Axis Retirement Fund - Dynamic Plan vs ICICI Prudential Retirement Fund Pure Equity Plan
Axis Retirement Fund - Dynamic Plan and ICICI Prudential Retirement Fund Pure Equity Plan are both Retirement Funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +13.02% vs +20.42%, 5-year CAGR +7.99% vs +18.00%, volatility 13.58% vs 15.95%, maximum drawdown −17.13% vs −37.17%. Their portfolios overlap by 30.9% (30 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Fund house | Axis Mutual Fund | ICICI Prudential Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹21.9900 | ₹38.6700 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 27 Dec 2019 | 28 Feb 2019 |
| Track record | 6.9 yrs | 7.7 yrs |
| Fund size (AUM) | ₹269 Cr | ₹2,106 Cr |
| Securities held | 97 | 87 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| 1 month | +4.22% | +1.92% |
| 3 months | −0.63% | −3.06% |
| 6 months | +3.63% | −0.85% |
| 1 year | −0.27% | +2.60% |
| 3 years (CAGR) | +13.02% | +20.42% |
| 5 years (CAGR) | +7.99% | +18.00% |
| 7 years (CAGR) | — | +20.34% |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +12.16% | +19.23% |
| SIP return (XIRR, 5 years) ⓘ | +9.68% | +17.09% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| 2026 (year to date) | +0.41% | +2.09% |
| 2025 | +2.77% | +15.56% |
| 2024 | +25.87% | +25.21% |
| 2023 | +22.15% | +39.85% |
| 2022 | −4.81% | +3.60% |
| 2021 | +21.33% | +49.34% |
Risk
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Volatility (annualised) ⓘ | 13.58% | 15.95% |
| Downside volatility ⓘ | 9.72% | 9.92% |
| Sharpe ratio ⓘ | 0.48 | 0.88 |
| Sortino ratio ⓘ | 0.67 | 1.41 |
| Maximum drawdown ⓘ | −17.13% | −37.17% |
| Recovery from that fall | 13 months | 8 months |
| Current fall from peak | −2.01% | −3.71% |
| Rolling 1-year return: worst | −9.76% | −32.59% |
| Rolling 1-year return: median | +10.42% | +18.41% |
| Rolling 1-year return: best | +52.22% | +91.20% |
| Share of 1-year periods with a loss | 21.20% | 11.03% |
Against each fund's benchmark
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Beta ⓘ | 0.89 | 1.05 |
| Alpha (Jensen's, annualised) ⓘ | +3.03% | +9.34% |
| R² ⓘ | 92.39 | 87.56 |
| Upside capture | 103.66% | 135.41% |
| Downside capture | 87.50% | 93.73% |
| Tracking error | 4.12% | 5.88% |
| Information ratio | 0.77 | 1.76 |
| Treynor ratio | 5.74 | 11.78 |
Portfolio
Asset mix
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Equity | 78.76% | 95.82% |
| Debt | 10.94% | 0.00% |
| Cash & equivalents | 10.27% | 4.22% |
Market-cap split (share of fund assets)
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Large Cap | 51.74% | 49.55% |
| Mid Cap | 13.81% | 24.74% |
| Small Cap | 13.21% | 20.59% |
| Unclassified | 0.00% | 0.90% |
Concentration
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Top 10 holdings | 35.15% | 29.97% |
| Effective number of stocks ⓘ | 51.2 | 56.7 |
| Securities held | 97 | 87 |
Portfolio overlap: 30.9%
30 companies are held by both funds; by weight, 30.9% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan |
|---|---|---|
| HDFC Bank Limited | 5.05% | 4.99% |
| Reliance Industries Limited | 5.15% | 3.94% |
| Bharti Airtel Limited | 2.86% | 2.36% |
| ICICI Bank Limited | 5.39% | 2.29% |
| Mahindra & Mahindra Limited | 2.14% | 2.00% |
| Apar Industries Limited | 1.79% | 2.29% |
| Larsen & Toubro Limited | 2.02% | 1.74% |
| The Phoenix Mills Limited | 1.04% | 1.51% |
| Hindustan Aeronautics Limited | 1.00% | 1.17% |
| Pidilite Industries Limited | 1.22% | 0.92% |
| InterGlobe Aviation Limited | 0.85% | 1.46% |
| United Spirits Limited | 0.84% | 1.81% |
| HDFC Life Insurance Company Limited | 0.79% | 0.86% |
| The Indian Hotels Company Limited | 0.75% | 1.23% |
| NTPC Limited | 1.22% | 0.72% |
Top 10 holdings
Axis Retirement Fund - Dynamic Plan
