Aditya Birla Sun Life Retirement Fund-The 30s Plan vs ICICI Prudential Retirement Fund Pure Debt Plan
Aditya Birla Sun Life Retirement Fund-The 30s Plan and ICICI Prudential Retirement Fund Pure Debt Plan are both Retirement Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +17.28% vs +6.51%, 5-year CAGR +12.26% vs +5.92%, volatility 15.75% vs 1.79%, maximum drawdown −34.23% vs −2.67%. Their portfolios overlap by 0% (0 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | ICICI Prudential Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹25.4690 | ₹17.2568 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 12 Mar 2019 | 28 Feb 2019 |
| Track record | 7.7 yrs | 7.7 yrs |
| Fund size (AUM) | ₹465 Cr | ₹79 Cr |
| Securities held | 79 | 16 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| 1 month | +2.95% | +0.45% |
| 3 months | −1.46% | +0.13% |
| 6 months | +6.78% | +2.27% |
| 1 year | +12.87% | +4.03% |
| 3 years (CAGR) | +17.28% | +6.51% |
| 5 years (CAGR) | +12.26% | +5.92% |
| 7 years (CAGR) | +13.75% | +6.71% |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +12.98% | +7.34% |
| SIP return (XIRR, 5 years) ⓘ | +15.04% | +6.12% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| 2026 (year to date) | +10.72% | +3.32% |
| 2025 | +9.76% | +6.73% |
| 2024 | +19.51% | +8.38% |
| 2023 | +23.00% | +7.06% |
| 2022 | +1.79% | +3.73% |
| 2021 | +14.37% | +4.62% |
Risk
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Volatility (annualised) ⓘ | 15.75% | 1.79% |
| Downside volatility ⓘ | 9.97% | 1.32% |
| Sharpe ratio ⓘ | 0.68 | 0.01 |
| Sortino ratio ⓘ | 1.08 | 0.01 |
| Maximum drawdown ⓘ | −34.23% | −2.67% |
| Recovery from that fall | 8 months | 1 months |
| Current fall from peak | −1.77% | −0.17% |
| Rolling 1-year return: worst | −28.06% | +2.16% |
| Rolling 1-year return: median | +11.96% | +7.03% |
| Rolling 1-year return: best | +76.66% | +14.30% |
| Share of 1-year periods with a loss | 12.96% | 0.00% |
Against each fund's benchmark
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Beta ⓘ | 0.98 | — |
| Alpha (Jensen's, annualised) ⓘ | +6.96% | — |
| R² ⓘ | 84.43 | — |
| Upside capture | 115.95% | — |
| Downside capture | 79.40% | — |
| Tracking error | 6.24% | — |
| Information ratio | 1.21 | — |
| Treynor ratio | 9.71 | — |
Portfolio
Asset mix
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Equity | 95.91% | 0.00% |
| Cash & equivalents | 3.84% | 12.03% |
| Debt | 0.22% | 87.96% |
Market-cap split (share of fund assets)
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Large Cap | 37.29% | 0.00% |
| Mid Cap | 22.93% | 0.00% |
| Small Cap | 35.30% | 0.00% |
| Unclassified | 0.43% | 0.00% |
Concentration
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Top 10 holdings | 25.51% | 74.32% |
| Effective number of stocks ⓘ | 65 | 13.4 |
| Securities held | 79 | 16 |
Portfolio overlap: 0%
0 companies are held by both funds; by weight, 0% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
Top 10 holdings
Aditya Birla Sun Life Retirement Fund-The 30s Plan
- ICICI Bank Limited3.64%
- Ather Energy Limited3.22%
- Aditya Infotech Limited3.01%
- S.J.S. Enterprises Limited2.53%
- Dr. Lal Path Labs Limited2.37%
- Eternal Limited2.31%
- Sona BLW Precision Forgings Limited2.31%
- Kirloskar Oil Engines Limited2.07%
- Ajanta Pharma Limited2.06%
- HDFC Bank Limited2.00%
ICICI Prudential Retirement Fund Pure Debt Plan
- 6.94% Government of India (11/05/2036)17.33%
- 7.34% GOI MAT 22046411.97%
- Nirma Ltd.7.56%
- Housing and Urban Development Corporation Ltd.6.42%
- LIC Housing Finance Ltd.6.39%
- Muthoot Finance Ltd.6.30%
- Government Securities5.64%
- 8.30% REC Limited 20295.11%
- Vedanta Ltd.3.81%
- Eris Lifesciences Ltd.3.78%
Sector exposure
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | ICICI Prudential Retirement Fund Pure Debt Plan | |
|---|---|---|
| Sovereign | 0.22% | 34.94% |
| CRISIL AAA | 0.00% | 18.86% |
| Banks | 13.46% | 0.00% |
| CRISIL AA+ | 0.00% | 10.11% |
| CRISIL AA | 0.00% | 7.56% |
| Retailing | 6.61% | 0.00% |
| ICRA AAA | 0.00% | 6.42% |
| Auto Components | 6.38% | 0.00% |
| IT - Software | 6.01% | 0.00% |
| Industrial Products | 5.56% | 0.00% |
| Finance | 5.11% | 0.00% |
| Automobiles | 4.53% | 0.00% |
| Pharmaceuticals & Biotechnology | 4.29% | 0.00% |
| FITCH AA | 0.00% | 3.78% |
Questions people ask
What is the difference between Aditya Birla Sun Life Retirement Fund-The 30s Plan and ICICI Prudential Retirement Fund Pure Debt Plan returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +12.87% vs +4.03%; 3-year CAGR +17.28% vs +6.51%; 5-year CAGR +12.26% vs +5.92%; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Aditya Birla Sun Life Retirement Fund-The 30s Plan and ICICI Prudential Retirement Fund Pure Debt Plan compare on risk?
Volatility (36 monthly returns, annualised) 15.75% vs 1.79%; Sharpe ratio 0.68 vs 0.01; Sortino ratio 1.08 vs 0.01; maximum drawdown −34.23% vs −2.67%; beta 0.98 vs —.
How much do Aditya Birla Sun Life Retirement Fund-The 30s Plan and ICICI Prudential Retirement Fund Pure Debt Plan overlap?
By weight, 0% of the two portfolios is invested in the same companies; 0 stocks are held by both. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Aditya Birla Sun Life Retirement Fund-The 30s Plan and ICICI Prudential Retirement Fund Pure Debt Plan?
Aditya Birla Sun Life Retirement Fund-The 30s Plan: large cap 37.3%, mid cap 22.9%, small cap 35.3%. ICICI Prudential Retirement Fund Pure Debt Plan: large cap 0.0%, mid cap 0.0%, small cap 0.0% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.