Axis Retirement Fund - Dynamic Plan vs Baroda BNP Paribas Retirement Fund
Axis Retirement Fund - Dynamic Plan and Baroda BNP Paribas Retirement Fund are both Retirement Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +13.02% vs —, 5-year CAGR +8.14% vs —, volatility 13.67% vs 12.66%, maximum drawdown −17.13% vs −12.36%. Their portfolios overlap by 27.4% (26 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Fund house | Axis Mutual Fund | Baroda BNP Paribas Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹22.1500 | ₹12.1686 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 27 Dec 2019 | 31 May 2024 |
| Track record | 6.9 yrs | 2.4 yrs |
| Fund size (AUM) | ₹269 Cr | ₹387 Cr |
| Securities held | 97 | 58 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| 1 month | +5.38% | +4.10% |
| 3 months | +0.05% | −0.26% |
| 6 months | +4.53% | +3.57% |
| 1 year | +1.19% | +4.03% |
| 3 years (CAGR) | +13.02% | — |
| 5 years (CAGR) | +8.14% | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +12.27% | +8.42% |
| SIP return (XIRR, 5 years) ⓘ | +9.98% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| 2026 (year to date) | +1.14% | +2.40% |
| 2025 | +2.77% | +7.59% |
| 2024 | +25.87% | — |
| 2023 | +22.15% | — |
| 2022 | −4.81% | — |
| 2021 | +21.33% | — |
Risk
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Volatility (annualised) ⓘ | 13.67% | 12.66% |
| Downside volatility ⓘ | 9.72% | 9.10% |
| Sharpe ratio ⓘ | 0.48 | 0.15 |
| Sortino ratio ⓘ | 0.67 | 0.21 |
| Maximum drawdown ⓘ | −17.13% | −12.36% |
| Recovery from that fall | 13 months | 4 months |
| Current fall from peak | −1.29% | −0.94% |
| Rolling 1-year return: worst | −9.76% | −3.47% |
| Rolling 1-year return: median | +10.42% | +6.15% |
| Rolling 1-year return: best | +52.22% | +15.71% |
| Share of 1-year periods with a loss | 21.13% | 3.94% |
Against each fund's benchmark
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Beta ⓘ | 0.89 | 0.79 |
| Alpha (Jensen's, annualised) ⓘ | +3.03% | +3.52% |
| R² ⓘ | 92.39 | 92.40 |
| Upside capture | 103.66% | 93.18% |
| Downside capture | 87.50% | 68.43% |
| Tracking error | 4.12% | 4.69% |
| Information ratio | 0.77 | 1.05 |
| Treynor ratio | 5.74 | -0.57 |
Portfolio
Asset mix
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Equity | 78.76% | 70.17% |
| Debt | 10.94% | 25.61% |
| Cash & equivalents | 10.27% | 4.22% |
Market-cap split (share of fund assets)
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Large Cap | 51.74% | 41.47% |
| Mid Cap | 13.81% | 18.12% |
| Small Cap | 13.21% | 10.58% |
| Unclassified | 0.00% | 0.00% |
Concentration
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Top 10 holdings | 35.15% | 40.59% |
| Effective number of stocks ⓘ | 51.2 | 21.6 |
| Securities held | 97 | 58 |
Portfolio overlap: 27.4%
26 companies are held by both funds; by weight, 27.4% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement |
|---|---|---|
| ICICI Bank Limited | 5.39% | 2.73% |
| HDFC Bank Limited | 5.05% | 2.20% |
| State Bank of India | 2.12% | 2.23% |
| Larsen & Toubro Limited | 2.02% | 2.67% |
| Bharti Airtel Limited | 2.86% | 1.88% |
| Reliance Industries Limited | 5.15% | 1.53% |
| Mahindra & Mahindra Limited | 2.14% | 1.52% |
| Divi's Laboratories Limited | 1.34% | 2.64% |
| Kotak Mahindra Bank Limited | 2.26% | 1.29% |
| Axis Bank Limited | 1.27% | 1.82% |
| PNB Housing Finance Limited | 1.22% | 1.45% |
| Bajaj Finance Limited | 1.70% | 0.99% |
| Pidilite Industries Limited | 1.22% | 0.95% |
| Infosys Limited | 1.81% | 0.91% |
| Fortis Healthcare Limited | 0.84% | 1.09% |
Top 10 holdings
Axis Retirement Fund - Dynamic Plan
- ICICI Bank Limited5.39%
- 7.3% GOI (MD 19/06/2053)5.36%
- Reliance Industries Limited5.15%
- HDFC Bank Limited5.05%
- Bharti Airtel Limited2.86%
- 7.25% GOI MAT 1206632.80%
- Kotak Mahindra Bank Limited2.26%
- Mahindra & Mahindra Limited2.14%
- State Bank of India2.12%
- Larsen & Toubro Limited2.02%
Baroda BNP Paribas Retirement
- Government Securities18.30%
- 7.34% GOI MAT 2204643.98%
- ICICI Bank Limited2.73%
- Larsen & Toubro Limited2.67%
- Divi's Laboratories Limited2.64%
- State Bank of India2.23%
- HDFC Bank Limited2.20%
- Titan Company Limited2.01%
- Bharat Heavy Electricals Limited1.95%
- Bharti Airtel Limited1.88%
Sector exposure
| Axis Retirement Fund - Dynamic Plan | Baroda BNP Paribas Retirement | |
|---|---|---|
| Sovereign | 10.94% | 22.76% |
| Banks | 16.53% | 15.78% |
| Pharmaceuticals & Biotechnology | 5.28% | 3.93% |
| Petroleum Products | 5.15% | 2.89% |
| Finance | 4.99% | 3.44% |
| Auto Components | 4.79% | 0.00% |
| Automobiles | 3.09% | 4.68% |
| Electrical Equipment | 3.92% | 4.62% |
| Healthcare Services | 4.07% | 1.09% |
| Capital Markets | 0.37% | 3.83% |
| Chemicals & Petrochemicals | 1.56% | 3.56% |
| IT - Software | 3.35% | 3.45% |
| Telecom - Services | 3.30% | 1.88% |
| Consumer Durables | 2.67% | 2.01% |
Questions people ask
What is the difference between Axis Retirement Fund - Dynamic Plan and Baroda BNP Paribas Retirement returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +1.19% vs +4.03%; 3-year CAGR +13.02% vs —; 5-year CAGR +8.14% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Axis Retirement Fund - Dynamic Plan and Baroda BNP Paribas Retirement compare on risk?
Volatility (36 monthly returns, annualised) 13.67% vs 12.66%; Sharpe ratio 0.48 vs 0.15; Sortino ratio 0.67 vs 0.21; maximum drawdown −17.13% vs −12.36%; beta 0.89 vs 0.79.
How much do Axis Retirement Fund - Dynamic Plan and Baroda BNP Paribas Retirement overlap?
By weight, 27.4% of the two portfolios is invested in the same companies; 26 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, State Bank of India. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Axis Retirement Fund - Dynamic Plan and Baroda BNP Paribas Retirement?
Axis Retirement Fund - Dynamic Plan: large cap 51.7%, mid cap 13.8%, small cap 13.2%. Baroda BNP Paribas Retirement: large cap 41.5%, mid cap 18.1%, small cap 10.6% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.