- ICICI Bank Limited5.39%
- 7.3% GOI (MD 19/06/2053)5.36%
- Reliance Industries Limited5.15%
- HDFC Bank Limited5.05%
- Bharti Airtel Limited2.86%
- 7.25% GOI MAT 1206632.80%
- Kotak Mahindra Bank Limited2.26%
- Mahindra & Mahindra Limited2.14%
- State Bank of India2.12%
- Larsen & Toubro Limited2.02%
ICICI Prudential Retirement Fund Pure Equity Plan
- HDFC Bank Limited4.99%
- Reliance Industries Limited3.94%
- Multi Commodity Exchange of India Limited3.81%
- Hindustan Unilever Ltd.3.60%
- Bharti Airtel Limited2.36%
- Cummins India Limited2.31%
- Apar Industries Limited2.29%
- ICICI Bank Limited2.29%
- Avenue Supermarts Ltd.2.25%
- Britannia Industries Ltd.2.13%
Sector exposure
| Axis Retirement Fund - Dynamic Plan | ICICI Prudential Retirement Fund Pure Equity Plan | |
|---|---|---|
| Banks | 16.53% | 7.28% |
| Sovereign | 10.94% | 0.00% |
| Electrical Equipment | 3.92% | 8.32% |
| Industrial Products | 0.42% | 7.60% |
| Capital Markets | 0.37% | 5.90% |
| Diversified FMCG | 0.69% | 5.29% |
| Pharmaceuticals & Biotechnology | 5.28% | 2.12% |
| Petroleum Products | 5.15% | 3.94% |
| Finance | 4.99% | 0.71% |
| Auto Components | 4.79% | 2.31% |
| Consumer Durables | 2.67% | 4.68% |
| Healthcare Services | 4.07% | 0.20% |
| Realty | 1.04% | 3.90% |
| Automobiles | 3.09% | 3.60% |
Questions people ask
What is the difference between Axis Retirement Fund - Dynamic Plan and ICICI Prudential Retirement Fund Pure Equity Plan returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return −0.27% vs +2.60%; 3-year CAGR +13.02% vs +20.42%; 5-year CAGR +7.99% vs +18.00%; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Axis Retirement Fund - Dynamic Plan and ICICI Prudential Retirement Fund Pure Equity Plan compare on risk?
Volatility (36 monthly returns, annualised) 13.58% vs 15.95%; Sharpe ratio 0.48 vs 0.88; Sortino ratio 0.67 vs 1.41; maximum drawdown −17.13% vs −37.17%; beta 0.89 vs 1.05.
How much do Axis Retirement Fund - Dynamic Plan and ICICI Prudential Retirement Fund Pure Equity Plan overlap?
By weight, 30.9% of the two portfolios is invested in the same companies; 30 stocks are held by both, the largest shared positions being HDFC Bank Limited, Reliance Industries Limited, Bharti Airtel Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Axis Retirement Fund - Dynamic Plan and ICICI Prudential Retirement Fund Pure Equity Plan?
Axis Retirement Fund - Dynamic Plan: large cap 51.7%, mid cap 13.8%, small cap 13.2%. ICICI Prudential Retirement Fund Pure Equity Plan: large cap 49.6%, mid cap 24.7%, small cap 20.6% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
Axis Retirement Fund - Dynamic Plan vs
- Axis Retirement Fund - Dynamic Plan vs HDFC Retirement Fund - Hybrid-Equity Plan
- Axis Retirement Fund - Dynamic Plan vs Nippon India Retirement Fund- Wealth Creation Scheme
- Axis Retirement Fund - Dynamic Plan vs SBI Retirement Benefit Fund - Conservative Plan
- Axis Retirement Fund - Dynamic Plan vs UTI Children's Equity
- Axis Retirement Fund - Dynamic Plan vs Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
- Axis Retirement Fund - Dynamic Plan vs Franklin India Retirement
ICICI Prudential Retirement Fund Pure Equity Plan vs
- ICICI Prudential Retirement Fund Pure Equity Plan vs Aditya Birla Sun Life Retirement Fund-The 40s Plan
- ICICI Prudential Retirement Fund Pure Equity Plan vs Baroda BNP Paribas Children's
- ICICI Prudential Retirement Fund Pure Equity Plan vs ICICI Prudential Children's
- ICICI Prudential Retirement Fund Pure Equity Plan vs PGIM India Retirement
- ICICI Prudential Retirement Fund Pure Equity Plan vs Tata Childrens
- ICICI Prudential Retirement Fund Pure Equity Plan vs UTI Children's Hybrid
All Retirement Funds comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.