Axis Retirement Fund - Aggressive Plan vs PGIM India Retirement Fund
Axis Retirement Fund - Aggressive Plan and PGIM India Retirement Fund are both Retirement Funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +12.08% vs —, 5-year CAGR +7.46% vs —, volatility 12.28% vs 16.04%, maximum drawdown −25.88% vs −16.53%.
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Fund house | Axis Mutual Fund | PGIM India Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹20.5300 | ₹12.8400 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 27 Dec 2019 | 19 Apr 2024 |
| Track record | 6.9 yrs | 2.5 yrs |
| Fund size (AUM) | ₹666 Cr | — |
| Securities held | 97 | — |
| Portfolio as of | 30 Sep 2026 | Not disclosed yet |
| Fund page | Full record → | Full record → |
Returns
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| 1 month | +4.16% | +3.46% |
| 3 months | −0.82% | −0.85% |
| 6 months | +2.91% | +5.16% |
| 1 year | −0.44% | +3.05% |
| 3 years (CAGR) | +12.08% | — |
| 5 years (CAGR) | +7.46% | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +11.04% | +10.35% |
| SIP return (XIRR, 5 years) ⓘ | +9.10% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| 2026 (year to date) | +0.05% | +5.16% |
| 2025 | +5.50% | +3.21% |
| 2024 | +20.73% | — |
| 2023 | +21.49% | — |
| 2022 | −5.62% | — |
| 2021 | +18.47% | — |
Risk
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Volatility (annualised) ⓘ | 12.28% | 16.04% |
| Downside volatility ⓘ | 8.72% | 10.77% |
| Sharpe ratio ⓘ | 0.46 | 0.24 |
| Sortino ratio ⓘ | 0.64 | 0.36 |
| Maximum drawdown ⓘ | −25.88% | −16.53% |
| Recovery from that fall | 8 months | 4 months |
| Current fall from peak | −1.16% | −1.68% |
| Rolling 1-year return: worst | −11.45% | −5.81% |
| Rolling 1-year return: median | +10.05% | +4.49% |
| Rolling 1-year return: best | +58.57% | +21.67% |
| Share of 1-year periods with a loss | 22.92% | 13.80% |
Against each fund's benchmark
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Beta ⓘ | 0.82 | 1.00 |
| Alpha (Jensen's, annualised) ⓘ | +2.30% | +5.14% |
| R² ⓘ | 95.16 | 86.89 |
| Upside capture | 94.81% | 114.35% |
| Downside capture | 79.37% | 87.36% |
| Tracking error | 3.81% | 5.77% |
| Information ratio | 0.61 | 0.90 |
| Treynor ratio | 5.21 | 0.04 |
Portfolio
PGIM India Retirement Fund has no usable portfolio disclosure on file yet, so portfolio comparisons are shown only where available.
Asset mix
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Equity | 73.48% | — |
| Debt | 21.92% | — |
| Cash & equivalents | 4.60% | — |
Market-cap split (share of fund assets)
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Large Cap | 52.25% | — |
| Mid Cap | 10.76% | — |
| Small Cap | 9.83% | — |
| Unclassified | 0.64% | — |
Concentration
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Top 10 holdings | 39.90% | — |
| Effective number of stocks ⓘ | 43.2 | — |
| Securities held | 97 | — |
Top 10 holdings
Axis Retirement Fund - Aggressive Plan
- 7.1% Government of India (08/04/2034)6.36%
- Reliance Industries Limited5.16%
- 6.79% Government of India (07/10/2034)5.14%
- ICICI Bank Limited4.93%
- HDFC Bank Limited4.66%
- 7.25% GOI MAT 1206633.52%
- 7.18% Government of India (24/07/2037)2.99%
- Bharti Airtel Limited2.73%
- Kotak Mahindra Bank Limited2.27%
- Mahindra & Mahindra Limited2.14%
PGIM India Retirement
Not disclosed yet.
Sector exposure
| Axis Retirement Fund - Aggressive Plan | PGIM India Retirement | |
|---|---|---|
| Sovereign | 19.39% | — |
| Banks | 15.70% | — |
| Petroleum Products | 5.16% | — |
| Finance | 4.92% | — |
| Pharmaceuticals & Biotechnology | 4.38% | — |
| IT - Software | 3.80% | — |
| Auto Components | 3.47% | — |
| Automobiles | 3.31% | — |
| Telecom - Services | 3.17% | — |
| Chemicals & Petrochemicals | 3.09% | — |
| Retailing | 2.55% | — |
| Consumer Durables | 2.55% | — |
| Healthcare Services | 2.20% | — |
| Power | 2.06% | — |
Questions people ask
What is the difference between Axis Retirement Fund - Aggressive Plan and PGIM India Retirement returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return −0.44% vs +3.05%; 3-year CAGR +12.08% vs —; 5-year CAGR +7.46% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Axis Retirement Fund - Aggressive Plan and PGIM India Retirement compare on risk?
Volatility (36 monthly returns, annualised) 12.28% vs 16.04%; Sharpe ratio 0.46 vs 0.24; Sortino ratio 0.64 vs 0.36; maximum drawdown −25.88% vs −16.53%; beta 0.82 vs 1.00.
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.