs +12.42%; 5-year CAGR +9.83% vs +11.05%; 10-year CAGR — vs +11.63%. Past returns do not indicate future returns.
How do ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA and ICICI Prudential Children's compare on risk?
Volatility (36 monthly returns, annualised) 15.50% vs 14.58%; Sharpe ratio 0.36 vs 0.41; Sortino ratio 0.53 vs 0.61; maximum drawdown −33.92% vs −31.10%; beta 0.98 vs 0.96.
How much do ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA and ICICI Prudential Children's overlap?
By weight, 14.4% of the two portfolios is invested in the same companies; 8 stocks are held by both, the largest shared positions being HDFC Bank Limited, Reliance Industries Limited, Bharti Airtel Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA and ICICI Prudential Children's?
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA: large cap 55.3%, mid cap 15.0%, small cap 26.9%. ICICI Prudential Children's: large cap 47.0%, mid cap 7.3%, small cap 25.7% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.