Aditya Birla Sun Life Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund
Aditya Birla Sun Life Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund are both Multi Asset Allocation funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +16.69% vs +16.31%, 5-year CAGR — vs —, volatility 10.58% vs 5.38%, maximum drawdown −12.83% vs −6.08%. Their portfolios overlap by 22.9% (47 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | WhiteOak Capital Mutual Fund |
| Compared as | Multi Asset Allocation | Multi Asset Allocation |
| NAV | ₹17.7193 | ₹16.5440 |
| NAV date | 5 Nov 2026 | 4 Nov 2026 |
| Launched (first NAV) | 2 Feb 2023 | 22 May 2023 |
| Track record | 3.8 yrs | 3.5 yrs |
| Fund size (AUM) | ₹7,478 Cr | ₹9,111 Cr |
| Securities held | 113 | 208 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| 1 month | +2.29% | +0.43% |
| 3 months | −1.35% | −0.69% |
| 6 months | +1.66% | +2.82% |
| 1 year | +8.84% | +7.88% |
| 3 years (CAGR) | +16.69% | +16.31% |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +16.47% | +15.56% |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| 2026 (year to date) | +3.20% | +5.69% |
| 2025 | +20.35% | +18.39% |
| 2024 | +17.73% | +18.99% |
Risk
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| Volatility (annualised) ⓘ | 10.58% | 5.38% |
| Downside volatility ⓘ | 7.23% | 3.34% |
| Sharpe ratio ⓘ | 0.97 | 1.83 |
| Sortino ratio ⓘ | 1.42 | 2.94 |
| Maximum drawdown ⓘ | −12.83% | −6.08% |
| Recovery from that fall | 5 months | 3 months |
| Current fall from peak | −2.85% | −2.40% |
| Rolling 1-year return: worst | +2.36% | +5.15% |
| Rolling 1-year return: median | +16.87% | +17.66% |
| Rolling 1-year return: best | +31.60% | +26.27% |
| Share of 1-year periods with a loss | 0.00% | 0.00% |
Against each fund's benchmark
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| Beta ⓘ | 0.65 | 0.31 |
| Alpha (Jensen's, annualised) ⓘ | +6.72% | +7.69% |
| R² ⓘ | 82.75 | 70.61 |
| Upside capture | 82.55% | 62.90% |
| Downside capture | 32.91% | 0.71% |
| Tracking error | 6.79% | 10.61% |
| Information ratio | 1.03 | 0.71 |
| Treynor ratio | 13.70 | 30.17 |
Portfolio
Asset mix
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| Equity | 66.99% | 27.83% |
| Debt | 12.25% | 31.03% |
| Gold | 11.32% | 4.57% |
| REITs / InvITs | 4.61% | 20.54% |
| Silver | 2.41% | 0.00% |
| Cash & equivalents | 2.40% | 15.67% |
| Foreign Securities | 0.00% | 0.36% |
Market-cap split (share of fund assets)
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| Large Cap | 39.02% | 19.89% |
| Mid Cap | 17.27% | 3.08% |
| Small Cap | 10.69% | 3.51% |
| Unclassified | 0.01% | 1.35% |
Concentration
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| Top 10 holdings | 31.09% | 24.08% |
| Effective number of stocks ⓘ | 42.9 | 96.7 |
| Securities held | 113 | 208 |
Portfolio overlap: 22.9%
47 companies are held by both funds; by weight, 22.9% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| ICICI Bank Limited | 3.78% | 2.89% |
| Bharti Airtel Limited | 1.76% | 1.41% |
| HDFC Bank Limited | 1.49% | 1.30% |
| Knowledge Realty Trust | 1.06% | 2.18% |
| Nexus Select Trust - REIT | 1.05% | 3.64% |
| Embassy Office Parks REIT | 1.01% | 2.88% |
| Cube Highways Trust | 0.98% | 2.53% |
| Eternal Limited | 1.58% | 0.85% |
| State Bank of India | 0.99% | 0.83% |
| Reliance Industries Limited | 1.84% | 0.80% |
| Coforge Limited | 1.13% | 0.80% |
| Mahindra & Mahindra Limited | 0.89% | 0.79% |
| Adani Enterprises Limited | 0.85% | 0.78% |
| Brookfield India Real Estate Trust | 0.73% | 1.59% |
| Kotak Mahindra Bank Limited | 1.31% | 0.69% |
Top 10 holdings
Aditya Birla Sun Life Multi Asset Allocation
- Aditya Birla Sun Life Gold ETF11.32%
- ICICI Bank Limited3.78%
- Axis Bank Limited2.74%
- Aditya Birla Sun Life Silver ETF2.41%
- Sedemac Mechatronics Limited2.02%
- Meesho Ltd1.91%
- Reliance Industries Limited1.84%
- Bharti Airtel Limited1.76%
- Sansera Engineering Limited1.73%
- Eternal Limited1.58%
WhiteOak Capital Multi Asset Allocation
- Nexus Select Trust - REIT3.64%
- ICICI Bank Limited2.89%
- Embassy Office Parks REIT2.88%
- ICICI Prudential Gold ETF2.82%
- Cube Highways Trust2.53%
- Knowledge Realty Trust2.18%
- 6.94% Government of India (11/05/2036)2.16%
- DSP Gold ETF1.75%
- Citius Transnet Investment Trust1.64%
- Brookfield India Real Estate Trust1.59%
Sector exposure
| Aditya Birla Sun Life Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation | |
|---|---|---|
| CRISIL AAA | 6.42% | 16.80% |
| Unclassified | 13.73% | 0.00% |
| Banks | 12.42% | 6.19% |
| Realty | 4.61% | 11.23% |
| Auto Components | 7.07% | 0.14% |
| Transport Infrastructure | 3.95% | 6.96% |
| Retailing | 6.22% | 1.30% |
| Sovereign | 2.04% | 5.62% |
| IT - Software | 4.66% | 2.02% |
| Finance | 3.87% | 1.77% |
| Capital Markets | 1.28% | 3.78% |
| Pharmaceuticals & Biotechnology | 3.23% | 1.88% |
| CRISIL AA+ | 0.00% | 2.92% |
| Petroleum Products | 2.76% | 0.80% |
Questions people ask
What is the difference between Aditya Birla Sun Life Multi Asset Allocation and WhiteOak Capital Multi Asset Allocation returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +8.84% vs +7.88%; 3-year CAGR +16.69% vs +16.31%; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Aditya Birla Sun Life Multi Asset Allocation and WhiteOak Capital Multi Asset Allocation compare on risk?
Volatility (36 monthly returns, annualised) 10.58% vs 5.38%; Sharpe ratio 0.97 vs 1.83; Sortino ratio 1.42 vs 2.94; maximum drawdown −12.83% vs −6.08%; beta 0.65 vs 0.31.
How much do Aditya Birla Sun Life Multi Asset Allocation and WhiteOak Capital Multi Asset Allocation overlap?
By weight, 22.9% of the two portfolios is invested in the same companies; 47 stocks are held by both, the largest shared positions being ICICI Bank Limited, Bharti Airtel Limited, HDFC Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Aditya Birla Sun Life Multi Asset Allocation and WhiteOak Capital Multi Asset Allocation?
Aditya Birla Sun Life Multi Asset Allocation: large cap 39.0%, mid cap 17.3%, small cap 10.7%. WhiteOak Capital Multi Asset Allocation: large cap 19.9%, mid cap 3.1%, small cap 3.5% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.